Joseph White is a Financial Consultant at Fidelity Investments, where he provides clients with clarity and guidance related to their financial situations to help them pursue their financial goals. He has been with Fidelity since 2022, progressing through roles including Investment Consultant and High Net Worth Service Associate before becoming a Financial Consultant in 2024. Prior to joining Fidelity, Joseph worked as a Financial Professional at Equitable Advisors from 2018 to 2021. Outside of his professional career, Joseph enjoys fishing, golf, sailing, skiing, surfing, and spending time with his pets.

Cara Every is a financial advisor at Fidelity with 18 years of industry experience. She holds Series 63 and Series 66 designations and has worked within various divisions of Fidelity since 2013. Her current roles include positions at Fidelity Investments and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, utilizing systematic methodologies to create model portfolios from a broad range of mutual funds, ETFs, and ETPs.

Nikia Adams is a financial advisor with LPL Financial holding Series 63 and Series 66 licenses and 18 years of industry experience. Prior to joining LPL Financial in 2023, Adams worked at Flagstar Bank, Bank of America, Merrill, Rite Aid, People's Securities, and People's United Bank. Outside of advising, Adams is employed part-time as a delivery shopper for services including Instacart, Shipt, and Uber Eats. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. It offers a range of advisory and brokerage services, including financial planning and access to model portfolios, and supports advisors with research and operational tools while overseeing more than $819 billion in discretionary assets.

Michael Romanelli is a Certified Financial Planner (CFP®) at Stifel with 30 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2009. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary methodologies developed by its Investment Strategy Group, providing asset allocation and planning analyses to support client decisions.

Jeffrey Scharpf is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 35 years of experience in the financial markets. His career includes 20 years as a Fixed Income trader at J.P. Morgan and extensive experience at Bank of America and Merrill Lynch. He brings a unique perspective to wealth management by leveraging his deep market knowledge and trading experience. Jeff utilizes a Goals-Based Wealth Management approach that prioritizes the individual concerns and goals of his clients. He collaborates with a team of specialists to draw on the resources and expertise of Merrill Lynch Wealth Management, Bank of America, and Bank of America Private Bank to develop tailored solutions aimed at addressing both short-term objectives and long-term priorities. His areas of focus include education planning, personal retirement planning, portfolio management services, and retirement income. He holds a Bachelor of Science in Business Administration in Finance from Georgetown University and an MBA from Fordham University. A lifelong resident of Long Island, Jeffrey lives in Lake Grove with his wife, Catherine. He has two daughters, Courtney, a practicing attorney in New York City, and Brooke, a consultant at NY Presbyterian Hospital. His personal interests include basketball, football, golfing, and traveling.

Graziano Rotellini is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He has been with J.P. Morgan Securities and JP Morgan Chase Bank since 2019 and previously worked at Axa Advisors and Commerce Spring Corporation. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting delivered on a non-discretionary basis. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Anthony Caputo is a financial advisor at MassMutual Investors Services with 29 years of industry experience. He has been with MassMutual Life Insurance Company and MassMutual Investors Services since 2000. Caputo is also an agent licensed to sell individual life, health, group life, and group health insurance products. MassMutual Investors Services operates as a subsidiary of MassMutual, serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, emphasizing collaborative planning and tailored investment strategy recommendations.

Anthony Borelli is a financial advisor with Mass Mutual Investors Services in Melville, NY, holding a Series 63 designation and having 31 years of industry experience. He has worked with MassMutual Life Insurance Co and Mass Mutual Investors Services since 1996. Outside of his advisory role, he has been involved in life insurance sales since 1995. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars, focusing on collaborative, annual planning relationships using firm-approved analytical tools.

Anthony Italiano is a financial advisor with Equitable Advisors in Melville, NY, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He has been with Equitable Advisors since 2014 and previously worked with Axa Advisors, LLC. Equitable Advisors serves a diverse client base, including individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing a variety of third-party and proprietary investment solutions.

Mark Brellis is a financial advisor with Wells Fargo Clearing, holding the CFP® designation along with Series 63 and Series 65 licenses, and has 29 years of industry experience. He has worked at Wells Fargo Clearing since 2021 and previously spent nine years with Ameriprise Financial Services. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Amy Boyle is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. Her prior work includes a year at Wells Fargo Advisors and several years with Ameriprise Financial Services Inc. She is based in Melville, NY. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through detailed recommendation reports and ongoing advice.

Tyler Dauble is a Financial Consultant at Fidelity Investments, where he supports clients in utilizing Fidelity's diverse investment offerings and planning tools to develop tailored financial plans. Since 2023, he has worked as an Investment Consultant, providing investment guidance and client support. He holds a California Insurance License, enabling him to assist clients with insurance-related financial planning. Tyler's approach ensures that clients receive comprehensive support, whether they are self-directed investors or seeking professional advice. Outside of his professional role, Tyler has interests in cars, fitness, golf, reading, and traveling.

William Bernstein is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has worked at Linsco/Private Ledger since 2003, totaling 23 years at the firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Catherine Buckley is a financial advisor at Raymond James Financial with 13 years of industry experience. She holds a Series 66 designation and previously worked at Ameriprise Financial Services, Inc. for 14 years. She is also associated with Vail and Associates in a non-investment support role. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Ethan Aulino is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses. He has one year of industry experience, including roles at JPMorgan Chase Bank and Wedge Woodbuilding Services Inc. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework and offers services on a non-discretionary basis, with clients retaining final decision-making authority.

Frank Gregorio is a financial advisor with Merrill and holds Series 63 and Series 66 credentials. He has 12 years of industry experience, including roles at Bank of America, J.P. Morgan Chase Bank, and J.P. Morgan Securities. Outside of his advisory work, he serves as a general partner and managing member of a private investment entity that pools funds to explore real estate investment opportunities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Patrick Salerno is a financial advisor with Primerica Advisors in Farmingdale, NY, holding a Series 63 designation and 32 years of industry experience. He has been with Primerica Advisors since 1994 and was previously with Primerica Financial Services starting in 1993. Outside of his advisory role, he is involved in the sales of loan products and home security and automation services through affiliated companies. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery investment strategies developed by third-party asset managers and supports trade execution and custody through established custodians, focusing primarily on individual investors rather than institutional or pension plan clients.

Michael Madden is a financial advisor with LPL Financial, holding a Series 66 designation and 22 years of industry experience. He worked at Mass Mutual Investors Services and Massmutual Life Insurance Company for 14 years before joining LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Gregory Ferguson is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Ferguson has ownership interests in several related entities, including FMRG Holdings, LLC and Ryami Corp, where he also serves as a trustee for certain employee benefit plans. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, with planning engagements typically offered on a discrete basis.

Nicole Sapienza is a Planning Consultant at Fidelity Investments, a role she has held since 2022. In this capacity, she focuses on understanding clients' financial situations, investment strategies, and personal priorities to ensure their portfolios align with their goals. She emphasizes providing guidance and maintaining open communication through consistent check-ins, aiming to coordinate investments, taxes, estate planning, and income strategies comprehensively. Nicole has garnered experience across several roles in the financial sector, including serving as a Merrill Financial Solution Advisor at Merrill Lynch-Bank of America from 2020 to 2022, working as an Investment Consultant at David Lerner from 2019 to 2020, and as Vice President Fixed Income at ISC Group from 2015 to 2019. Outside of her professional work, Nicole enjoys attending concerts, participating in social events with friends, gardening, reading, parenting, and volunteering.