Vincent Doren is a financial advisor with UBS Financial Services in Florham Park, NJ, holding a Series 66 designation and five years of industry experience. Prior to joining UBS in 2021, he worked at Fairfield University, Drew University, and Governor Livingston High School. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

William Sabo III is a financial advisor with Merrill who holds Series 63 and Series 66 licenses and has 11 years of industry experience. He has worked at Merrill since 2019 and previously spent three years at JPMorgan Securities LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ian Drogowitz is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. His prior work includes roles at Park Avenue Securities, Lockton, the University of Delaware, Nordstrom, and Wine Library. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios, including mutual funds, ETFs, and fund-of-funds.

Kevin Rakowski is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and five years of industry experience. His prior work includes roles at Park Avenue Securities, Guardian Life Insurance Company, and Axa Advisors, LLC. Outside of financial services, he has experience with fitness and rehabilitation businesses. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through a range of third-party programs. The firm operates a hybrid referral and implementation model, leveraging multiple third-party asset managers and offering both advisory and brokerage channels.

Michael Mastrangelo is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized investment strategies that align with their short-, mid-, and long-term financial goals. Michael serves as a resource for a broad range of financial needs, including investing, retirement planning, and emergency savings. He also facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Rutgers University.

Alan Levine is a CFP® professional with 36 years of experience in financial advising. He has been with LPL Financial since 2010 and also maintains a longstanding affiliation with Diversified Financial Consultants, Inc., where he has worked since 1989. Levine serves as a fiduciary for several family trusts. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Renee Schwartz is a financial advisor at Morgan Stanley with 35 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Morgan Stanley in various capacities since 2009, including Morgan Stanley Private Bank, N.A. outside of her advisor role. She is also a member of M&R Schwartz Family Holdings, LLC, a private investment-related company. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm’s process involves structured discovery conversations and firm-approved tools to assist clients in developing personalized plans.

Matthew Minsch is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation. He joined Morgan Stanley in 2025 and has prior experience at Vail Resorts, Somerset Hills Country Club, Boston University, and Ridge High School. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and approved tools, with a focus on advisory services rather than individual security recommendations.

Richard Garrett is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Bank of America, Merrill, Great Point Capital, and Takion Technologies. Outside of his advisory work, he is involved with US Coachways Inc, a company in the automotive and transportation sector. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and offers a wide range of retail and institutional investment options.

James Carlo is a financial advisor with Wells Fargo Clearing in Florham Park, NJ, holding a Series 66 designation and 13 years of industry experience. He has been with Wells Fargo Clearing since 2016, including a prior role at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Nicholas Martin is a Financial Consultant at Fidelity Investments, where he has been working since 2023. He has held several roles within the company, including Investment Consultant from 2021 to 2023, Relationship Manager from 2019 to 2021, and Financial Representative from 2018 to 2019. Nicholas is a CERTIFIED FINANCIAL PLANNER™ professional. He focuses on helping clients navigate all facets of their financial plans by delivering personalized planning experiences tailored to their specific needs and goals. His approach emphasizes building trusting relationships with clients and their families to prioritize what is most important and take necessary steps toward achieving their financial objectives. Outside of his professional work, Nicholas enjoys family activities, fishing, fitness, football, golf, and running.

James Kiely is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in wealth management for high-net-worth clients. With a career in the financial industry beginning in 1983, he focuses on managing risk across investments, retirement, and wealth transfer while coordinating closely with clients' legal and tax advisors. James serves a select group of affluent individuals, including business owners, entrepreneurs, and professionals, providing strategies that address succession, liquidity events, and intergenerational wealth transfer. James holds a Bachelor’s degree in Economics from Rutgers University and has earned multiple professional designations, including Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is committed to a disciplined, risk-managed approach to financial planning that supports clients' long-term goals such as retirement income, tax minimization, legacy planning, and family wealth management. Residing in Mountain Lakes with his wife and three daughters, James is involved in his community through his role on the Board of Governors of the Lakeland Hills YMCA. His personal interests include boating, football, hiking, scuba diving, traveling, and spending time with his family.

Thomas Cifelli is a financial advisor at Morgan Stanley with 39 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013 and 2015, respectively. Outside of his advisory role, he is a part owner of a real estate business in New Jersey. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and firm-approved planning tools.

Babajide Oluyemi is a financial advisor with LPL Financial in Whippany, NJ, holding Series 63 and Series 66 credentials and 32 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory work, he is involved with Overcomers Wealth Management LLC, a non-investment-related business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, and institutions. The firm offers various advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Howard Miller is a financial advisor at Wells Fargo Advisors with three years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Advisors since 2022. Outside of advising, he co-owns Spyder Web Enterprises, a technology support and consultation business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including specialized services such as business-owner transition and special-needs planning, utilizing Wells Fargo research and tools to develop tailored recommendations.

Robert Giordano is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and over 20 years of industry experience. He has been with Cambridge Investment Research Advisors since 2011 and also operates Financial Principles, LLC. Outside of his advisory work, Giordano is an author of mystery novels. Cambridge Investment Research Advisors is a large SEC-registered firm serving individual and institutional clients with a range of financial planning, investment management, retirement plan advisory, and financial wellness services. The firm offers various investment solutions, including proprietary and third-party model strategies, delivered through a network of independent financial professionals tailored to client objectives.

David Glennon is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds the CFA® designation as well as Series 63, 65, and 66 licenses. Prior to joining Morgan Stanley, he worked at Bank of America for 16 years. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a variety of advisory programs, including tailored financial planning. The firm employs a structured planning process supported by approved tools and offers access to broad retail and institutional investment options.

Scott Torseth is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2025. He brings a comprehensive background in financial services, having worked as a Financial Consultant at Fidelity from 2020 to 2025, and as a Financial Advisor at Merrill Wealth Management between 2018 and 2020. Earlier in his career, he served as a Financial Advisor at Edward Jones in 2017. Before focusing on financial advisory roles, Scott held strategic positions including Strategy Director for the Affluent Segment at MUFG from 2013 to 2015, and Vice President of Affluent Segment Strategy at U.S. Bank from 2005 to 2013. His experience spans various aspects of wealth management and financial planning. Scott emphasizes applying Fidelity's established planning process and resources to assist clients in simplifying their financial decisions and working toward their goals.

Iorwuese Ifan is a financial advisor at OSAIC with 21 years of industry experience and holds a Series 66 designation. His prior roles include positions at Securities America Advisors, Allied Wealth Partners, New York Life, and J.P. Morgan Securities. Outside of advising, he serves as a board member for the Adopt a Village Foundation, writes self-published books, leads financial literacy workshops, pastors at a church in Hawthorne, NJ, and composes music. OSAIC serves a mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and advisory services, financial planning, and access to third-party money managers, using tools such as asset-allocation models and automated rebalancing to construct diversified portfolios.

Jennifer Blair is a Series 66-registered financial advisor at J.P. Morgan Securities with 22 years of industry experience. She previously worked for The PNC Financial Services Group, Inc. for 23 years before joining J.P. Morgan Securities in 2026. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.