Christy Northfield is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its Private Bank division since 2012 and 2015, respectively. In addition to her advisory role, she is involved with Quail Valley Golf Club. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by advanced modeling tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Patrick Norris is a financial advisor with Fidelity Investments, holding Series 63 and Series 65 licenses and 11 years of industry experience. His prior roles include positions at Ameriprise, Edward Jones, CUNA Brokerage Services, and PNC Bank. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction.

Ladislav Karabin is a Financial Consultant at Fidelity Investments, a position he has held since 2016. He has been with Fidelity since January 2013, initially serving as an Investment Consultant until 2016. Prior to joining Fidelity, he worked as a Financial Advisor at Merrill Lynch in 2012 and at Morgan Stanley from 2010 to 2012. He specializes in wealth planning and is dedicated to helping clients and their families work towards their financial goals. Ladislav focuses on guiding clients to achieve independence and success in retirement. Fidelity Investments is known for providing strategies tailored to all styles of investors. Outside of his professional career, Ladislav enjoys family activities and gardening.

Christina Savage is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at A. G. Edwards & Sons, Inc. from 2006 to 2008. Outside of her advisory role, she has been involved as a consultant for Mary Kay. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to guide its investment approach and offers both brokerage and advisory solutions across a broad range of financial products.

Robin Cobas is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 38 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics.

Baerbel O'Haire is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has provided wealth management advice to high net worth families since 1986. She serves clients in areas including college education planning, family wealth management strategies, philanthropic planning, socially responsible and ESG investing, and women and wealth. Baerbel is a graduate of the University of Florida's Warrington College of Business and holds several professional designations, including Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Throughout her career, Baerbel has been recognized on the Forbes "Top Women Wealth Advisors Best-in-State" list from 2022 to 2026 and the Forbes "Best In State Wealth Advisors" list from 2021 to 2026. She was a corporate trainer for Merrill Lynch's Professional Management Development program from 1990 to 2000 and has spoken at numerous client seminars and internal nationwide conferences. Baerbel has served on multiple boards, including the Board of Trustees for Riverside Theatre, where she acts as treasurer, the fiduciary corporate board for United Against Poverty, and previously on the boards of Child Care Resources, Impact 100, and as president of the Merrill Women's Exchange of the Treasure Coast. Born and raised in Germany, Baerbel speaks fluent German and English. She resides in Vero Beach, Florida, and has three children. Her daughter Sydney works alongside her as a Financial Advisor, and her son Conor is a Wealth Management Client Associate for the O'Haire Group. Baerbel's personal interests include boating, scuba diving, skiing, swimming, tennis, traveling, yoga, and spending time with her family.

John-Michael Cotterman is a Vice President and Financial Consultant at Fidelity, where he has been serving since 2026. He has been with Fidelity since 2015, progressing through various roles including Financial Consultant, Investment Consultant, Retirement Solutions Representative, Investment Solutions Representative, and Financial Representative Full Trader. His professional experience covers a range of financial consulting and investment roles within the company. John-Michael's approach focuses on educating clients to make informed financial decisions. He collaborates with clients to develop personalized financial plans and investment strategies aimed at managing significant life events effectively.

Alexia Gomez is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. Prior to joining Fidelity, she held various roles in hospitality, education, and travel. She is the sole proprietor of Viva Travel Learn LLC, a company that coordinates group travel and builds custom itineraries. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe.

Jeremy Schwibner is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on working with transitioning professionals, including those changing companies or retiring, to review their 401(k) and other retirement plans. His approach involves uncovering hidden fees and analyzing investment options to ensure alignment with clients' short, medium, and long-term goals. He and his team have developed a goals-based wealth management process that adapts over time to clients' evolving needs, providing forward-looking advice through disciplined, agenda-driven planning. Jeremy holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification and the Certified Plan Fiduciary Advisor® (CPFA®) designation, specifically related to employer-sponsored retirement plans. He also carries the Personal Investment Advisor (PIA) and Retirement Benefits Consultant (RBC) designations. He earned a Bachelor's Degree from the State University of New York System and is a member of Merrill's Next-Generation Leadership Council for the 2023-2025 term. Originally from New York, Jeremy has lived in Florida since 2006 and currently resides in Vero Beach, FL with his wife, Jenna Katz Schwibner, DMD, and their three children. He is involved with the Business People We Trust of Vero Beach and the Temple Beth Shalom of Vero Beach Foundation, Inc. Outside of work, he enjoys spending time with his family and playing golf.

Sean Speer is a financial advisor at Wells Fargo Advisors in Vero Beach, FL, holding a Series 66 designation with eight years of industry experience. He has been with Wells Fargo in various capacities since 2016, including roles at Wells Fargo Clearing and Wells Fargo Bank NA. He has ownership interests in two private wealth management firms based in Vero Beach. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a wide range of investment and financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations and provides access to specialized planning for clients who meet net-worth criteria.

Chase Perez Blanco is a financial advisor with Wells Fargo Advisors in Vero Beach, FL, holding a Series 66 credential and two years of industry experience. Prior to joining Wells Fargo Advisors in 2026, he worked at Ameriprise from 2023 to 2026 and was employed at Quail Valley Golf Club from 2018 to 2023. He also attended the University of Florida from 2014 to 2018. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a wide range of investment and financial planning services tailored to clients meeting net-worth thresholds. The firm utilizes proprietary research and planning tools to develop tailored recommendations, with a broad spectrum of planning options including niche services such as business-owner transition planning and special-needs analysis.

Dean Phillips is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and bringing 28 years of industry experience. His prior roles include positions at Merrill, Bank of America, Van Kampen Advisors, and Invesco. Outside of advising, he is involved with Comp Air Aviation, Inc., a company focused on aircraft manufacturing sales and marketing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by machine-learning tools for operational and research purposes.

Matthew Heafner is a Financial Advisor with Merrill Lynch Wealth Management, focusing on providing personalized, goals-based strategies for mid- to late-career high-earning professionals. His work centers on the mass-affluent to emerging high-net-worth clients, helping them navigate complex financial decisions with clarity and structure around long-term planning. With over a decade of experience since 2012, Matthew specializes in coordinating various aspects of financial planning, including investments, benefits, taxes, and estate considerations. He assists clients through key transitions such as retirement readiness, equity compensation events, business liquidity, and multi-generational planning. Matthew holds a Bachelor's Degree from the University of North Florida and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional role, Matthew enjoys playing golf, spending time outdoors, cooking, football, hiking, photography, pickleball, scuba diving, traveling, and spending time with his family. He is committed to continuous learning and collaboration within Merrill Lynch to leverage the firm's resources and research for his clients.

Hunter Sauserman is a Financial Consultant at Fidelity Investments. He has been with Fidelity since 2020, progressing through roles including Investment Center Intern, Financial Representative, Investment Consultant, and currently Financial Consultant since 2024. His work focuses on partnering with clients to build financial plans and work towards their long-term goals. Hunter aims to provide a comfortable and trustworthy environment where clients' interests come first, catering to both sophisticated investors and novices. His experience encompasses investment guidance and supporting clients in self-directed investment strategies, ensuring clients feel confident in their financial decisions. Hunter is committed to being a trusted advisor across diverse client needs. Outside of his professional role, Hunter enjoys family activities, fishing, football, golf, outdoor adventures, and tennis.

Doug Piazza is a financial advisor with Wells Fargo Advisors in Vero Beach, FL, holding a Series 66 designation and 26 years of industry experience. His career includes roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He is also involved in entrepreneurial activities, holding ownership interests in Piazza Blue Wealth Management, LLC and Piazza Dude LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services tailored to clients who meet certain net-worth thresholds, utilizing Wells Fargo research and planning tools to develop recommendations.

Sue Tompkins is a financial advisor with Wells Fargo Advisors in Vero Beach, FL, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. She previously worked at Bank of America, N.A. and Merrill before joining Wells Fargo Advisors in 2019. She is involved in managing Bulls and Birdies, Inc., an investment-related business in Vero Beach. Wells Fargo Advisors provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad array of planning services and integrates advisory services with other financial product sales and referral channels.

Jessalyn Withers is a financial advisor with Wells Fargo Clearing in Vero Beach, FL, holding Series 63 and Series 65 credentials and having 12 years of industry experience. She has worked at Wells Fargo Clearing since 2016, following a prior role at Leonard Financial Group. Outside of finance, she serves as an administrator for CrossFit Viera, a role involving client retention and facility management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm uses research-based investment approaches and offers a broad range of brokerage and advisory solutions.

Erwin Moosher is a financial advisor at Morgan Stanley with 43 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley and its affiliated entities since 2009. Moosher is based in Vero Beach, FL. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, utilizing structured financial planning tools and a variety of investment strategies. The firm manages approximately $2.74 trillion in client assets and provides tailored planning through its Financial Advisors and Estate Planning Strategies Group.

Bruce Strum is Vice President, Wealth Planner at Fidelity Investments, where he works with select families and individuals to provide comprehensive financial planning. His approach involves understanding family dynamics and long-term goals to help clients plan their financial futures. He has been with Fidelity Investments since 2015, progressing from Portfolio Specialist to Managed Solutions Consultant before assuming his current role in 2023. Prior to Fidelity, Bruce held positions as an Investment Executive at Lumina Wealth from 2012 to 2014, and as a Financial Advisor at Merrill Lynch from 2008 to 2012. Outside of his professional work, Bruce enjoys cars, fitness, social events, outdoor adventures, scuba diving, and traveling.

Jennifer Suleman is a financial advisor with Wells Fargo Advisors in Vero Beach, FL, holding a Series 66 designation and bringing 20 years of industry experience. Her career includes prior roles at Wells Fargo Clearing and Morgan Stanley. Outside of her advisory work, she is involved in several business ventures, including plant and tree growing and horse boarding and lessons. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services tailored to clients meeting net-worth thresholds. The firm uses proprietary research and planning tools to develop recommendations, which clients may implement through discretionary or non-discretionary programs.