Ashley Gilliam is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo Clearing in 2022, she worked for the Patient Advocate Foundation from 2010 to 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kendra Ruga is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. She has been with Wells Fargo Advisors, LLC since 2010. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader set of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Corrie Goodwin is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2019. Her prior work includes a year at James City County Social Services and time as a stay-at-home mother. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery conversations and approved planning tools, providing advisory services without individual security recommendations as part of standalone plans.

Bradley Stewart is a CFP® with 16 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm follows an IPS-driven advisory process grounded in modern portfolio theory and offers both discretionary and non-discretionary services, with a notable range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Rebecca Gutches is a financial advisor with Wells Fargo Clearing in Newport News, VA, holding a Series 63 designation and 25 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions supported by research and analytics.

Tatyana Fields is a Financial Advisor with Merrill Lynch Wealth Management. In her role, she works closely with clients to understand their priorities and develop tailored financial strategies aimed at achieving their short-, mid-, and long-term goals. She provides guidance on a range of areas including investing, retirement planning, saving for unexpected expenses, and offers access to specialists in banking, credit, home financing, and small business solutions. Tatyana’s expertise encompasses college education planning, family wealth management, employee financial health, legacy planning, managing new wealth, personal retirement planning, portfolio management, small business strategies, women and wealth, and retirement income. She holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of New England. She is active in several professional organizations, including the Merrill GVA Power of 10 Group, Merrill Women's Exchange, and Yorktown Women's Group. Outside of her professional commitments, Tatyana is involved in community organizations such as the American Red Cross, Carry the Load, and St. Jude Children's Research Hospital. Her personal interests include boating, camping, golfing, pickleball, running, skiing, traveling, and spending time with her family.

Alice Jacobs is a Financial Advisor with Merrill Lynch Wealth Management. She specializes in working with growing families and retirees to plan for their financial futures and help achieve their financial goals. Alice collaborates closely with clients to understand their objectives and develops personalized investment strategies tailored to their specific needs. She emphasizes the importance of building strong relationships and providing consistent account oversight to adapt to clients' changing life circumstances. Originally from South Africa, Alice has experience as an Assistant Wealth Manager managing high net worth clients. She holds a Bachelor's Degree and a Master's Degree from the University of Johannesburg, as well as an advanced diploma in Estate Planning. Her expertise includes retirement, estate, and investment planning. Alice maintains the Personal Investment Advisor (PIA) designation. Outside of work, Alice is a wife and mother of two boys. She enjoys running, spending time with her family, traveling, and watching tennis and rugby with friends and family.

Shannon Sealey is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. She has worked at Cambridge Investment Research Advisors since 2017, with prior experience at Cetera Advisor Networks and Woodbury Financial Services. Outside of advising, Sealey is involved in insurance sales through her own company, Sealey Asset Strategies. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm offers a range of investment solutions across multiple custody platforms and includes both discretionary and non-discretionary strategies tailored to client objectives.

Joseph Montgomery is a CFP® with 49 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Montgomery holds the position of Treasurer at The Gladys & Franklin Clark Foundation, where he oversees grant requests and monitors investment performance. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, including a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

James Christy is a financial advisor at RBC Capital Markets with 23 years of industry experience. He holds Series 63 and Series 65 designations. His prior work history includes roles at Northwest Financial Advisors LLC, NW Insurance Agency LLC, Northwest Financial Group LLC, and LPL Financial LLC. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with tailored investment strategies. The firm offers diverse advisory programs and portfolio management services, utilizing both in-house and third-party investment managers.

Tracy Henderson is a financial advisor at Wells Fargo Clearing with 24 years of industry experience and holds a Series 66 designation. She has worked with Wells Fargo-based firms since 2010. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets and employing over 14,000 advisors.

Julie Holstrom is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds the Series 66 designation and has worked at several firms, including PNC and Mass Mutual Investors Services. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Lyle Schiavone is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 41 years of industry experience. He has been with LPL Financial since 2009. Schiavone is also the sole owner of Williamsburg Financial Group, an S corporation based in Williamsburg, VA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and brokerage services through a national network of investment adviser representatives.

Dennis Wilt is a CFP® with 30 years of experience in financial advisory roles. He is currently with Morgan Stanley, having previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a variety of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and methodologies.

John Pattisall is a financial advisor at Morgan Stanley with 19 years of industry experience. He has worked at Morgan Stanley since 2009 and has been with Morgan Stanley Private Bank, National Association since 2015. His credentials include Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and proprietary investment models.

Catherine Springer is a financial advisor with Morgan Stanley in Newport News, VA, holding a Series 66 designation and five years of industry experience. Her career includes roles at Morgan Stanley Private Bank, Wells Fargo, and Edward Jones Investments. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Charles Hartman is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Hartman serves as a Board Member at Large for the Williamsburg German Club, a social organization in Williamsburg, Virginia. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and engages in diverse financial services including broad retail and institutional offerings.

Brady Rouse is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds a Series 66 designation and previously worked at Raymond James Financial and TowneBank. Outside of his advisory role, he serves as a sergeant and team leader in the North Carolina National Guard, focusing on disaster relief efforts. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, performance reporting, participant education, and plan benchmarking, with a notable range of financial products including insurance-related vehicles and bank deposit sweep options.

Erik Chaikin is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2002. He focuses on providing individualized financial and investment strategies tailored to each client's unique goals. Erik’s approach centers on building long-term relationships through personalized guidance and comprehensive wealth management services. With over 25 years of experience, Erik specializes in wealth accumulation, preservation, and transfer. He offers expertise in retirement planning, estate planning, tax minimization, corporate cash management, business transition planning, and portfolio management. Erik holds the Chartered Life Underwriter® (CLU®), Chartered Financial Consultant® (ChFC®), and Retirement Benefits Consultant designations, among others. He also provides fiduciary advisory services for defined contribution plans with assets of $10 million or more and manages personalized discretionary investment strategies. Erik earned a Bachelor’s degree from James Madison University. He is involved in his community through organizations such as Meals On Wheels and Habitat For Humanity and is affiliated with Bruton Parish Church. He resides in Williamsburg, VA, with his wife, Emily, their two sons, and their dogs.

Charles Mas is a financial advisor with Ameriprise in Newport News, VA, holding Series 63 and Series 65 licenses and having 24 years of industry experience. His career includes roles at several firms such as ValMark Securities, Foresters Advisory Services, and Thrivent Investment Management. Outside of his advisory work, he serves as a Financial Planning Analyst for Clarinity, Inc., where he creates and updates financial plans and manages advisory business activities. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides detailed recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.