Charles Scott is a CFP® with 31 years of industry experience, currently serving as a financial advisor at Edelman Financial Engines. His prior experience includes a decade at TIAA-CREF and Tiaa from 2009 to 2019. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and offers a range of discretionary and non-discretionary advisory programs to a large client base.

Matthew Carver is a financial advisor with Equitable Advisors in Morristown, NJ. He holds a Series 66 designation and has one year of industry experience. His work history includes roles at Dynics, Inc. and Paritas Capital Management, as well as time spent at Ohio State University. Equitable Advisors serves a diverse range of clients including individuals, high-net-worth individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, with a delivery model that emphasizes programs sponsored by LPL and endorsed third-party managers.

Marnie Maclaren is a financial advisor with Merrill in Florham Park, NJ, holding a Series 66 designation and bringing 25 years of industry experience. She has worked with Merrill Lynch, Pierce, Fenner & Smith Inc since 2000. In addition to her advisory role, Maclaren serves as a voting member of the Florida Securities Dealers Association and participates on one of its committees. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Derek Popp is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 20 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and Bank of America, as well as Merrill and maintains an ownership interest in a business consulting firm, Parker Lawrence LLC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG framework when recommending investment strategies.

Stephan Rothe is a CFP®-credentialed financial advisor with 28 years of industry experience, currently with J.P. Morgan Securities in Morristown, NJ. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Scott Siripalaka is a financial advisor at Thrivent Investment Management with 20 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including Northwestern Mutual and Foresters Financial Services. Since 2005, he has been affiliated with Thrivent in various capacities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive, goal-based financial analyses and planning without discretionary trading authority. The firm integrates planning with a managed-account program under a consolidated billing option known as WealthPlan, while maintaining planning and investment management as distinct services.

Richard Wu is a financial advisor at Ameriprise with 21 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2008. Outside of his advisory role, he performs paraplanning duties through Longohmont, LLC under the supervision of a financial advisor. Ameriprise provides a retirement-income planning service aimed at clients approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Jeffrey Spaldi is a financial advisor at Edward Jones with eight years of industry experience. He has been with Edward Jones since 2017 and previously worked at Express Scripts for sixteen years. He holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,000 advisors, offering a range of discretionary and non-discretionary investment strategies along with affiliated mutual funds and other financial services.

Catherine D'agati is a financial advisor at Morgan Stanley with 29 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2020, following a 27-year tenure at Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate strategies, managing approximately $2.74 trillion in client assets.

John Lyons is a CFP® and holds a Series 66 license, currently serving at Charles Schwab with 10 years of industry experience. His prior roles include positions at BlackRock Investments, Shorehaven Wealth Partners, and Purshe Kaplan Sterling Investments. He serves on the advisory board for the Kania School of Management at the University of Scranton, supporting college curriculum development. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a combination of non-discretionary and discretionary investment advisory services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm integrates brokerage, custody, and advisory functions with a multi-asset strategic allocation approach and centralized operational support.

Lindsey Healy is a Financial Advisor at The Heim Group within Merrill Lynch Wealth Management. She joined the firm in 2022, bringing a strong background in operations and a focus on working directly with clients and their families. Lindsey assists clients by handling their transactional, administrative, and account needs, and serves as a liaison with specialists throughout the firm to ensure responsive service. Lindsey's expertise includes supporting the 2nd Generation practice and helping clients build a solid financial foundation. She earned a Bachelor's degree in Finance from Manhattan College, where she was a four-year member of both the Dean's List and the Division I soccer team, receiving All-Academic MACC team honors each year. Lindsey holds the designations of Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She resides in Vernon, NJ.

Christopher Lutz is a financial advisor with Morgan Stanley Wealth Management in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves as a board member of the Madison Recreation Advisory Committee in New Jersey. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and investment modeling techniques as part of its client service offerings.

Robert Thompson is a financial advisor with Cetera in Oakland, NJ. He holds Series 63 and Series 66 licenses and has 34 years of industry experience, including 21 years with Cetera and Cetera Financial Specialists LLC. In addition to his advisory role, he owns and operates a tax preparation and consulting business focused on individual tax returns and financial planning. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting various investment strategies and program structures.

Anthony Farina is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation and 14 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Dominick Scavelli is a CFP® with 14 years of experience in the financial services industry. He is currently with Morgan Stanley and has previously worked at Bank of America and Merrill. Outside of his advisory role, he is involved in property management through a real estate partnership in New Jersey. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients with tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its advisory process.

Andrew Mercuri is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation and eight years of industry experience. Prior to joining Morgan Stanley in 2017, he worked in new media at DNAinfo from 2014 to 2017. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment modeling techniques.

Kimberly Bucello is a financial advisor with Morgan Stanley in Ramsey, NJ, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning services supported by structured discovery processes and firm-approved planning tools.

Robert Lucente serves as a Personal Investment Advisor (PIA) at Merrill Lynch Wealth Management. In this role, he provides individualized investment guidance to clients, drawing on his expertise in wealth management. He holds a Bachelor's Degree from Moravian College and is affiliated with Merrill under the designation FSA. His professional designation as a Personal Investment Advisor reflects his commitment to client-centered financial planning and investment strategies.

Steven Williams is a financial advisor with UBS Financial Services in Florham Park, NJ, holding a Series 66 designation and eight years of industry experience. He previously worked at Neuberger Berman for nine years before joining UBS in 2022. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Jose Martin is a financial advisor at Edward Jones with seven years of industry experience. He holds Series 65 and Series 66 designations and has worked at firms including JP Morgan Chase, UBS Securities LLC, and Macquarie Capital (USA) Inc. Martin has no reported outside business activities. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 financial advisors and 15,000 branch offices.