Jonathan Jones is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and three years of industry experience. He has worked at multiple firms including Northwestern Mutual and WNY Asset Management. His background also includes experience outside finance, having worked at BestSelf Behavioral Health and the University at Buffalo. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management services using firm-approved software and offers specialized planning programs including recent additions in Divorce Planning.

Alexei Heringer is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 14 years of industry experience and has been with MML Investors Services since 2010. In addition to his advisory role, he is an agent for life insurance and the CEO and founder of a real estate company. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning without discretionary investment authority.

Beau Riggs is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 designations and has 12 years of industry experience. His prior roles include positions at LPL Financial and KeyBank. Outside of his advisory work, Riggs is involved in several entrepreneurial ventures, including owning a social media consulting business and managing financial planning and investment management firms. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports municipal finance work, incorporating advanced analytical tools and specialized advisory programs.

Michael Koziol is a financial advisor with Mass Mutual Investors Services, holding a Series 63 license and 17 years of industry experience. He has worked at MassMutual Life Insurance Company since 2016 and previously at Metlife Securities Inc for nine years. Koziol is also involved in sales related to individual life and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers specialized planning programs including estate settlement and divorce planning.

Andrew Schneegold is a financial advisor at Mass Mutual Investors Services with 22 years of industry experience. He holds a Series 63 designation and has worked at Mass Mutual Investors Services since 2017 and MetLife Resources from 2006 to 2017. He is CEO and president of Schneegold Wealth Solutions Inc., an S Corporation for passthrough tax purposes. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars using firm-approved software and structured annual client relationships.

Sean Mc Lean is a financial advisor with Osaic Wealth, Inc. He holds a Series 66 designation and has recently entered the industry, accumulating one year of experience. Prior to his advisory role, he worked at Equitable Advisors, LLC and has been involved with Pluto Collective as a Brand Partnership Manager. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and nonprofits through a large network of advisors. The firm provides integrated brokerage and advisory services with an emphasis on asset allocation tools, risk assessment, and portfolio management across various investment vehicles.

Mary Homyak is a financial advisor with Mass Mutual Investors Services in Amherst, NY, holding a Series 63 designation and over 20 years of industry experience. She has been with MML Investor Service Inc since 2005 and previously worked at Rite Aid for 20 years. In addition to her advisory role, she is a commissioned Notary Public for the State of New York. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning and asset management services using firm-approved analytic tools and offers specialized planning programs, including recent additions such as divorce planning and event-driven estate and employer-sponsored planning.

Jeffrey Silsby is a financial advisor at Primerica Advisors with 24 years of industry experience. He holds a Series 63 designation and has worked with PFS Investments, Inc. since 2007, Primerica Financial Services since 1998, and has a concurrent role with the Town of Cheektowaga Police Department. Outside of advising, he is involved in the sale of loan products as well as home security and automation services through affiliated companies. Primerica Advisors is a large institutional firm that primarily serves individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm offers a wrap-fee asset management program featuring model-delivery strategies managed by unaffiliated asset managers, supported by custodial and trade execution services from Pershing and BNY Mellon Advisors.

Mark Beardi is a CFP® professional affiliated with Cambridge Investment Research Advisors with 16 years of industry experience. His prior roles include positions at Ic Advisory Services Inc, The Investment Center Inc, and Invest Financial Corp. He is involved as an agent in insurance and benefits as well as through SY Associates LLC. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals across wealth levels, retirement plans, charitable organizations, and trusts. The firm offers a range of services such as financial planning, investment management, and retirement plan advisory, delivered through independent Financial Professionals using multiple custody platforms and both proprietary and third-party investment strategies.

Peter Breitsch is a financial advisor with Primerica Advisors in Amherst, NY, holding a Series 66 designation and 15 years of industry experience. His prior work includes roles at AXA Advisors and Primerica Financial Services. Outside of advising, he is involved in the sale of loan products and home security and automation services through Primerica-affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which features model-delivery strategies and separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure rather than fixed fees.

Lester Robinson III is a financial advisor at LPL Financial with 11 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Virtue Capital Management, and Mass Mutual. Outside of advisory work, he is involved in broadcasting through radio, TV, and podcasts, and he is also an author and public speaker. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning, model portfolios, third-party asset management, and retirement advice to individuals, institutions, and retirement plan participants through a large network of investment adviser representatives.

Ronald Willis is a financial advisor with LPL Financial in Buffalo, NY, holding a Series 66 designation and 19 years of industry experience. He has worked at LPL Financial since 2010 and has been associated with Northwest Bank since 2016. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of investment adviser representatives.

William Wyrozub is a financial advisor at Mass Mutual Investors Services in Amherst, NY, holding Series 63 and Series 66 licenses with 22 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and with Massachusetts Mutual Life Insurance Company since 2016, alongside his tenure at MetLife Resources beginning in 2006. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, goal-oriented planning using firm-approved analytical tools.

Joseph Lipsitz is a financial advisor at OSAIC with 20 years of industry experience. He holds the CFP® and Series 63 designations and has worked with Securities America Advisors, Inc. and Securities America, Inc. Prior to joining OSAIC, he has been involved in insurance advisory services through L&M Financial Services since 2005. He serves as Treasurer of the Williamsville Education Foundation, a nonprofit supporting educational programs in the Williamsville Central School District. OSAIC serves a broad mix of retail and institutional clients, providing integrated brokerage, advisory, and financial planning services through a large network of affiliated advisors and multiple platforms. The firm employs asset-allocation tools and third-party resources to manage diversified portfolios tailored to clients' needs.

George Bidjov Jr. is a CFP®-credentialed financial advisor with 21 years of industry experience. He is currently with LPL Financial and has previous experience at Cadaret Grant & Co., Inc., Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. Outside of his advisory role, he is involved in a property and casualty business, WealthGuard of NY, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms.

Christopher Ahrens is a financial advisor with Mass Mutual Investors Services in Amherst, NY, holding a Series 63 license and bringing 27 years of industry experience. He has been with Mass Mutual and its affiliates since 1998. Ahrens is vice president and part owner of The BufLife Agency Inc., which provides life and health insurance products, and also serves as vice president of CFAM, Inc., managing health insurance plans for local bar associations. Mass Mutual Investors Services is a subsidiary of MassMutual that offers financial planning and investment services to individuals, business owners, trusts, estates, charitable organizations, and employers, utilizing firm-approved software and structured ongoing client relationships.

Kevin Dunford is a financial advisor with OSAIC in Buffalo, NY, holding Series 63 and Series 65 licenses and having 22 years of industry experience. He previously worked at Equitable and Foresters Financial Services. Outside of advisory work, he owns a sole proprietorship focused on the sales and service of fixed insurance and annuities and serves as a registered principal providing compliance and supervisory support for Atlas Wealth Advisors LLC. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers and multiple advisory platforms. The firm employs various asset-allocation tools and offers integrated brokerage and advisory services, supporting a range of investment products and third-party managed account solutions.

Paul Miosi is a financial advisor at Ameriprise with 14 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Miosi has been with Ameriprise and its affiliate since 2011. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides ongoing retirement planning advice centered on reliable income sources and tax-aware withdrawal strategies.

Mark Kellogg is a financial advisor at Mass Mutual Investors Services with 26 years of industry experience. He holds a Series 63 designation and has worked at Mass Mutual Investors Services since 2017, with prior experience at Massachusetts Mutual Life Insurance Company and Metlife Securities. Outside of advisory work, he is an independent insurance agent specializing in fixed annuities and life, accident, health, and long-term care insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing collaborative, goal-oriented planning supported by firm-approved analytical tools.

Joseph Aliotta is a financial advisor at OSAIC with 40 years of industry experience. He holds a Series 63 designation and has worked previously at American Portfolios Financial Services, Inc. and Carroll Financial Services. Outside of his advisory role, he is an independent insurance agent selling life insurance and fixed annuities. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, supported by asset-allocation tools and third-party management solutions.