Jonathan Tubbs is a financial advisor with LPL Enterprise, holding Series 65 and Series 63 licenses and bringing 17 years of industry experience. His career includes long-term roles at Prudential Insurance Company of America and Pruco Securities, LLC. He also has administrative responsibilities with Congdon and Company. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm utilizes model-driven investment implementation and offers access to third-party asset managers, along with a range of financial planning and consulting services.

Kathryn French is a financial advisor with LPL Financial based in Lakeland, FL, holding Series 63, Series 65, and Series 66 designations and over 27 years of industry experience. Her prior work includes 18 years at Allen & Company of Florida, Inc. and four years at Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational and research tools.

Christopher Mincey Sr. is a Series 66-licensed financial advisor at Edward Jones in Mulberry, FL, with 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Amanda Salcido Newby is a financial advisor at Edward Jones with five years of industry experience. She holds a Series 66 designation and has a background that includes over two decades of service in the United States Army and ongoing legal practice through the Law Office of Amanda Salcido. Outside of her financial and legal work, she owns New Equinity LLC, an equine training and breeding business that offers non-compensated horse lessons. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and provides a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Karen Tiner is a financial advisor with Ameriprise in Davenport, FL, holding a Series 63 designation and 32 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she serves on the Board of Directors for the Heart of Florida Educational Foundation, chairs the Northeast Polk Chamber Board of Directors, and is President of the Haines City Rotary. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized service delivered in partnership with its financial advisors.

Virginia Houghton is a financial advisor with LPL Financial based in Lakeland, FL, holding a Series 66 designation and 19 years of industry experience. She previously worked at Allen & Company of Florida, Inc. for 15 years before joining LPL Financial in 2019. Houghton serves as chairman of the Morrison Foundation, a private nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a network of representatives to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including access to model portfolios and third-party asset managers.

Andrew Zelman is a financial advisor at Morgan Stanley with 16 years of industry experience. He has worked with Morgan Stanley since 2009 and has been associated with Morgan Stanley Private Bank, National Association since 2015. Zelman holds a Series 66 designation. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations to model financial outcomes.

Karie Pate Valdes is a financial advisor with Primerica Advisors in Lakeland, FL, holding Series 63 and Series 65 designations and having eight years of industry experience. Her work history includes roles at Primerica Advisors since 2018, Liberty Tax, Randstad Staffing USA, and the Polk County Clerk of Court. She is also involved in a wellness business as a self-employed representative and serves as CFO for Notary Service of Florida. Primerica Advisors is a sponsor and discretionary portfolio manager of a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management, delivering advisory services primarily through model-based investment strategies.

Joseph Kolad is a financial advisor at LPL Financial with 24 years of industry experience. He holds the Series 66 designation and has previously worked at UBS Financial Services and Morgan Stanley. Based in Winter Haven, FL, he joined LPL Financial in 2026. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Tina Hicks is a financial advisor with Raymond James & Associates in Lakeland, Florida. She holds Series 63 and Series 66 designations and has 27 years of industry experience, including 15 years with Raymond James. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, charitable organizations, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services with a range of portfolio management styles and affiliated research.

Sara Oppenheimer is a financial advisor with LPL Financial in Lakeland, FL, holding a Series 66 designation and five years of industry experience. Prior to joining LPL Financial in 2020, she worked at Southeastern University, SHR Human Resources, Weigand & Sons, and Omaha Sports Academy. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by extensive advisor tools and a broad suite of non-advisory financial products.

James Northrup is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized wealth management strategies that align with their individual financial goals. Drawing on the investment insights of Merrill and the banking and lending solutions of Bank of America, he helps clients navigate changing market conditions. James holds the Personal Investment Advisor (PIA) designation and earned his bachelor's degree from Florida Southern College. He is committed to community engagement and participates in volunteer activities within the communities he serves. His approach emphasizes collaboration with clients to create flexible financial strategies tailored to their long-term objectives.

Jonathan Pate is a financial advisor at Merrill with a Series 66 designation and 11 years of industry experience. He has worked with Merrill since 2015 and is currently associated with Bank of America, N.A. since 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Eric Greenhow is a CFP®-certified financial advisor with 24 years of industry experience. He is currently affiliated with LPL Financial and previously spent 19 years at Allen & Company of Florida, Inc. Greenhow is also involved in property and casualty insurance through his own insurance-related business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with a focus on both discretionary and non-discretionary investment strategies.

Laura Hawley is a financial advisor with LPL Financial, holding a Series 66 designation and 43 years of industry experience. She previously worked at Allen & Company of Florida, LLC for 39 years before joining LPL Financial in 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios and third-party asset management access.

Kenneth Dunkel is a financial advisor at Edward Jones, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Edward Jones, he worked in roles at Smurfit Westrock, Costa Verde Imports, Nature's Way Farms, Fernlea Flowers, and Costa Farms. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management and a network of around 23,701 advisors. The firm offers discretionary and non-discretionary managed strategies, separately managed accounts, affiliated mutual funds, and operates under a fiduciary standard.

Mark Barber is a financial advisor with Edward Jones in Winter Haven, FL, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. He has been with Edward Jones since 2002. Outside of his advisory role, Barber serves as vice president and board member of HAND UP MINISTRIES OF FLORIDA, a nonprofit focused on providing daily living needs to the homeless. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds.

Katherine Mc Kinley is a CFP®-certified financial advisor with 18 years of experience, currently with Ameriprise in Lakeland, FL. She has worked at Ameriprise and its affiliated entities since 2007. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to provide written recommendations. The firm serves a broad client base and integrates advisory, brokerage, and insurance solutions through affiliated companies.

Melissa Mckinney is a financial advisor with LPL Financial and holds a Series 66 designation. She has 18 years of industry experience, including roles at LPL Financial since 2019 and Allen & Co since 2007. She also serves as a notary, dedicating a small portion of her time to this role. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions through a large network of advisors and employs both proprietary and third-party strategies.

William Daniels IV is a financial advisor with Primerica Advisors in Winter Haven, FL, holding Series 65 and Series 63 licenses. He has six years of experience in financial services with Primerica Financial Services and PFS Investments Inc. Additionally, he has worked with the Osceola School District since 1999. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and over $15 billion in assets under management, offering model-driven investment strategies supported by unaffiliated asset managers and custodians.