Matthew Lasala is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and 19 years of industry experience. He previously worked at John Hancock Life Insurance Company and Signator Investors, Inc. Lasala is also an insurance broker specializing in property and casualty, long-term care, disability, and group health insurance. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, employing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios.

Peter Davis is a financial advisor at Charles Schwab with 27 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab Bank, SSB since 2023, Charles Schwab & Co., Inc. since 2022, and Tdameritrade, Inc. from 2013 to 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by the Schwab Center for Financial Research.

Fred Kleinfeld is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. He has worked with firms including Metlife Securities Inc, PNC Investments, and JPMorgan Chase Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors.

Gregory Smith is a Planning Consultant at Fidelity Investments, a position he has held since 2025. He focuses on providing personalized financial planning services tailored to each client's unique goals. His approach emphasizes proactive guidance and transparent support to help clients achieve their financial objectives with confidence. Gregory has extensive experience in the financial services industry, having held various roles at Fidelity Investments since 2021, including Relationship Manager, Financial Representative, and WMS Specialist. Prior to that, he worked as a Registered Assistant at EBNY Financial and as a Financial Professional at Equitable Advisors. Outside of his professional career, Gregory enjoys socializing with friends, playing golf, spending time at the lake, watching movies, playing soccer, and swimming.

Dominique Israel is a Financial Consultant at Fidelity Investments, a role held since 2020. With over 25 years of experience in the financial services industry, Dominique has held various positions including Vice President Senior Financial Advisor at M&T Securities, Vice President Financial Advisor at HSBC and Capital One Financial Advisors, as well as Financial Advisor roles at Sovereign Investments, WM Financial Services, BNY Financial, and Investment Consultant at First Union Financial Services. Dominique is a Certified Financial Planner and Certified Private Wealth Advisor, focusing on developing and implementing holistic financial plans that incorporate clients' passions and overall objectives to achieve financial wellness. Dominique holds a California Insurance License. Outside of work, Dominique enjoys cooking and baking, fitness activities, spending time with pets, reading, and traveling.

Miri Upton is a CFP® professional with 20 years of industry experience, currently associated with OSAIC since 2024. Her previous roles include positions at Securities America Advisors, Equity Services, Inc., and True North Financial Solutions/National Life Group. She owns Mommies and Money, LLC and serves on the boards of the Rockland Community Foundation and the Community Foundation of Orange, Sullivan and Rockland. Additionally, Upton is involved as a liaison for Boss Women United, a scholarship fund supporting female financial advisors, and facilitates financial education workshops. OSAIC serves a broad range of clients including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, providing integrated brokerage and advisory services through a large network of advisers and multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and access to third-party money managers to construct diversified portfolios managed on either a discretionary or non-discretionary basis.

Paul Abrams is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Cetera since 2006 and is also a partner in Abrams & McKeever CPAs LLC, a CPA firm. Abrams serves as treasurer for the nonprofit Table to Table and acts as an executor of an estate distributing assets to charitable organizations. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services and operates a multi-manager platform with discretionary and non-discretionary account management.

Thomas Wynne is a financial advisor at J.P. Morgan Securities with 36 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citigroup Global Markets for 15 years prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2025. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers these services alongside affiliated brokerage, distribution, and investment management capabilities.

Miroslav Pouev is a financial advisor with J.P. Morgan Securities in Westwood, NJ, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2007. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with additional market-facing registrations and functions, delivering its services through a non-discretionary program supported by an in-house manager solutions team and centralized due diligence.

Michael Marrone is a financial advisor at Primerica Advisors with Series 65 and Series 63 credentials and one year of industry experience. His prior work includes roles at the Division of School Facilities, Primerica Financial Services, St. Johns University, and Iona Prep. Primerica Advisors is a large-scale firm that provides a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm delivers advisory services through model-driven strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Matthew Higgins IV is a financial advisor with Mass Mutual Investors Services in Paramus, NJ, holding Series 63 and Series 66 licenses and nine years of industry experience. His prior work includes roles at Peoples United Bank and Ramapo College. He is also involved in outside insurance sales, focusing on life, disability, long-term care, fixed annuities, and health insurance products. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing comprehensive financial planning and investment services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes structured, collaborative annual planning engagements and offers various programs including asset management and educational seminars.

Jerome Williams is a financial advisor with LPL Financial in Tarrytown, NY, holding Series 63 and Series 66 credentials and 16 years of industry experience. He has worked at Lexco Wealth Management, Inc. and LPL Financial since 2017, and previously at National Planning Corporation from 2014 to 2017. In addition to his advisory role, he provides financial planning and consulting through Lexco Wealth Management, an independent registered investment advisor. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and various investment strategies.

William Downey is a financial advisor at Fidelity with 20 years of industry experience and holds the Series 66 designation. His prior experience includes roles at JP Morgan Chase Bank and JP Morgan Securities LLC. He has been associated with various Fidelity affiliates since 2017. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory roles to registered investment companies, use of advanced technologies in research, and established governance procedures.

Bari Venetsky is a financial advisor with Merrill, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. She has worked at Merrill since 2009 and has been affiliated with Bank of America, N.A. since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony Monks is the sole advisor and managing member of CTM Financial, LLC, an independent registered investment adviser based in Mahwah, NJ. He holds Series 63 and Series 65 licenses and has 23 years of industry experience, leading CTM Financial since 2002. CTM Financial provides portfolio management and advisory services to a small client base that includes individual investors and corporate clients. The firm offers separately managed accounts and utilizes derivatives in some strategies to manage exposures, distinguishing itself as a boutique, one-advisor practice with a specialized approach.

Steven Bruce Miller is a CFA® charterholder with 10 years of industry experience. He is the principal advisor at Kingston Horizon Advisors LLC, having previously worked at Morgan Stanley Private Bank and Morgan Stanley for a combined 10 years. Outside of his advisory role, he is the sole owner of Jamaica Island Honey Limited, an agro-processing business. Kingston Horizon Advisors LLC provides investment advisory and financial planning services to pension plans, businesses, non-profit and government entities, trusts, families, and individual investors. The firm typically builds diversified, long-term oriented portfolios tailored to client goals, using both fundamental and technical analysis, and offers distinctive retirement plan advisory and pension-consulting services uncommon among firms of its size.

Carl Chaikin is the sole advisor at Chaikin Capital Management Inc., an independent registered investment adviser based in Woodcliff Lake, NJ. He holds a Series 63 designation and has 20 years of industry experience, having operated his firm since 1990. Chaikin Capital Management provides discretionary portfolio management and investment advisory services to a small group of individual clients. The firm manages approximately $55.8 million in assets across about 15 client relationships, focusing on a concentrated client base and employing performance-based fee arrangements.

David Sokolower is a financial advisor at Repex Investment Management Co., Inc. with 41 years of industry experience. He holds Series 63 and Series 65 designations and has been with Repex & Co., Inc. since 1982. Repex Investment Management Co., Inc. provides discretionary portfolio management and advisory services primarily to individual and high-net-worth investors, managing approximately $54.6 million in assets across 59 client relationships. The firm employs a percentage-of-assets-under-management fee model and outlines its investment strategies, operational controls, and regulatory disclosures in its Form ADV brochure.

Douglas Sokolower is a financial advisor with Repex Investment Management Co., Inc. in Closter, NJ, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has worked at Repex and Co., Inc. from 2013 to 2018 before joining Repex Investment Management Co., Inc. in 2019. Repex Investment Management Co., Inc. is a state-registered investment adviser managing approximately $52 million for about 59 primarily individual and high-net-worth clients. The firm provides portfolio management and advisory services under discretionary and non-discretionary arrangements, operating with a small team and a concentrated client base.