James Cunningham III is a financial advisor with Merrill in Myrtle Beach, SC, holding Series 63 and Series 66 licenses and bringing four years of industry experience. His career includes positions at Bank of America and Wells Fargo, as well as experience outside finance at an indoor shooting range. Merrill serves a broad range of clients—including individuals, retirement plans, corporations, and institutional clients—offering managed account programs, discretionary portfolio management, and brokerage services through dedicated personal financial advisors and affiliated entities. The firm emphasizes tax-focused investment capabilities and benefits from deep integration with Bank of America’s broader banking and capital markets platform.

April Messimer is a Wealth Management Advisor at Merrill Lynch Wealth Management. She specializes in wealth management strategies, income management, and retirement services for individuals. April also assists clients with their credit and lending needs, including home financing, lines of credit, and securities-based loans through Bank of America, N.A. April earned her Bachelor's degree from Virginia Polytechnic Institute and State University. She holds the CERTIFIED FINANCIAL PLANNER® certification, the Chartered Retirement Planning Counselor™ designation, and additional professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She served on the Susan G. Komen South Carolina Board of Directors from 2017 to 2019. April lives in Myrtle Beach, South Carolina, with her daughter. Her personal interests include golfing, spending time with her family, and traveling.

Karen Large is a financial advisor with Edward Jones in Myrtle Beach, SC, holding Series 63, Series 65, and Series 66 designations and 25 years of industry experience. She has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a network of more than 23,700 advisors and offers a range of discretionary and non-discretionary strategies, as well as affiliated mutual funds and tax-efficient services.

Shannon Garcia is a financial advisor with Merrill in Myrtle Beach, SC, holding a Series 66 credential and bringing 11 years of industry experience. She has worked at Bank of America, N.A. and Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to fiduciary clients of Bank of America. The firm offers model-based and discretionary investment strategies alongside trading, account administration, and custody support for a diverse client base including individuals, high-net-worth clients, and organizations.

Barry Capps is a financial advisor at Ameriprise in Myrtle Beach, SC, holding Series 63 and Series 65 licenses with 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers retirement-income planning services tailored to individuals approaching or in retirement with substantial investable assets, providing detailed recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm delivers these services through a centralized consulting team in partnership with financial advisors and emphasizes the use of Ameriprise-managed accounts and algorithmic tools in its planning process.

Andrew Hazle is a financial advisor at Edward Jones with 10 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at BB&T for one year before joining Edward Jones in 2017. Hazle serves as an active board member of the Fellowship of Christian Athletes in North Myrtle Beach, South Carolina, where he is involved in event planning. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, discretionary and non-discretionary managed solutions, and affiliated investment products.

Derrick Sehein is a financial advisor with Edward Jones in Murrells Inlet, SC. He holds a Series 66 designation and has prior work experience including service in the US Navy from 2010 to 2021. His background also includes roles at Coors Leadership Capital and Peak Claims Group. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages over $1 trillion in assets and offers a range of advisory programs, investment options, and affiliated services through a nationwide network of advisors and branches.

Michelle La Penna is a financial advisor at Merrill with four years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at the Infrastructure Group, State Farm - Tom Leonard Agency, and Millennium Management. Outside of her advisory role, she holds a power of attorney position with a nonprofit organization based in South Carolina. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony Di Nardo is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has one year of industry experience and has been associated with Cambridge Investment Research Advisors since 2026. Outside of his advisory role, he works as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers a range of financial planning and investment management services through a network of independent professionals and supports multiple portfolio management and platform solutions.

Brian Brown is a financial advisor at Cetera with 15 years of industry experience. He holds a Series 66 designation and has previously worked with Commonwealth Financial Group and Minnesota Life Insurance Company. Outside of advisory roles, he is also an agent/broker involved in fixed insurance sales. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform with access to affiliated and third-party managers.

Kevin Quinn is a financial advisor with Equitable Advisors in Myrtle Beach, SC. He holds a Series 66 designation and has been with Equitable Advisors since 2026. Prior to joining the firm, he worked in the security and facility management industry with companies including Convergint, Johnson Controls, and ADT. Equitable Advisors provides financial planning, retirement plan consulting, and asset management programs to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a network of Investment Adviser Representatives and a range of third-party advisory programs to deliver customized solutions.

Jason Atkinson is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a trustee for an investment-related trust in Myrtle Beach, SC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Scott McDermott is a financial advisor with Raymond James Financial in Myrtle Beach, SC, holding Series 63, 65, and 66 designations and bringing 32 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. since 2010. McDermott is a partner in MA Capital LP and co-owner of McDermott Armati Wealth Strategies LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical tools, supporting clients through various advisory programs and maintaining specialized services such as municipal advisory and SIMPLE IRA employer consulting.

Danielle Sollecito is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Steven Starnes is the Senior Resident Director and Wealth Management Advisor at Merrill Lynch. He began his career with Merrill Lynch Wealth Management in 1997 after earning a Bachelor's degree in Finance and Economics from Bloomsburg University in Pennsylvania. Steven is a qualified Portfolio Manager who provides traditional advice and guidance, and also builds and manages personalized or defined investment strategies for clients. These strategies may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. When servicing clients through the Firm’s Investment Advisory Program, he may manage strategies on a discretionary basis. Steven works closely with high net worth clients and Firm specialists to develop strategies across estate and trust planning, credit and lending solutions through Bank of America, insurance, and risk management of concentrated stock. He has earned several professional designations, including the CERTIFIED FINANCIAL PLANNER® certification and the Chartered Retirement Planning Counselor™ designation. He currently serves on Coastal Carolina University's Finance Advisory Board. Steven lives in Myrtle Beach, South Carolina with his wife, Amy, and their three children. In his free time, he coaches soccer and enjoys playing tennis, golf, and basketball. He is also involved with Habitat for Humanity.

River Williams is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2021, he worked at Holiday Sands North and Ocean Lakes Pharmacy. Ameriprise offers retirement-income planning services targeted at individuals nearing or in retirement with substantial investable assets, providing written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized, non-discretionary advice through a centralized consulting team.

Russell Johnson is a financial advisor with Ameriprise, holding Series 63 and Series 66 designations and eight years of industry experience. He previously worked at Johnson Financial Services LLC, Prospera Financial Services Inc, and Edward Jones. Outside of his advisory work, Johnson serves in a volunteer leadership role at RKPraise Ministries, a nonprofit that provides marriage enrichment and music for ministry events. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a retirement income service that includes a written recommendation report and ongoing annual planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Tonie Baldwin is a financial advisor at Merrill with 18 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1987. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Andrew Moruzzi is a financial advisor at Edward Jones with three years of industry experience and holds the Series 66 designation. Prior to joining Edward Jones in 2022, he spent ten years at East Coast Honda. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and maintaining a large network of financial advisors and branches across the country.

Anthony Holdaway is a financial advisor with Merrill, holding a Series 66 designation and six years of industry experience. He has been associated with Merrill since 2017 and also works with Bank of America, N.A. Prior to his financial career, he was employed by Enterprise Rent A Car from 2015 to 2017. Outside of his advisory role, he co-owns a rental property in Myrtle Beach, South Carolina. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.