Sari Warsaw is a financial advisor with Morgan Stanley in Jericho, NY, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. She previously worked at UBS Financial Services Inc. for 10 years before joining Morgan Stanley and its Private Bank division in 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and provides financial planning services that utilize firm-approved tools and modeling techniques.

Li May Bystricky is a Series 66 licensed advisor with Merrill in Melville, NY. She has over 25 years of industry experience, including a long tenure at Bank of America prior to joining Merrill. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Lili Monassebian is a financial advisor at OSAIC with 29 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for American Portfolios Financial Services, Inc. for 15 years before joining OSAIC in 2024. OSAIC serves a diverse range of clients, including retail and institutional investors, through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with portfolio construction supported by asset-allocation tools, risk-tolerance assessments, and access to third-party money managers.

Craig Silverman is a financial advisor with Equitable Advisors who holds Series 63 and Series 65 licenses and has 32 years of industry experience. He has been with Equitable Advisors since 2005 and previously worked at AXA Advisors, LLC. Outside of his advisory role, he serves as a residential property tax grievance consultant, preparing paperwork to contest property tax assessments. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

George Frenzel III is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 19 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage and investment management capabilities.

Francie Brown is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. She holds Series 63 and Series 65 credentials. Prior to her current role, she worked at Raymond James Financial Services Advisors, Inc. and Wells Fargo Clearing. Outside of her advisory work, she serves as an Operations Manager for multiple support companies affiliated with wealth management. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include specialized areas such as business-owner transition and special-needs analysis. The firm supports advisors with research and planning tools while integrating advisory services with other financial products and referral channels.

Raquel Pazmino Coff is a financial advisor at Fidelity with 11 years of industry experience. She holds the Series 66 designation and has worked at JP Morgan Chase Bank, Morgan Stanley, and their affiliated entities prior to joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, offering discretionary and non-discretionary services as well as model portfolios built from mutual funds, ETFs, and ETPs.

John Mayo is a financial advisor with LPL Financial who holds a Series 63 designation and has 29 years of industry experience. Prior to joining LPL Financial in 2025, he worked at OSAIC for seven years and Signator Investors, Inc. for 21 years. Mayo is also involved in non-variable insurance related activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a large national network of advisors. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management strategies supported by internal and third-party research.

Jacqueline Motta is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Michael Browne III is a financial advisor with Morgan Stanley, holding a Series 66 designation. He has been in the industry since 2023, with prior experience at Northwestern Mutual and Ci Siamo, as well as involvement in hospitality at Uncle Jack's Steakhouse. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, managing approximately $2.74 trillion in assets and offering tailored financial planning supported by firm-approved tools and processes.

Gary Carruthers is a financial advisor with Wells Fargo Clearing in Woodbury, NY, holding a Series 66 designation and 18 years of industry experience. He previously worked at J.P. Morgan Securities for 12 years before joining Wells Fargo in 2024. Outside of advising, he is a co-owner of Two Havens Brewing Company LLC, a business that sells beer and merchandise. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Melissa Reali is a financial advisor with Mass Mutual Investors Services in Woodbury, NY, holding a Series 63 designation and 28 years of industry experience. She has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 1997. In addition to her advisory role, she is involved in individual life, health, group life, and group health insurance sales. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager options, as well as educational seminars.

Suprita Taparia is a financial advisor at Mass Mutual Investors Services with three years of industry experience. She holds Series 63 and Series 66 designations and has worked at MassMutual and its affiliate since 2023. Prior to her financial services career, she was a homemaker for over a decade. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual collaborative engagements using firm-approved tools and offers specialized programs including Divorce Planning and event-driven planning for estates and employers.

Tak Jue is a financial advisor with Cetera, holding a Series 63 designation and bringing 30 years of industry experience. He has been with Cetera and Cetera Financial Specialists LLC since 2000 and also owns and operates Accounting Network Tax Service, Inc., providing accounting and tax filing services. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts, offering diverse portfolio management and financial planning options through a large network of independent advisors.

David Israel is a financial advisor at Morgan Stanley with Series 65 and Series 63 credentials and 40 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009, following a career at Citigroup Global Markets that began in 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Anthony Spinelli is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has worked at MML Investors Services LLC and Mass Mutual Life Insurance Company since 2022 and previously spent six years at JP Morgan Chase Bank, N.A. In addition to his advisory role, Spinelli is an independent real estate agent representing clients in property transactions. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm emphasizes ongoing, collaborative planning relationships and offers a range of programs including wrap accounts, money-manager programs, and educational seminars.

Wenyu Zhang is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and eight years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2018, Zhang worked at TD Bank and MassMutual Financial Group. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Johnson Uwamanzu Nna is a financial advisor at LPL Financial with Series 63 and Series 66 credentials and three years of industry experience. His prior work includes roles at Edward Jones, Merrill, Bank of America, and Webster Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management alongside research from LPL Research and third-party subadvisors.

Matthew Vella is a Financial Consultant currently working at Fidelity Investments since 2023. In his role, he partners with clients to develop personalized financial plans aimed at achieving their financial and life goals. He emphasizes understanding both the financial and personal aspects of his clients' lives to build trust and serve as their primary financial consultant. Matthew and his team provide service designed to instill confidence in the clients and their financial plans. Prior to joining Fidelity Investments, Matthew served as AVP and Branch Manager at E*TRADE from Morgan Stanley between 2015 and 2023. His experience encompasses managing client relationships and financial planning within the investment industry. Outside of his professional work, Matthew has interests in the beach, cooking and baking, fitness, parenthood, traveling, and volunteering.

Jake Crimeni is a financial advisor with Equitable Advisors in Melville, NY, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Northwestern Mutual and Mosquito Squad. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and various third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.