Julie Kandel Pogue is a financial advisor with Morgan Stanley in Williamsburg, VA, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. She has been with Morgan Stanley Private Bank, N.A. since 2017 and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by firm-approved tools and analysis from its Global Investment Committee.

Shanda Bortner is a financial advisor at MassMutual Investors Services with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with MassMutual Life Insurance Company and MML Investors Services since 2017, following earlier roles at Carroll Financial Associates and Cetera Advisor Networks. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual relationships that use firm-approved software for goal analysis and strategy recommendations.

Barbara Spady is a Series 66 licensed financial advisor with Raymond James Financial Services Advisors, Inc., bringing 21 years of industry experience. She has been associated with Raymond James since 2012 and has worked at TowneBank since 2015. Her ancillary involvement includes non-owner roles with Quill Private Wealth and Towne Wealth Management. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs customized planning and analytical tools to guide client decisions and supports a wide network of advisors with specialized programs including municipal advisory and SIMPLE IRA employer consulting services.

Mark Matney is a financial advisor with Primerica Advisors in Williamsburg, VA, holding Series 63 and Series 65 designations and eight years of industry experience. He has worked concurrently in legal practice with Poquoson Law Group P.C., Holcomb Law, PC, and previously operated Matney Law, PLLC. Outside of his advisory and legal roles, he owns Victory Holdings, LLC. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm employs third-party asset managers vetted through independent due diligence and provides custody and trade execution via Pershing and Primerica Brokerage Services.

Walter Mowry is a CFP® with 28 years of industry experience, currently affiliated with Raymond James Financial in Williamsburg, VA. He has worked with Raymond James Financial and its related entities since 2009 and also has been associated with Legacy Financial Group, LLC since 2010. Outside of advisory work, he is involved in managing real estate holdings and serves as a trustee for a trust account. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

John Kokolis is a financial advisor with Morgan Stanley in Williamsburg, VA, holding a Series 66 designation and bringing 24 years of industry experience. He has been with Morgan Stanley since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis from its Global Investment Committee.

Scott Glaze is a financial advisor at Raymond James Financial with 18 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. since 2013. Outside of his advisory work, he is a partner in rental real estate ventures, where he manages property-related responsibilities. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm provides tailored, non-discretionary planning and consulting, utilizing risk profiling and analytical tools, and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Franklin Belvin is a financial advisor at Edward Jones with 36 years of industry experience. He has held his current position since 1990 and holds Series 63, Series 65, and Series 66 designations. Outside of his advisory work, he owns a storage business in Yorktown, VA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, investment options, and affiliated services, supported by one of the largest networks of advisors and branch offices in the industry.

Gerald Dagostino is a Certified Financial Planner (CFP®) with 26 years of industry experience. He is affiliated with Cetera and Mosaic Wealth Advisors LLC, serving as president and CEO of the latter since 2014. In addition to his advisory work, he operates a CPA firm providing tax preparation, financial statements, and bookkeeping services. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a broad range of portfolio management and consulting services through a large nationwide network of independent advisors, utilizing both discretionary and non-discretionary program structures.

David De Blass is a financial advisor at Edward Jones with 25 years of industry experience. He holds Series 63 and Series 66 designations and has been with Edward Jones since 2018. Prior to that, he worked at Lumber Liquidators and Newtown Automotive. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Charles Carder is a financial advisor with Morgan Stanley, holding a Series 66 designation and having 21 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and at Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets dating back to 2006. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment research.

Susan Orange is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. Her prior work includes roles at Wells Fargo Advisors LLC from 2009 to 2016 and subsequent positions within Raymond James firms since 2017. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools like risk profiling and probability modeling to support client decisions, with specialized municipal advisor affiliations and customized advisory programs.

Zachary Sprinkle is a financial advisor with LPL Financial in Williamsburg, VA. He holds a Series 66 designation and began his advisory career in 2024. Prior to joining the financial industry, he has work experience with companies including Amazon and The Vitamin Shoppe. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with research from LPL Research and third-party subadvisors.

Ethan Powell is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and having eight years of industry experience. He has been with Wells Fargo Clearing Services, LLC since 2017 and also works with Wells Fargo Bank NA. Outside of his advisory role, Powell owns an indoor golf facility through Powell Solutions, LLC, and works as a part-time Uber driver in Williamsburg, VA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Olga Davenport is a financial advisor with Primerica Advisors in Williamsburg, VA, holding Series 63 and Series 65 credentials and one year of industry experience. Her work history includes roles at Primerica Advisors, Primerica Financial Services, and TCI, among others. She is involved in sales of investment-related products and also receives compensation for referrals of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and utilizes an exclusively percentage-based, tiered wrap fee structure.

Quinn Kamenick is a financial advisor at Wells Fargo Clearing with a Series 66 designation and less than one year of industry experience. Prior to joining Wells Fargo in 2026, Quinn worked at Park Avenue Securities, Guardian Life Insurance Company, and spent several years at Hampden-Sydney College and Fairfax County Public Schools. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and supports a large network of advisors, offering both brokerage and advisory solutions.

Carolyn Menker is a financial advisor at LPL Financial with 21 years of industry experience. She holds the Series 66 designation and has been with LPL Financial since 2013. Outside of her advisory work, she is involved in long-term care insurance sales and pursues photography as a non-investment-related activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Shannon Chittenden is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs. The firm emphasizes structured financial planning supported by firm-approved tools and offers various investment and planning services backed by extensive client assets.

Melanie Walton is a Series 66 licensed financial advisor with Morgan Stanley in Williamsburg, VA, bringing 18 years of industry experience. She has worked with Morgan Stanley Smith Barney since 2009 and previously with Citigroup Global Markets starting in 2007. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct-to-client and corporate financial planning arrangements.

Cathleen Dillon is a Series 66 licensed financial advisor with 19 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.