Lance Druckenmiller is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been active in the financial services industry since 1992 and joined Merrill in 2007. Lance specializes in planning and portfolio management strategies designed to help individuals, families, and small business owners achieve their long-term financial goals through disciplined and diversified investment approaches. His expertise includes education planning, family wealth management, retirement planning, philanthropic planning, socially responsible and ESG investing, special needs planning, and small business strategies. Lance’s investment planning process begins with a thorough understanding of clients’ financial needs, goals, risk tolerance, and time horizons, followed by tailored asset allocation and ongoing portfolio management with regular client consultations. He holds the Chartered Retirement Planning Counselor™ (CRPC™) designation, is a Certified Financial Planner® (CFP), and a Personal Investment Advisor (PIA). Lance earned a Bachelor of Science in Business Administration from Fairleigh Dickinson University in 1984. He resides in Montville, New Jersey, with his wife and two children. He is an active member of the Knights of Columbus and the Montville Kiwanis Club. Outside of work, Lance enjoys biking, boating, cooking, dancing, gardening, hiking, horseback riding, reading, scuba diving, and skiing.

Benjamin Harrison is a CFP® certificant with 12 years of industry experience, currently serving as a financial advisor at Edward Jones since 2013. Based in Chappaqua, NY, he owns and operates an online Etsy store, Bible Vision Prints, which sells digital prints related to Bible visualization. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 advisors.

Michael Farrell is a financial advisor at Mass Mutual Investors Services with 42 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to joining Mass Mutual Investors Services in 2017, he worked at MetLife Securities, Inc. for 36 years. He is also an independent insurance agent selling life, annuities, disability income, and related products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, utilizing firm-approved tools and structured planning processes.

D'carla De Oliveira Antunes is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and 14 years of industry experience. Her career includes prior roles at Morgan Stanley and Deutsche Bank. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining model-based asset allocations and proprietary research to tailor financial plans. The firm operates as a broker-dealer, investment adviser, and futures commission merchant, providing a broad range of capital markets services alongside wealth management.

William Baffuto is a financial advisor with Equitable Advisors in Pleasantville, NY, holding a Series 66 license and five years of industry experience. His prior firms include UBS Financial Services and AXA Advisors. Outside of finance, he has experience with Greenburgh Recreational Day Camp. Equitable Advisors serves a wide range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Todd Desfosses is a Wealth Management Advisor with Merrill Lynch Wealth Management. He brings over 24 years of experience specializing in family multi-generational wealth management and planning, small business funding and benefit planning, as well as retirement income and preservation planning. Todd’s approach centers on working one-on-one with clients to develop personalized financial strategies aligned with their long-term goals. His expertise extends to divorce transition planning, family wealth management strategies, legacy and philanthropic planning, portfolio management, socially responsible and values-based investing, and services for endowments, foundations, and non-profits. Todd holds multiple professional designations including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Todd earned bachelor’s degrees from Fairleigh Dickinson University and Siena College. He values community involvement and volunteers with local organizations. Outside of his professional commitments, Todd enjoys biking, music, skiing, and tennis.

Katiana Carter is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in working with professionals, executives, and business owners to develop personalized strategies focused on wealth accumulation, retirement planning, investment management, and achieving long-term financial objectives. Her approach emphasizes creating clarity and confidence through financial planning that aligns with her clients' values and goals. Katiana holds a Bachelor's Degree from Howard University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She is a member of professional organizations such as the Bank of America LGBTQ+ Employee Network and the Merrill Black Professional Group. Katiana is also involved in community activities like the Greater Newark LifeCamp. Outside of her professional role, she engages in interests including basketball, camping, gardening, music, painting, softball, watching movies, and yoga. These pursuits contribute to a balanced perspective in both her personal and professional life.

James Mangam Jr. is a financial advisor with LPL Financial, holding CFP® and Series 63 designations and bringing 52 years of industry experience. He previously worked at Cadaret, Grant & Co., Inc. for 41 years and has maintained his own business, the Mangam Agency, for over four decades. Outside of advising, he is also involved as an artist and musician. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment management services supported by technology and a broad platform of advisory and non-advisory products.

John Caiafa is a financial advisor with MassMutual Investors Services in Paramus, NJ, holding Series 63 and Series 66 licenses and nine years of industry experience. Prior to joining MassMutual in 2019, he worked at Edward Jones and has been a partner in All American Pool Service since 2019. He also holds a passive ownership interest in Congruent Machine Shop. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using firm-approved analytical tools to develop goal-focused strategies.

William George Jr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s investment approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Oconnell is a financial advisor with LPL Financial in Paramus, NJ, holding a Series 63 designation and 29 years of industry experience. His career includes previous roles at Cetera, Allied Wealth Partners, and Securian Financial Services. Oconnell is also involved as an independent agent in non-variable insurance and financial advisory activities through Life Policy Pros, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, including access to third-party asset managers and institutional platforms, supported by research and advisor tools.

Joseph Wiesenfeld is a financial advisor with UBS Financial Services, based in Airmont, NY, and holds 22 years of industry experience. He has been associated with UBS Securities LLC and UBS PaineWebber Services Inc. since 1986. Outside of his advisory role, he is a partner in TRI STATE PACKERS, LLC, a company involved in dry food packaging. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management and offering proprietary research and model-based portfolio management.

Astha Agrawal is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she has worked since 2016. She holds the designation of Senior Portfolio Advisor and is a Chartered Financial Analyst (CFA) as well as a Personal Investment Advisor (PIA). Astha collaborates with clients to develop personalized financial strategies, utilizing Merrill Lynch’s investment insights alongside Bank of America’s banking and lending solutions to address a wide range of wealth management needs. Astha’s expertise spans education planning, liquidity management, portfolio management services, socially responsible and ESG investing, special needs planning strategies, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income planning. She and her team, The Barnao Group, assist small businesses and individuals with investments, wealth planning, banking, lending, and estate planning by leveraging the comprehensive resources of Merrill Lynch and Bank of America. Originally from Jaipur, India, Astha earned both her bachelor's degree in accounting and her master's degree in economics from Rajasthan University. She earned her CFA Charter in 2007. Fluent in Hindi and English, she resides in Sunnyvale, California. Astha is involved in community activities including volunteering with Stocklmeir School in the Cupertino Unified School District. In her personal time, she enjoys biking, gardening, spending time with her family, and traveling.

Thiago Nunes Antonio is a financial advisor with Merrill, holding a Series 66 designation and approximately one year of industry experience. Prior to joining Merrill in 2022, he worked at Kearny Bank and spent several years involved in academic and other roles. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Anthony Montagna II is a financial advisor with Raymond James Financial who holds Series 63 and Series 66 credentials and has 21 years of industry experience. He previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney for a combined 10 years. Montagna also operates Montagna Wealth Management LLC, where he serves as branch manager and portfolio manager. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, institutions, and charitable organizations, utilizing risk profiling and analytical tools to tailor its non-discretionary investment consulting.

Kenneth Menezes is a Financial Advisor and Senior Portfolio Advisor with Merrill Lynch Wealth Management. He collaborates closely with clients to develop personalized wealth strategies that align with their financial priorities and family dynamics. His services encompass areas such as corporate and employee benefits planning, managing new wealth, personal retirement planning, tax minimization, and retirement income. Kenneth works alongside other professionals, including estate planning attorneys and tax experts, to coordinate comprehensive estate and legacy plans. He holds a Bachelor's Degree from St. Xaviers College and has earned professional designations including the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Kenneth's approach centers on understanding what matters most to clients and creating strategies to help them pursue their financial goals. Kenneth has been married since 2000 and resides in Dumont, New Jersey. He enjoys playing chess, golfing, cooking, and table tennis in his personal time.

Maydenise Santiago is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2012. Outside of her advisory role, she owns an e-commerce business focused on online retail sales and digital products. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Neal Deutsch is a CFP® with 41 years of experience in the financial industry. He is currently with Cetera and has been involved with various firms including First Allied Advisory Services and Chestnut Investment Group, which he owns. He also holds a fiduciary trustee position. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base with a multi-manager platform that offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Wanda Vasse Koerner is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. She holds Series 63 and Series 65 designations and has been with J.P. Morgan Securities since 2012, having also worked at JPMorgan Chase Bank since 2006. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm integrates institutional advisory operations with brokerage, distribution, and investment management capabilities.

Elizabeth Cueto is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 24 years of industry experience. She has been with Wells Fargo since 2009, initially at Wells Fargo Advisors LLC and then at Wells Fargo Clearing from 2016 onward. Outside of her advisory role, she serves as a notary public in Ridgefield, NJ. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.