Kevin Kramer is a CFP® professional with nine years of experience, currently serving as a financial advisor at Edward Jones in Wilmington, NC since 2017. His career prior to Edward Jones includes a one-year period of unemployment from 2016 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory programs and investment options supported by a large network of advisors and branch offices nationwide.

Emily Harvey is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 16 years of industry experience. Her career includes previous roles at Truist Advisory Services, Truist Investment Services, Bb&T Securities, and Scott & Stringfellow. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized advisory services.

Matthew Beatty is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and bringing 12 years of industry experience. He has been with Thrivent since 2012 and Thrivent Financial for Lutherans since 2013. Outside of his advisory role, Beatty is co-owner of NMJ Tax Services LLC, a company providing tax and accounting services, and serves on the board of Porters Neck Village, a senior living center in Wilmington, NC. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofits, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm allows clients to integrate planning with managed-account services while maintaining separate engagement relationships.

John Willse is a financial advisor with Cetera, holding the ChFC® designation and Series 63 and 65 licenses, with 39 years of industry experience. He has been affiliated with Cetera Advisors LLC since 2015 and joined Cetera in 2024. Outside of his advisory role, he is involved in several financial services and insurance-related businesses, including ownership and operations of an insurance marketing organization and participation in life settlement activities. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform combining discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Edward Grogan is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 credentials and two years of industry experience. His prior work includes roles at Conway Medical, Aramark, and RWJHB Health System. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm primarily uses model-delivery strategies developed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Daniel Smith is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Mass Mutual Investors Services since 1983 and has also been associated with MassMutual Life Insurance Company since 1978. Outside of his advisory role, he operates a sole proprietorship focused on insurance and estate planning. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to develop written recommendations tailored to client goals.

Hannah Clymer is a Series 66-designated financial advisor with Raymond James Financial, based in Wilmington, NC. She has four years of experience in the financial industry, including roles at Corning Credit Union and Raymond James Financial Services Advisors, Inc. Outside of her advisory work, she is involved as an associate employee at Wealth Strategies/CCU Wealth Strategies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutions. The firm delivers non-discretionary planning and uses risk profiling and analytical tools to tailor recommendations to client goals.

Gary Mc Lamb is a CFP® professional with over 31 years of industry experience. He has been with Edward Jones since 1994. Outside of his advisory role, he serves on the Finance Committee at Carolina Beach Presbyterian Church, presides over the Church Men’s Group, and is a board member of the Friends of Fort Fisher, where he also participates on the Finance Committee. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment strategies and services, supported by a large nationwide network of financial advisors and branch offices.

Jordan Swann is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and three years of industry experience. He previously worked at Live Oak Bank for seven years before joining Wells Fargo Advisors in 2023. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and uses proprietary research, planning tools, and simulations to develop tailored recommendations for clients.

Jonathan Tait is a CFP® professional with 25 years of industry experience, currently affiliated with Raymond James Financial in Leland, NC. He has worked at Raymond James Financial since 2006, with prior experience at Capital Investment Companies and A&J Holding, Inc. Outside of his advisory role, he is the owner of J. Murray & Associates, Inc., a tax reporting S-corp, and co-owner of Little Rosa Properties LLC, which holds his portion of Southern Tait Holdings LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and investment consulting, utilizing risk profiling and modeling tools, and supports its clients through advisory programs and institutional portfolio management.

Patrick Kalbaugh is a financial advisor with LPL Financial in Wilmington, NC, holding Series 65 and Series 63 licenses and six years of industry experience. His prior work includes roles at Worden Brothers Inc., TC2000 Brokerage, Inc., and the University of North Carolina at Wilmington. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, combining advisory services with a range of non-advisory financial activities.

Tracy Dean is a financial advisor with Edward Jones holding a Series 66 designation and 25 years of industry experience. Prior to joining Edward Jones in 2021, Dean worked at Wells Fargo Clearing Services LLC and PNC Investments, with additional experience at PNC Bank. Outside of finance, Dean has been involved in real estate activities since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory solutions including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Matthew Bennett is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 27 years of industry experience. He has previously worked at Morgan Stanley in various capacities from 2009 to 2024. Outside of his advisory role, Bennett is the owner of Bennett Boys LLC, a commercial property rented to a CrossFit gym. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, and municipal entities. The firm offers tailored, non-discretionary financial planning and consulting services supported by extensive research, multiple portfolio management styles, and a broad affiliate network.

Lisa Salines Mondello is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and two years of industry experience. Prior to joining Cetera Investment Advisers and Cetera Advisors in 2024, she has operated the Salines Mondello Law Firm, Pc since 2009. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management options, financial planning, and access to third-party money managers.

David Roduit is a financial advisor at Cetera with two years of industry experience. He holds Series 66 and Series 63 licenses and has worked previously at Harding Loevner Funds, Inc. and Fortis Bank. Roduit is also involved with Fifth and Forbes Financial, a wealth management and investment firm. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with diverse portfolio management options, including access to third-party managers and bespoke strategies, managing over $256 billion in assets across more than 10,000 advisors.

Carla Gray Bedell is a financial advisor with LPL Enterprise in Wilmington, NC, holding Series 65, 63, and 66 licenses and bringing 26 years of industry experience. Her prior experience includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, and Wells Fargo Clearing. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and institutional entities. The firm’s approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, with additional offerings such as financial planning, access to third-party asset managers, and affiliated insurance and trust services.

Lisa Little is a financial advisor with Raymond James Financial in Wilmington, NC, holding a Series 66 designation and 19 years of industry experience. She has been associated with Raymond James Financial Services, Inc. since 2007 and Corning Federal Credit Union since 2010. Outside of advising, she works as a Registered Operations Associate for Wealth Strategies/Corning Credit Union Wealth Strategies. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm utilizes tailored, non-discretionary planning supported by analytical tools and maintains specialized programs in municipal and public finance as well as SIMPLE IRA employer advisory services.

Charles Mintz is a financial advisor with Raymond James & Associates in Wilmington, NC, holding a Series 63 designation and over 45 years of industry experience. His prior roles include positions at Bb&T Securities, Truist Investment Services, and Truist Advisory Services. He serves as a finance and investment committee member for the Adam Latta Fund, overseeing stipend distributions for retired ministers of Methodist churches. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a broad client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a variety of portfolio management styles supported by extensive research and model managers.

Edward Knox III is a financial advisor with Raymond James & Associates in Wilmington, NC, holding Series 63 and Series 66 designations and bringing 39 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

David Riebe is a financial advisor with LPL Financial, holding Series 65 and Series 63 designations and 28 years of industry experience. He worked at Canaccord Genuity Inc for 13 years before joining LPL Financial in 2026. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios, third-party asset management access, and institutional platforms.