Karl Fries is a CFA® charterholder with four years of experience at Arjuna Capital, LLC. Prior to joining Arjuna Capital, he worked for seven years at the Appalachian Mountain Club. Arjuna Capital provides discretionary portfolio management and financial planning services to individuals, trusts, estates, charitable organizations, corporations, and pooled investment vehicles. The firm integrates sustainability factors into its investment approach and manages private funds focused on private equity, venture capital, debt investments, and impact lending.

Holly Cloutier is a financial advisor at Alliance Private Wealth, LLC with six years at the firm and a total of four years in the industry. Her prior experience includes roles at Commonwealth Financial Network and Private Jet Services. Alliance Private Wealth serves individuals, high-net-worth clients, families, trusts, estates, retirement plans, and businesses, providing discretionary investment management, financial planning, and exit-planning services. The firm employs a primarily long-term, discretionary investment approach using diversified mutual funds, ETFs, individual equities, and bonds, supported by both fundamental and technical analysis.

Christopher Cogliano is a CFA® charterholder and holds a Series 66 license, with seven years of industry experience. He is currently with Shepherd Financial Partners, LLC and LPL Financial, having previously worked at U.S. Boston Capital Corporation and the National Association for Armenian Studies. Outside of his advisory role, he serves as an unpaid trustee for his homeowners association. Shepherd Financial Partners serves individual and high-net-worth clients, as well as business entities, trusts, estates, retirement plan sponsors, and charitable organizations. The firm offers discretionary portfolio management, financial planning, and retirement plan consulting, managing approximately $1.38 billion in assets across about 730 client relationships.

Paul Bourgeois is a CFP® professional with 36 years of experience in the financial services industry. He has been with Shepherd Financial Partners, LLC since 2015 and also maintains a longstanding affiliation with LPL Financial since 2008. Bourgeois holds Series 63 and Series 66 licenses and provides investment advisory services through Shepherd Financial Partners. Shepherd Financial Partners serves individual and high-net-worth clients, as well as business entities, trusts, estates, charitable organizations, and retirement plans, offering discretionary portfolio management, financial planning, and retirement plan consulting. The firm combines traditional asset classes with private investment funds and derivatives-based strategies, managing over $1.1 billion with a team of eight advisors across five offices.

George Ambrose is a financial advisor with MariPau Wealth Management LLC in Danvers, MA. He holds Series 63 and Series 65 licenses and has two years of industry experience. Prior to joining MariPau Wealth Management, he worked with Apex Wealth - Paramount Financial Solutions and Partners Career Solutions. Outside of his advisory role, he owns Apex Wealth LLC, where he conducts insurance sales, and provides consulting services to GLP Financial focused on marketing and recruiting. MariPau Wealth Management offers tailored investment advisory, portfolio management, financial planning, consulting, and educational seminars for individual and high-net-worth clients. The firm employs a network of Advisory Affiliates and third-party managers, utilizes multiple platforms for asset management, and maintains a policy requiring custody of client assets at Fidelity.

Paul Dio is a financial advisor at Innovative Advisory Group with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at LPL Financial, Trilogy Capital, and National Planning Corporation. Additionally, he is a licensed independent insurance producer in Massachusetts. Innovative Advisory Group provides investment management and planning services to individuals, trusts, estates, corporations, and employer-sponsored plans. The firm employs a multi-strategy investment approach and operates across eight offices with a nine-advisor team.

Gary Pomerantz is a CFP® professional with 22 years of industry experience. He has been with Wingate Wealth Advisors, Inc. since 2017 and also maintains a role at East Coast Asset Management, LLC. Based in Lexington, MA, he is part of a multi-advisor team at Wingate. Wingate Wealth Advisors provides investment management and financial planning services to individuals, high-net-worth clients, charitable organizations, and retirement-plan participants. The firm employs a strategic investment review process that integrates active and passive fund selections and third-party money managers, managing over a billion dollars in client assets.

Christopher Gauthier is a CFA® charterholder with 13 years of industry experience. He has been with Stonehearth Capital Management since 2014. Stonehearth Capital Management serves individuals, families, trusts, estates, and business entities with discretionary investment management, financial planning, and consulting. The firm manages approximately $386.7 million in assets and employs a team-based approach using four core investment strategies, including a CarbonLITE option and proprietary screening tools.

Paul Pignone is a financial advisor with Beck Bode LLC in Dedham, MA, holding the CFP®, ChFC®, and Series 63 designations and bringing 25 years of industry experience. He has worked with Beck Bode Wealth Management since 2018 and Boston Retirement Advisors since 1996. Beck Bode provides discretionary investment management, financial planning, and pension consulting to individuals, families, and retirement plans. The firm uses fundamental analysis and proprietary Growth and Income Growth strategies, including dividend-paying equities in the utilities sector, to tailor investment decisions according to client goals and risk tolerance.

Steven St. Pierre is a CFP® with 27 years of industry experience, currently serving as an advisor at Shepherd Financial Partners, LLC since 2017. He has also been affiliated with LPL Financial LLC since 2007. Outside of his advisory roles, he is the managing member of St. Pierre Financial Services, PLLC, a pass-through tax entity. Shepherd Financial Partners serves individual and high-net-worth clients, as well as business entities, trusts, estates, charitable organizations, and retirement plans. The firm offers discretionary portfolio management, financial planning, and retirement plan consulting, employing a diverse investment approach that includes traditional asset classes, private funds, and derivatives strategies.

John Welch is a financial advisor at 93 Financial Group, LLC with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with 93 Financial Group since 2007. 93 Financial Group serves individuals, families, business owners, trusts, and estates, offering financial planning, discretionary investment management, retirement planning, and insurance services. The firm focuses on one-on-one advisory relationships and uses fundamental analysis to create long-term asset allocations, typically implemented with mutual funds and ETFs.

Roberta Tondo is a CFP® and holds a Series 66 license with 10 years of industry experience. She has worked at firms including Vanguard and Ameriprise Financial before joining White Lighthouse Investment Management, Inc. Her recent roles include positions at Northwestern Mutual Wealth Management Company and related entities. White Lighthouse Investment Management serves individuals, families, small business owners, trusts, and retirement plans, including multinational families with cross-border U.S. issues. The firm offers investment management and comprehensive wealth-planning services, focusing on customized, diversified portfolios that emphasize tax efficiency and international planning.

Vilis Pasts is a financial advisor at BTS Asset Management, Inc. with 56 years of industry experience. He has held roles at BTS Securities Corporation from 1999 to 2018 and has been with BTS Asset Management since 1998. Pasts holds Series 63 and Series 65 licenses. BTS Asset Management serves individual, high-net-worth, and institutional clients, offering discretionary portfolio management across various model portfolios and providing model recommendations to third-party platforms. The firm combines quantitative and fundamental analysis with proprietary technical indicators to guide investment decisions and manages multiple affiliated registered mutual funds.

Tienchia Wang is a financial advisor with Innovative Advisory Group in Lexington, MA, holding Series 66 and Series 65 licenses and seven years of industry experience. He has worked at Innovative Advisory Group since 2021 and has been involved with Longhorn Holdings since 2005. He is also an independent insurance producer licensed in Massachusetts. Innovative Advisory Group serves individuals, trusts, estates, corporations, and employer-sponsored plans, offering discretionary asset management and comprehensive financial planning. The firm employs a multi-disciplinary investment approach combining charting, fundamental, technical, and cyclical analysis and operates multiple offices with a diverse array of custodial relationships.

David Baker is a financial advisor at 93 Financial Group, LLC with 23 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at 93 Financial Group since 2018, following previous roles at Metro Financial Services and Raymond James Financial Services Advisors, Inc. 93 Financial Group is an SEC-registered investment adviser and licensed insurance agency serving individuals, families, business owners, trusts, and estates. The firm offers financial and retirement planning, discretionary investment management, and insurance products through a five-advisor team, managing approximately $900 million with a client load exceeding 200 clients per advisor. Their approach focuses on tailored portfolios using mutual funds and ETFs, fundamental analysis, long-term investment horizons, and ongoing monitoring including quarterly reviews.

Joseph Lepore is a financial advisor at WinCap Financial LLC with eight years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones Investments for six years and Calton & Associates, Inc. for two years. In addition to his advisory role, he serves as an adjunct professor at Endicott College's school of business. WinCap Financial provides wealth management, discretionary investment management, and financial planning services to individuals, high-net-worth clients, trusts, and estates. The firm employs both fundamental and technical analysis and customizes long-term asset allocations while trading tactically based on market conditions or client needs.

Kelly Birchmore is a financial advisor with Cabot Wealth Management in Beverly, MA. She holds a Series 65 designation and has four years of experience at Cabot, following six years at Align Credit Union. Cabot Wealth Management provides portfolio and wealth management services primarily to high-net-worth individuals, endowments, non-profits, and business clients. The firm customizes allocations based on client objectives and risk tolerance, combining individual stocks, bonds, mutual funds, and ETFs with fundamental and technical analysis, and offers integrated financial planning and in-house tax services for select clients.

Scott Facchetti is a Series 66 licensed financial advisor with 24 years of industry experience. He is a partner at Facchetti & Facchetti, Ltd., where he provides tax advice, accounting, payroll, bookkeeping, and business consulting services. Facchetti has held positions at Royal Alliance Associates and Advest, Inc. He is currently an investment advisor at Flagship Wealth Advisors, LLC. Flagship Wealth Advisors serves individuals, high-net-worth households, trusts, estates, corporations, and retirement plans, offering portfolio management, financial planning, and retirement-plan consulting. The firm employs a long-term investment approach focused on mutual funds and ETFs, using both advisor-managed and model portfolio programs.

I have been a financial planner for over a decade, working with individuals and families to help them with all aspects of their financial lives. Prior to founding Hark Financial Planning, I worked as a senior advisor and financial planner at firms based in Boston, MA and Reston, VA. In those roles, I have been a member of an investment committee, founded and managed a tax practice, advised a Fintech start-up, and, most importantly, worked with clients to achieve their goals. One of my main motivations for leaving those firms and founding Hark was my belief that there is more to helping clients than just having good technical knowledge and offering investments. Like in legal practice, technical knowledge of the subject matter is critical but is only a foundational part of the work. The next steps are to understand what the client actually wants to accomplish with your engagement and to tailor your work for the specific matter at hand given the client’s objectives. For me, that means spending a lot of time listening to my clients and asking questions to explore what their real objectives are before just jumping into applying technical skills. I am a CFP® professional and IRS Enrolled Agent. I have an MBA from The Kenan-Flagler Business School at UNC Chapel Hill and a BA from The College of William & Mary.

James Mccall is a CFA® charterholder with 21 years of industry experience. He has been with Ipswich Investment Management Company, Inc. since 2012. Ipswich Investment Management Co., Inc. provides discretionary portfolio management and investment advisory services to individuals, families, trusts, endowments, and institutional clients. The firm emphasizes a long-term, low-turnover investment approach focused on equities managed by competent leadership and highly rated fixed income for diversification, with asset allocation tailored to client objectives and risk tolerance.