Alberto Mattos is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding Series 66 and Series 63 licenses. He has nine years of industry experience, all with HSBC entities. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, using both discretionary and client-directed approaches. The firm’s investment process integrates multiple risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence conducted by affiliated and third-party providers.

Ralph Disomma is a financial advisor at Oppenheimer with 23 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Oppenheimer since 2017, following roles at Raymond James & Associates and Morgan Stanley. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a wide range of programs and advisory services across equity, balanced, and fixed-income portfolios, utilizing both discretionary and non-discretionary approaches.

Qian Li is a financial advisor with Guardian Life and holds Series 66 and Series 63 designations, having six years of industry experience. Li’s prior work includes roles at Park Avenue Securities, NYLIFE Securities LLC, and New York Life Insurance Company. Outside of advisory activities, Li is involved with East and Ocean Life as a broker. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, serves individuals, pension plans, charitable organizations, and corporate clients by providing brokerage services, financial planning, retirement consulting, and a combination of proprietary and third-party investment advisory programs.

Joseph Yang is a financial advisor with Citigroup Global Markets in New York, NY, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked at Citigroup since 2017 and previously spent three years with Cetera Advisors LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and combines large institutional scale with unique market roles, including functioning as a swap dealer and futures commission merchant.

Peter Bournias is a financial advisor at Citigroup Global Markets with 24 years of industry experience. He holds Series 63 and Series 66 registrations and has worked at Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients, including workplace, high-net-worth, and ultra-high-net-worth segments, offering a range of advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as acting as a swap dealer and futures commission merchant.

Dylan Squeo is a financial advisor at TIAA-CREF with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Citigroup Global Markets Inc., City National Rochdale, and Northwestern Mutual Wealth Management Company. His current role began in 2026 with TIAA-CREF. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers a range of advisory services, including model portfolios and customized portfolio management under a fiduciary standard.

Jimmy Brey is a financial advisor at Citigroup Global Markets with 11 years of industry experience. He holds a Series 66 designation and has worked at Citigroup Global Markets since 2014, with additional experience at Merrill and Bank of America. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles including in-house research, security pricing, and activities as a swap dealer and futures commission merchant.

Christopher Biotti is a financial advisor at Citigroup Global Markets with 22 years of industry experience. He holds the Series 66 designation and previously worked at Merrill for 13 years before joining Citigroup in 2025. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, execution, and custody services. The firm employs multi-asset, multi-manager strategies and leverages its large institutional scale alongside unique market roles such as acting as a swap dealer and futures commission merchant.

Veronica Magnotta is a financial advisor at VALIC Financial Advisors with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at VALIC Financial Advisors since 2012 and at Agia since 2022. Outside of her advisory role, she has worked as a substitute teacher providing classroom coverage and instructional support. VALIC Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and unified managed account programs through a large network of advisors, utilizing Envestnet’s platform and third-party model managers.

Manuel Gomez is a financial advisor at Citigroup Global Markets with eight years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at various HSBC entities from 2006 to 2022 before joining Citigroup in 2022. Citigroup Global Markets serves individual and institutional clients across several wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and is notable for its large institutional scale and diverse market roles.

Craig Giventer is a CFA® charterholder with 15 years of industry experience. He currently works at Focus Partners Wealth, LLC in New York, NY. His prior experience includes roles at The Colony Group, LLC, GYL Financial Synergies, and Financial Partners Capital Management, Inc. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with wealth management and advisory services. The firm employs an investment approach that combines active and passive strategies within a tax- and fee-sensitive framework, utilizing fundamental and quantitative analysis alongside various portfolio management tools.

Michael Borrelli is a Series 66-licensed financial advisor with Principal Financial Services, with 17 years of industry experience. He has been with Principal Securities and Principal Life Insurance Company since 2010. Principal Securities provides brokerage and registered investment advisory services to a broad client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel stationed abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Michael Weinstein is a financial advisor at Oppenheimer with 33 years of industry experience, including 21 years at his current firm. He holds the Series 63 and Series 65 designations. Outside of his advisory work, he is the author and photographer of the book *Ten Times Chai: 180 Orthodox Synagogues of New York City*, and he also participates as an individual artist in art competitions and festivals. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a variety of advisory programs and manages both discretionary and non-discretionary accounts, covering equity, balanced, and fixed-income portfolios with an emphasis on strategic asset allocation and manager selection.

Vincent Penn is a financial advisor at Citigroup Global Markets with 22 years of industry experience. He holds a Series 66 designation and has been with Citigroup Global Markets since 2007. Outside of his advisory role, he serves as a director for the Middletown Lacrosse Club, assisting with the operations of youth lacrosse teams. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains several unique market roles, including in-house research and security pricing, which distinguish it from many peers.

Christine Wolferman is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has been with Citi since 2012. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm utilizes multi-asset, multi-manager strategies with internal standards and oversight committees to select and monitor managers, providing both discretionary and non-discretionary investment solutions.

Frank Bove is a financial advisor at Guardian Life with 26 years of industry experience. He holds the PFS™ and Series 63 designations and has worked at Park Avenue Securities and Guardian Life Insurance Company since 2010. Outside of advisory work, he is a partner at Dinowitz & Bove CPAs, a full-service public accounting and tax preparation firm. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, and investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients.

Nicholas Siconolfi is a financial advisor at Oppenheimer with 11 years of industry experience. He holds Series 63 and Series 65 designations and has been with Oppenheimer since 2015. Based in New York, NY, his career has been focused within this firm. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and pooled investment vehicles. The firm offers a broad range of programs and advisory services, including equity, balanced, and fixed-income portfolios, utilizing both discretionary and non-discretionary approaches tailored to clients’ objectives.

Ronnie Galindo is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds a Series 66 designation and has worked at Citigroup and Citibank N.A. since 2018. Outside of finance, he serves as a bookkeeper for Lilylu Aesthetics LLC, a medical spa in New York. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad set of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains large-scale institutional capabilities, including in-house research and unique market roles.

Laura Kellerman is a financial advisor at Oppenheimer with 32 years of industry experience. She holds Series 63 and Series 66 registrations and has previously worked at Morgan Stanley Smith Barney, Morgan Stanley & Co. LLC, and Citicorp Investment Services. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of programs including asset management, consulting, and retirement services, employing both discretionary and non-discretionary approaches across equity, balanced, and fixed-income portfolios.

Albert Binman is a financial advisor at Equity Services, Inc. with 10 years of industry experience. He holds Series 63 and Series 66 credentials. His prior roles include positions at Ameritas Advisory Services, National Life Group, Bank of America, Merrill, and JP Morgan Securities. Outside of his advisory work, he is a partner in Facefashions LLC, an e-commerce business selling eyewear. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, often utilizing third-party asset managers and model portfolios, blending long-term strategies with options for shorter-term trading.