Frederick Bellows is a financial advisor with J.P. Morgan Securities in Newport, RI, holding Series 63 and Series 66 licenses and over 20 years of industry experience. His prior roles include positions at Citizens Securities, Mass Mutual Life Insurance Company, Merrill, Morgan Stanley, Cuna Brokerage Services, and Fidelity. Outside of his advisory work, he is involved as an owner and partner in private business ventures. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations, incorporating an ESG eligibility framework and leveraging wider capabilities in derivatives and commodities.

Christopher Barclay is a financial advisor with Morgan Stanley in Newport, RI, holding a Series 66 designation and 13 years of industry experience. He has been with Morgan Stanley since 2013 and also works with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its advisory process.

Angela Wilkins is a financial advisor with Edward Jones in Little Compton, RI, holding the CFP® designation and Series 66 license. She has seven years of industry experience, including prior self-employment and a role at Sel Rrose. Wilkins has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, managed solutions, and affiliated investment products, operating under a fiduciary standard and supported by a large nationwide network of financial advisors and branch offices.

Charles Kelly is a ChFC® with 41 years of experience in the financial industry. He has been with Cambridge Investment Research Advisors since 2018 and previously worked at Cetera Advisors LLC, Investors Capital Corp., OSAIC Services, Inc., Mutual Service Corporation, and Eastern Point Advisors Inc. He is based in Barrington, RI. Cambridge Investment Research Advisors, Inc. serves a diverse range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and provides access to multiple platforms, proprietary model strategies, and third-party advisers.

Claire Moscrop is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. Prior to joining LPL Financial in 2021, she held roles at Securian Financial Services Inc, Pioneer Financial Group, Minnesota Life Insurance Company, and operated Claire Moscrop Nutrition from 2013 to 2020. She also has experience with Island Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, with advisory support delivered through a large network of investment adviser representatives.

William Wall Jr. is a CFP® professional with 39 years of industry experience, currently serving at Wells Fargo Advisors since 2016. He owns a hunting property called Rock Wall Farms LLC in East Providence, RI. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, with optional implementation through brokerage or advisory programs.

Mark Savastano is a financial advisor with Ameriprise, holding a Series 66 designation and 13 years of industry experience. He has been with Ameriprise and its affiliated entities since 2011. Outside of his advisory role, he owns Hair Affair, Inc., a retail hair salon, and serves as a mentor to entrepreneurs through the organization E-for-All. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Sheila Matthews is a financial advisor with Primerica Advisors in Westport, MA, holding Series 63 and Series 65 licenses and possessing 12 years of industry experience. She has worked with Primerica Advisors since 2014 and has experience at Brennan Financial Group and Lynn Durkin, CPA. Outside of her advisory role, she is involved with Matthews & Matthews, LLC, a non-investment-related business based in Boston. Primerica Advisors offers a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering advisory services through model-driven recommendations and supporting a range of investment strategies managed by unaffiliated asset managers.

Anthony Kutsaftis is a financial advisor with LPL Enterprise holding Series 63 and Series 65 licenses and nine years of industry experience. He has worked at Prudential Insurance Company of America since 2017 and was previously with Pruco Securities, LLC. Outside of his advisory role, he serves as an agent for Aquidneck Island Insurance, a property and casualty business founded by his father. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a large network of investment adviser representatives. The firm employs a model-driven investment approach and offers financial planning, third-party asset manager access, and insurance product sales through affiliated entities.

Robert Beese is a ChFC® and holds a Series 66 license with 25 years of industry experience. He has worked at Cetera and Cetera Wealth Services since 2023 and has had a long tenure at Pioneer Financial Group since 2000. Outside of his advisory role, he owns A & E Investments, LLC, an expense management business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Lauren Bernardo is a financial advisor at Primerica Advisors with Series 63 and Series 65 licenses and three years of industry experience. She has held roles at PFS Investments Inc. and Primerica Financial Services since 2018 and has additional work experience in various industries including seafood and food services. Bernardo is involved with the W.A.&R. Ouellette Post 8502 VFW. Primerica Advisors manages a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offices, utilizing model-based investment strategies while outsourcing trade execution and custody.

Stephen Karam is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 license, with 34 years of industry experience. He has been with LPL Financial since 2005 and also provides investment advisory services through Global Retirement Partners, LLC. Outside of advisory roles, he is president of Karam Insurance Agency, a traditional insurance brokerage. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and extensive non-advisory financial activities.

Bradford Corbett is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. His prior roles include positions at BankNewport, Santander Securities, Santander Bank, and TD Ameritrade. He serves as the head of the Sakonnet East Professional Center Condo Association, a community organization in Tiverton, RI. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, supported by a large network of advisors and advanced research and operational tools.

Michael Falcon is a financial advisor with Cetera, holding a Series 66 designation and 24 years of industry experience. His career includes long-term roles at Avantax Advisory Services and 1st Global Advisors, as well as operating his own business, Falcons Financial & Tax Service Corp., since 2004. Falcon serves on the board of directors for St. Michaels Federal Credit Union, where he assists with operational strategies. Cetera Investment Advisers LLC is an SEC-registered firm that provides a broad range of portfolio management and retirement services to individuals, employer-sponsored plans, and institutional clients. The firm supports a large network of advisors through a multi-manager platform offering various investment strategies and program structures.

Jesse Rathier is a financial advisor at Edward Jones with Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Edward Jones, he worked at LPL Enterprise LLC and Fidelity Investments. Outside of his advisory role, he is involved with Penrose Realty, where he provides mortgage and real estate services. Edward Jones is a wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment strategies and manages over $1 trillion in assets through a large network of financial advisors and branch offices nationwide.

Christopher Hodgson Jr. is a financial advisor with Mass Mutual Investors Services in Dartmouth, MA, holding Series 63 and Series 65 licenses and 11 years of industry experience. His prior roles include positions at MML Investors Services, LLC, MassMutual Life Insurance Co, Harwood Advisory Group, LLC, and UBS Financial Services Inc. He also provides servicing for existing fixed index annuity contracts as an outside insurance sales activity. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as ongoing, annual engagements that employ firm-approved software to analyze client goals and recommend investment strategies.

Giancarlo Pannone is a CFP®-certified financial advisor with 11 years of industry experience. He is currently with Morgan Stanley in Newport, RI, having previously worked at New England Professional Planning Group, Raymond James Financial Services, Bank of America, and Merrill. His background includes roles in both advisory and private banking services. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate-sponsored financial planning solutions.

Terence Glackin is a financial advisor at OSAIC with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Signator Investors Inc and John Hancock/Beaulieu Financial Group. Outside of his advisory role, he serves as a sailing coach and boat manager in Newport, Rhode Island. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, providing various managed account strategies and retirement plan consulting.

Declan Walmsley is a financial advisor affiliated with LPL Financial and holds the Series 66 designation. He has been with LPL Financial and Finn & Meehan Wealth Management since 2025. Walmsley has also held roles in various other organizations, including Safety Insurance and educational institutions such as Salve Regina University and Wheaton College. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Stephen Fernandes is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes multiple roles at Citizens Securities, Inc. and Citizens Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary advice focused on asset allocation, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research supported by a centralized manager solutions team.