Michael Baggett is a financial advisor with Morgan Stanley in Pensacola, FL, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. His career includes long tenures at Merrill and Bank of America, prior to joining Morgan Stanley. He is also a member of Angel Investor Management Group LLC, which provides access to investments in early-stage companies. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad array of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market modeling techniques.

Tod Wilson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 31 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers comprehensive investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party sources while providing both brokerage and advisory solutions.

William Francis is a financial advisor at Stifel with 29 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Prior to joining Stifel in 2009, he worked at UBS Financial Services beginning in 2003. Outside of his advisory role, he is the owner and president of Tailgate Toolbelt LLC, a company that manufactures outdoor goods for camping and emergency response personnel. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, providing brokerage and investment advisory services supported by proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Zachary Brooks is a CFP® with nine years of industry experience, currently serving as a financial advisor at LPL Financial since 2024. He previously worked at Edward Jones for seven years and spent nine years at Sherwin-Williams prior to his career in financial services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, offering a range of financial planning, asset management, and institutional platforms.

Barksdale Jordan is a financial advisor with Stifel, holding Series 63 and Series 65 credentials and 47 years of industry experience. He has been with Stifel since 2009. Jordan serves on the Board of Directors at Lakeview Center and is a member of multiple committees at Baptist Health Care, including its investment sub-committee and the Audit and Finance Committee. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Staci Corley is a financial advisor at Morgan Stanley with nine years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley since 2015, with a brief tenure at PNC Investments LLC from 2023 to 2024. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm provides a wide range of advisory programs, including financial planning that uses structured discovery and firm-approved tools to model outcomes for clients.

Jennifer Ryba Spurgas is a financial advisor with Ameriprise in Pensacola, FL, holding a Series 66 designation and 21 years of industry experience. She has been with Ameriprise and its affiliated entities since 2004. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, offering tailored written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers recommendations through a centralized consulting team in partnership with client advisors.

Jennifer Miller is a financial advisor at Stifel with 13 years of industry experience. She has been with Stifel Nicolaus & Co Inc since 2017 and previously worked at McMahon Hadder Insurance. She holds Series 63 and Series 65 licenses. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Scott Hardie is a Wealth Management Advisor at Merrill Lynch Wealth Management. He provides financial planning services with a focus on family wealth and liability management. Scott has extensive experience in areas including college education planning, legacy planning, LGBT wealth planning, personal retirement planning, philanthropic planning, portfolio management, special needs planning strategies, tax minimization, and retirement income. Scott was born and raised in New Orleans. He earned his Bachelor's Degree from the University of Mississippi and completed graduate studies at George Washington University. Prior to joining Merrill Lynch Wealth Management in 1996, he spent 11 years in Corporate International Banking with two banks in Washington, D.C. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Scott is actively involved in his community, serving as a board member for the Metropolitan Crime Commission and the YMCA of Greater New Orleans. He is married to Jennifer and they have three children.

Donald Campbell is a financial advisor with Edward Jones in Pensacola, FL, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2014 and is also associated with Hunter Hills Church since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Steven Clay is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Bank of America and Merrill. Outside of his advisory role, he coaches a high school volleyball team in Gulf Breeze, Florida. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment models as part of its advisory process.

Charles Posey is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and bringing 12 years of industry experience. His prior work includes roles at Morgan Stanley, BBVA Securities, and Edward Jones. Outside of his advisory work, he serves as Vice President of the Scenic Hills North Subdivision Homeowners Association in Pensacola, FL. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser affiliated with Wells Fargo, offering a broad range of investment and financial planning services to individuals, trusts, and institutional clients. The firm provides tailored recommendations using proprietary research and planning tools, with planning engagements typically being discrete and optional for clients to implement.

James Bricker is a financial advisor at Wells Fargo Clearing with a Series 66 designation and experience dating back to 2015, including eight years at Navy Federal Credit Union. He joined Wells Fargo Clearing in 2024. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Kent Herring is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His career includes longstanding roles at Cambridge Investment Research Advisors since 2015 and Chemical Associates since 2001. Outside of his advisory work, Herring serves as vice president of Herring Brothers, Inc., a timber sales company, and is treasurer of the Gulf Breeze Optimist Club, a local nonprofit organization. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals using various portfolio management strategies and custody platforms.

Steven Junge is a financial advisor at Equitable Advisors with 26 years of industry experience. He holds the ChFC®, Series 65, and Series 66 designations. His career includes long tenures at Equitable Distributors and Axa Distributors. Outside of his advisory role, he serves as Power of Attorney and Executor for his mother. Equitable Advisors serves a wide range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing both proprietary and third-party advisory models and emphasizing fiduciary services for qualified plans.

Ryan Osborn is a Series 66-licensed financial advisor with Morgan Stanley in Pensacola, FL, bringing 22 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including comprehensive financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Scott Shanks is a CFP® professional with 23 years of experience in the financial services industry. He has been with Edward Jones since 2003. Outside of his advisory role, he is a managing member of Red Lodge Investments LLC, a real estate holding company. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, supported by a large nationwide network of financial advisors and branch offices.

Michael Camferdam is a CFP® with 40 years of industry experience, currently serving at Osaic Wealth, Inc. since 2023. He previously worked at Royal Alliance for 10 years. Outside of his advisory role, he owns a sole proprietorship involved in crop planting and harvesting. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers. The firm provides integrated brokerage and investment advisory services, utilizing various portfolio construction tools and offering access to multiple third-party managed account solutions.

Keith Allen is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 27 years of industry experience, including roles at Metlife Securities Inc. and Massachusetts Mutual Life Insurance Company. He operates a business under the DBA Buttonwood Financial Services. Mass Mutual Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charities, and employers. The firm offers collaborative, annual planning engagements using firm-approved analysis tools and supports specialized offerings such as estate-settlement and divorce planning.

Jeffrey Brooks is a Series 66-licensed financial advisor with Morgan Stanley in Pensacola, FL, bringing five years of industry experience. Prior to joining Morgan Stanley in 2020, he spent 14 years at International Paper Company. Brooks currently works within Morgan Stanley’s Private Bank and Smith Barney divisions. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and market outlook models.