Crystal Knowlton is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds Series 66 and Series 63 licenses and has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2014. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Todd Drummey is a CFP® with 31 years of industry experience, currently serving at OSAIC since 2023. He previously worked at SagePoint Financial, Inc. and operated his own financial planning practice under his name. Outside of his advisory role, Drummey volunteers as a committee member for the Boy Scout Troop 42 endowment fund, serves as a trustee for the DELD Family Foundation, and is a director of the Midway Trap & Skeet Club of Falmouth. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform with model-based asset allocation and portfolio optimization tools.

Katherine Cleary is a Wealth Management Advisor at Merrill Lynch Wealth Management, based in Hyannis, MA. She joined Merrill Lynch in 2016 and is a member of The Driscoll Group, focusing on providing a goals-based wealth management approach to select individuals, families, and businesses. Katherine works to build solid client relationships to understand personal needs and financial goals, delivering customized and consistent financial guidance beyond portfolio management. Katherine holds a Bachelor of Science degree in Finance and Economics from Plymouth State University, graduating Magna Cum Laude. She has earned the CERTIFIED FINANCIAL PLANNER™ certification certified by the CFP® Board, as well as the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. Her experience includes prior insurance industry work through an internship at Lloyd's of London in Chicago. Her client focus areas include college education planning, corporate retirement plan services, divorce transition planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, women and wealth, tax minimization, and retirement income. Katherine's personal interests include biking, boating, fishing, gardening, hiking, horseback riding, skiing, spending time with family, traveling, and yoga.

Steven Tenaglia is a financial advisor with UBS Financial Services in Hyannis, MA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with UBS since 1988. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client plans.

Kathleen Anderson is a financial advisor with Sage Wealth Advisors LLC in Marion, MA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has worked as a Certified Financial Planner since 2000 and has been affiliated with Investors Capital Corp. since 1997. Outside of advisory services, she also sells term insurance through a national brokerage. Sage Wealth Advisors is a fee-only registered investment adviser serving individuals, families, trusts, estates, and small businesses with comprehensive wealth management and financial planning. The firm uses a multi-model allocation approach combining passive and active investments, emphasizing ongoing communication and operating under strict fee-only policies.