Brian Carney is a Wealth Management Advisor with Merrill Lynch Wealth Management. He is a financial advisor and CERTIFIED FINANCIAL PLANNER® professional focused on helping clients build their wealth and navigate retirement through disciplined investment strategies tailored to individual financial goals. Brian has been part of the financial services industry since 2007 and joined Merrill Lynch Wealth Management in 2012. His expertise includes asset allocation, retirement planning, investment management, stock option analysis, insurance needs, long-term care, customized lending, and trust and estate planning services. He supports clients in areas such as college education planning, family wealth management, liquidity management, portfolio management, small business strategies, tax minimization, and retirement income. Brian holds a bachelor's degree in Finance from the University of New Hampshire and maintains FINRA Series 7 and Series 66 registrations, as well as Life, Health, and Annuity Insurance Licenses. Outside of work, he has interests in music, reading, and running. He regularly shares market research and financial planning insights with clients and connections.

Michael Clark is a financial advisor with Morgan Stanley in Boston, MA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by firm-approved tools and offers both direct and corporate financial planning services.

William Connolly is a financial advisor at Morgan Stanley in Boston, MA, with nine years of industry experience. He holds a Series 66 designation and has worked at several notable firms, including UBS Financial Services, Goldman Sachs, and Merrill, as well as the Tuck School of Business at Dartmouth. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its advisory process.

Colin Koch is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Chase Bank, N.A. and J.P. Morgan Securities since 2010. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Timothy Landolfi is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. His prior work includes roles at PricewaterhouseCoopers and various positions connected to Williams College and Duxbury High School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its advisory role to multiple registered investment companies and its use of algorithmic methods and AI in research.

Joseph Ryan is a Planning Consultant at Fidelity Investments. He partners with clients to ensure they maximize the benefits of their relationship with Fidelity by helping them develop financial plans aligned with their goals and objectives. Prior to his current role, he worked as a Relationship Manager from 2023 to 2025 and as a Financial Representative from 2021 to 2023, both at Fidelity Investments. Outside of work, Joseph enjoys activities such as beach visits, fishing, fitness, football, hiking, and snowboarding.

Thomas Degnan is a financial advisor at Merrill with 32 years of industry experience. He holds the Series 63, 65, and 66 licenses and previously worked at Ss&C and Invesco Distributors, Inc. He serves as a committee member for the Humarock Dirt Road Association, a neighborhood group overseeing the maintenance of a private road in Massachusetts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Amanda Bellone is a financial advisor at Merrill with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2019. Prior to joining Merrill, she was with Lincoln Investment Planning, LLC, and spent ten years in homemaking. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients, including individuals, high-net-worth clients, and institutions, utilizing internal and third-party portfolio management teams.

Terrence Waldron is a financial advisor with Morgan Stanley in Boston, MA, holding a Series 63 designation and 26 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and investment modeling. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through employer-sponsored financial planning agreements.

Brett Wollam is a financial advisor at Fidelity with 16 years of industry experience and holds a Series 66 designation. He has worked with Fidelity Brokerage Services LLC since 2015 and joined Fidelity Investments in 2025. Outside of his advisory role, he serves on the Endowment Committee for a religious organization in Norwell, Massachusetts, where he helps review and establish policies for the endowment fund. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to a broad client base including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that often incorporate mutual funds, ETFs, and ETPs, with distinctive engagements such as commodity pool operation and formal advisory roles to registered investment companies.

William Horn is a financial advisor with Merrill in Boston, MA, holding a Series 66 designation and 10 years of industry experience. He has worked at Merrill since 2010 and Bank of America, N.A. since 2013. Outside of his advisory role, he is the sole owner of a rental property business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Shelli Vandemark is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Morgan Stanley Smith Barney LLC since 2021. Prior to that, she was employed at Tcs and BridgePoint Group. Vandemark serves as a board member and Leadership Council representative for the National Association of Plan Advisors (NAPA). Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions, with a focus on tailored financial planning supported by firm-approved tools and methodologies.

Katherine Spiegel is a Series 66 licensed financial advisor at Merrill with seven years of industry experience. She has worked at Merrill since 2018 and previously held roles at Hobart and William Smith Colleges and PNC Financial Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Leilani Germain is a financial advisor with Ameriprise, holding a Series 66 designation and 22 years of industry experience. She has been with Ameriprise Financial Service, LLC since 2003 and previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Germain serves in several community roles including chairing the Museum of Science in Boston and acting as secretary for the Friends of the Medford Public Library. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Eric Spindt is a financial advisor with MassMutual Investors Services in Boston, MA, holding Series 63 and Series 65 credentials and having 27 years of industry experience. He has been with MassMutual Financial Group since 2014 and MML Investors Services since 2011. Outside of his advisory role, Spindt serves as CEO of Commonwealth Financial Group, overseeing the development and support of financial technology tools, and is involved in consulting and training through Bigger Futures. He is also a co-founder of a technology company, FirmOS, and participates as a limited partner in racehorse buying and selling ventures. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers structured, annual financial planning engagements utilizing firm-approved software and tools, with optional implementation services through separate brokerage or insurance arrangements.

Adam Chase is a financial advisor at Charles Schwab in Boston, MA, with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Windhaven Investment Management, Inc. from 2013 to 2018. Since 2018, he has been affiliated with Charles Schwab and its investment advisory entities. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, using multi-asset model portfolios supported by research and due diligence on alternative investments.

Nicholas Gordon is a financial advisor at Fidelity with 16 years of industry experience and holds Series 63 and Series 65 licenses. He has worked at Fidelity Investments since 2010, including seven years with Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and offers oversight of sub-advisers while maintaining governance and proxy-voting procedures.

Mark Mchugh is a financial advisor at Raymond James & Associates with 38 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Raymond James since 2016. Outside of his advisory role, he is a 50% partner and co-owner of Bellarmine, a business based in Boston. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

David Katz is a Financial Consultant at Fidelity Investments, where he has been working since 2024. He has held multiple positions within Fidelity Investments since 2021, including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he was a Financial Services Representative at Merrill Edge in 2020. David focuses on partnering with clients to understand their financial goals and priorities, aiming to create customized plans and investment strategies that align with their needs. His approach centers on helping clients achieve peace of mind by ensuring their assets support what is most important to them and their families. Outside of his professional work, David has interests in art, beach activities, gardening, hiking, music, and traveling.

Christopher Ferguson is a financial advisor at Charles Schwab in Boston, MA, holding a Series 66 designation. He has experience at Charles Schwab Bank and Charles Schwab since 2023 and previously worked at Aflac and in full-time education roles from 2013 to 2023. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by centralized custody and operational services.