Carl Boomhower is a financial advisor at Raymond James Financial with 9 years of industry experience. He holds the CFP® and ChFC® designations, along with Series 66 and Series 63 licenses. Prior to joining Raymond James in 2020, he worked at Bank of America, Merrill Lynch, and Northwestern Mutual. He serves as a board member and finance committee member for Oasis – A Haven for Women and Children, a nonprofit organization. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and charitable clients. The firm employs tailored, non-discretionary strategies using risk profiling and modeling tools and supports municipal and public-finance work uncommon among large institutional advisors.

Timothy O'Connor is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley Smith Barney LLC and Blackrock. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

John Morgan is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 63 designation and 28 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets Inc from 2007 to 2009 and has been involved with The Robert Group since 1992. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support its advisory services.

Jeffrey Baez is a financial advisor with J.P. Morgan Securities based in Yonkers, NY. He holds Series 63 and Series 66 licenses and has 14 years of industry experience. Since 2012, he has been with J.P. Morgan Securities and has also worked at JPMorgan Chase Bank, N.A. since 2015. Outside of his advisory role, he participates as a consultant in focus groups, providing opinions on various non-investment-related topics. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and forward-looking capital market assumptions.

Deanna Wilson is a financial advisor with UBS Financial Services, holding a Series 66 designation and 13 years of industry experience. She worked at Merrill Lynch Pierce Fenner & Smith Incorporated for 22 years before joining UBS in 2024. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and affiliated banking programs.

Gerard Turiano is a financial advisor with Primerica Advisors, holding the Series 63 designation and bringing 13 years of industry experience. He has been associated with PFS Investment Inc. since 2014 and Primerica Financial Services since 2011. In addition to his advisory role, he is involved in the sale of loan products and home security and automation service referrals through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily for individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm delivers advisory services at scale through model-delivery strategies created by unaffiliated asset managers, supported by third-party custody and trade execution providers.

Troy Runkel is a financial advisor at Fidelity with Series 63 and Series 66 credentials and eight years of industry experience. His work history includes roles at Fidelity Brokerage Services and HomeAdvisor Inc., as well as a previous position at SUNY Oneonta. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios based on mutual funds, ETFs, and ETPs.

Noel Muniz is a financial advisor at Morgan Stanley with 28 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Muniz holds Series 63 and Series 65 licenses and is based in Paramus, NJ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to both individual and institutional clients. The firm offers tailored financial planning services and manages approximately $2.74 trillion in client assets.

Endre Pady is a financial advisor with Morgan Stanley in Little Falls, NJ, holding a Series 66 designation and having 36 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers services that include both direct individual plans and Corporate Financial Planning agreements.

Will Scholly is the Vice President and Branch Leader at Fidelity Investments, where he leads the Paramus Investor Center. He has held leadership roles at Fidelity since 2023 and has been part of the company since 2014. His professional experience includes positions such as National Planning Consultant, Financial Consultant, Investment Consultant, and Financial Representative at Fidelity Investments. Prior to joining Fidelity, he worked at PNC Investments and The PNC Financial Services Group, Inc., focusing on investment services and institutional investments. Throughout his career, Will has developed expertise in financial advising and branch leadership. His roles have involved coaching and inspiring financial professionals, contributing to the growth and development of his team. His experience spans over a decade in the financial services industry, emphasizing investment consulting and financial planning. The information provided does not include details about his education, credentials, personal interests, or community involvement.

John O'Neil is a Financial Advisor at Merrill Lynch Wealth Management. He works with ultra-high-net-worth individuals, families, corporate executives, and business owners to develop sophisticated wealth management strategies and assist clients in achieving their stated goals and objectives. John holds a Bachelor's Degree from College of the Holy Cross and a Masters of Business Administration (MBA) from Boston College. He holds the designation of Personal Investment Advisor (PIA). He is actively involved in community activities, including supporting the American Cancer Society's Northern New Jersey Golf Classic and serving as the Director of the Oakland Braves Rec Football program.

Eugene Spitzer is a financial advisor with LPL Financial, holding a Series 66 designation and 18 years of industry experience. He previously worked at Ameriprise Financial Services and Edward Jones. Outside of his advisory role, Spitzer is involved with Preserve Land Company LLC, where he advises on home construction costs and materials and participates in building a modular home. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party management, supported by technology tools and a broad platform of non-advisory financial products.

Joseph Goscienski is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, offering financial planning services supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and serves clients directly as well as through Corporate Financial Planning agreements.

Alexander Patunas is a financial advisor with LPL Enterprise holding a Series 66 designation and two years of industry experience. His prior work includes roles at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of finance, he has experience working in retail and recreational settings such as Golf Galaxy and Campgaw Mountain Ski Area. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach with access to third-party managers, financial planning, and affiliated insurance and trust services.

Louis Tellone is a financial advisor at OSAIC with 10 years of experience in the industry. He holds a Series 66 designation and previously worked at American Portfolios Financial Services, Inc. for nine years. In addition to his advisory role, Tellone is the president and owner of Belmont Tax Service, where he manages accounting and tax preparation services. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services through a multi-advisor platform, utilizing model-based asset allocation and portfolio optimization supported by proprietary tools and third-party managers.

Jody Graber is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. Prior to joining LPL Financial in 2025, Graber worked at Ic Advisory Services Inc. and The Investment Center, Inc. He is also involved with Graber Agency, Inc., an insurance business he has operated since 1977. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Sean Greenhut is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. His career includes roles at Charles Schwab Bank, SSB since 2023, Charles Schwab since 2022, and TD Ameritrade from 2016 to 2022. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm combines non-discretionary client advisory models with access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Matthew Zambito is a financial advisor with LPL Financial, holding a Series 63 designation and over 34 years of industry experience. He has been associated with Linsco/Private Ledger Corp. since 1998 and has operated Zambito Financial Service Corp. since 1993. Outside of advisory work, he is involved in selling fixed insurance products and provides tax preparation and bookkeeping services through his own firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational tools and a broad network of over 22,800 advisors.

Patrick Grady is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 65 designations and bringing 42 years of industry experience. He has been with RBC Capital Markets since 2014 and previously worked at Wells Fargo Clearing from 2008 to 2014. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

James Lane is a financial advisor at Cetera with 37 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Cetera since 2010. In addition to his advisory role, Lane has worked at The Provident Bank since 2010. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.