Jacob Carey is a financial advisor at Edward Jones with four years of industry experience. He holds a Series 66 designation and previously served in the United States Air Force and the North Carolina Air National Guard before joining Edward Jones in 2022. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Stephen Hulsey is a financial advisor with LPL Financial in Watkinsville, GA. He holds the CFP® designation and has eight years of industry experience. Prior to his current role, he worked at J.R. Crider's Clothing and Apparel for one year. Outside of advising, he is involved with Cory Robinson CPA, providing tax preparation and accounting services. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, with access to model portfolios, research, and technology-based management solutions.

Kenneth Kilgore is a financial advisor at Ameriprise with 21 years of industry experience. He holds the Series 63 and Series 65 licenses and has been with Ameriprise and its affiliated entities since 2009. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and offers a broad range of advisory, brokerage, and insurance solutions.

Zachary Crow is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services since 2015. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, through a process that integrates proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory roles to registered investment companies and its use of systematic methodologies and AI-driven research tools.

Andrew Patten is a financial advisor with Morgan Stanley in Athens, Georgia, holding a Series 66 designation and two years of industry experience. He previously worked at BankSouth for five years and is a partner at Patten Farms, an agricultural business. Patten also has involvement with real estate entities Patten Pound Properties LLC and Patten Family Holdings LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and market modeling techniques.

James Rainey is a financial advisor with LPL Financial, holding a Series 63 designation and 52 years of industry experience. He has been associated with Linsco/Private Ledger Corp since 2004. Rainey is involved in the sale of fixed insurance products and provides tax preparation services for a small number of clients. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Kevin Bayani is a CFP®-designated financial advisor with 14 years of industry experience. He is currently with LPL Financial and has previously worked at New Horizon Financial Corp. and Cadaret, Grant & Co., Inc. Bayani is involved with New Horizon Financial Tax Services, providing tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies to support diversified investment strategies.

Donald Kelly is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 credential and 14 years of industry experience. He has worked with Raymond James since 2013 and is also associated with TSD Advisors, LLC dba The Avenue Wealth Management Group. He serves as a director on the Board of Bank of Monticello. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports a broad network of advisors and affiliated firms.

Kevin Frutiger is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Frutiger serves on the boards of The Dunta Robinson Foundation, Inc. and the Hardigree Wildlife Sanctuary. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to create personalized, written recommendation reports delivered through a centralized consulting team.

Edward Ferguson is a financial advisor with Stifel in Athens, GA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously worked at Raymond James & Associates for seven years before joining Stifel in 2022. Outside of his advisory role, he serves as an emeritus board member at the UGA Terry College of Business, chairs a capital campaign committee for the Ga Beta SAE Fraternity, is a board member of the Athens Country Club, and holds a minority ownership and secretary position at a local men’s clothing store. Stifel serves a broad client base including individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services with a proprietary investment methodology developed by its Investment Strategy Group. The firm provides both episodic fee-based financial planning and access to third-party advisers, emphasizing a range of services beyond typical institutional peers.

Trey Kelly is a Series 66-licensed financial advisor with Cambridge Investment Research Advisors, based in Athens, GA. He has one year of industry experience and previously worked at Columbus State University and Upson-Lee High School. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing both proprietary and third-party model strategies across multiple custody and platform arrangements.

Michael Burns is a CFP®-certified financial advisor with 29 years of industry experience. He has been with Raymond James Financial since 2018 and previously worked at Wells Fargo Advisors for 21 years. Burns is the sole owner of Pathway Advisors, LLC, a support company for his advisory business. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm uses a tailored, non-discretionary approach with analytical tools to support client goals and maintains unique offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

Susan Cross is a financial advisor with UBS Financial Services in Danielsville, Georgia, holding Series 63, 65, and 66 licenses and possessing 29 years of industry experience. She has been with UBS Financial Services since 2009. Outside of her advisory role, she operates as an independent Mary Kay beauty consultant on a commission basis. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, using proprietary research and model-based asset allocations to tailor client solutions.

Jodi Watson is a financial advisor at Merrill with 24 years of industry experience. She holds the Series 66 designation and has been with Merrill Lynch since 1992. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations by offering model-based and discretionary investment strategies designed and implemented by internal and third-party managers.

Matthew Currie is the Resident Director and a Wealth Management Advisor with Merrill, leading the Athens, Georgia office since 2023. He joined the ARH Wealth Management Group and Merrill in 2013 and has developed extensive experience in retirement plans and employee benefit plan design and maintenance. He holds several professional designations including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), and Chartered Retirement Plans Specialist (CRPS). Matt earned a bachelor's degree in Business Management from the University of Georgia. He was named to the 2023 Forbes "Best in State Wealth Management Teams" list as a member of ARH Wealth Management Group. His areas of focus include customized wealth planning, portfolio construction, qualified and non-qualified retirement plan management, and socially responsible investing among others. Outside of his professional role, Matt is involved in the Athens and Oconee County communities. He coaches Little League baseball and youth basketball, serves on the board of Mercy Health Center, and attends Watkinsville First Baptist Church. He resides in Oconee County with his wife, Sarah, and their three children. In his spare time, he enjoys playing golf, running, reading, and music.

Richard Ferguson is a financial advisor with Stifel who holds Series 63 and Series 65 licenses and has 38 years of experience in the industry. Prior to joining Stifel in 2022, he worked at Raymond James & Associates for nine years. Outside of his advisory role, he serves on the boards of Downtown Ministries and Athens Academy and is involved with the Jack O'Kelly Foundation, which focuses on drug awareness and education. Stifel serves a wide range of clients including individuals, institutional entities, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Randolph Kent III is a CFP®, ChFC®, and Series 66 designated financial advisor with Edward Jones in Watkinsville, GA, where he has worked since 2013. He has 12 years of industry experience and previously worked as a high school teacher. He currently teaches continuing education courses at the Osher Lifelong Learning Institute. Edward Jones is a full-service wealth management firm serving individual and institutional clients, managing approximately $1.01 trillion in assets through a network of over 23,700 financial advisors and 15,000 branch offices. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kirk Dunham is a financial advisor at Raymond James Financial with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with The Avenue Wealth Management and related entities since 2015. Outside of advising, he serves as president of Dunham Wealth Management and is a board member on the advisory board of the nonprofit Make a Mirical. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public finance work through its affiliation with a municipal advisor.

Jack Green is a financial advisor at Morgan Stanley with 16 years of industry experience and holds a Series 66 designation. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and has been with Morgan Stanley Smith Barney LLC since 2012. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning. The firm utilizes a structured planning process supported by firm-approved tools and manages approximately $2.74 trillion in client assets.

Tyler Smith is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 22 years of industry experience. His prior roles include positions at Fisher Investments, Charles Schwab & Co., and Franklin Square Holdings. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, as well as corporate and charitable clients, delivering advisory services through a large network of advisors and utilizing model-driven investment strategies managed by third-party asset managers.