Michael Harding is a financial advisor with Ameriprise in King of Prussia, PA, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked at Ameriprise and its affiliated entities since 1996. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team.

Heidi Kesner is a financial advisor at Edward Jones with 12 years of industry experience and holds a Series 66 designation. She has been with Edward Jones since 2016. Outside of her advisory work, she is involved in crafting epoxy designs and plans to participate in craft fairs and sell her work on Etsy. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages over $1 trillion in assets and offers a range of advisory programs with a nationwide network of more than 23,000 financial advisors.

Mark Uebelacker is a financial advisor at Edward Jones with two years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at multiple firms including Forthright Capital Partners and Merrill Lynch/Bank of America. His background also includes roles outside financial services such as positions at the University of Tampa and Knights of Columbus. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

James Levell is a financial advisor at Wells Fargo Advisors with 32 years of industry experience. He has been with Wells Fargo Advisors since 2014 and holds Series 63 and Series 65 licenses. Levell is also the owner of Levell Wealth Management, LLC, an investment-related business based in Punta Gorda, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including retirement, education, risk, and wealth-transfer planning, utilizing proprietary research and tools to develop tailored recommendations for clients.

Eric Loche is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Morgan Stanley and its affiliated private bank since 2014 and 2015, respectively. Outside of his advisory role, he is involved in managing rental property. Morgan Stanley Wealth Management serves individual and institutional clients, offering a variety of advisory programs including tailored financial planning supported by structured discovery and firm‑approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Michael Cudlipp is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. His prior roles include positions at Sagepoint Financial, Inc. and United Planners' Financial Services. Outside of advisory work, he is president of MC Charters, Inc., a fishing charter business. OSAIC serves a diverse range of clients, including individuals, high-net-worth investors, and institutional entities, offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that may include various asset classes, supporting both discretionary and non-discretionary accounts.

Jamie Hatfield is a financial advisor with Cetera in Venice, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at Commonwealth Financial Network for 13 years and operates multiple businesses, including financial services firms and a livestock operation. Hatfield also oversees a courier service and owns a real estate company. Cetera Investment Advisers LLC serves a nationwide clientele including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Stephen Serati is a financial advisor at OSAIC with 37 years of industry experience. He holds Series 66 and Series 63 credentials and has previously worked at Securities America Advisors, Inc. and SSN Advisory, Inc. Serati is also a partner in Millenia Investments, a business involved in securities and variable life and equity indexed annuity sales. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services supported by asset-allocation tools and access to third-party money managers and managed-account solutions.

Amber Weaver is a Series 66 licensed financial advisor at Merrill with eight years of industry experience. She previously practiced law at Amber L. Weaver, Esquire P.A. for sixteen years before transitioning to finance. Weaver serves as an advisory board member for Meals on Wheels of Charlotte County. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, corporations, pension and profit-sharing plans, and charitable organizations.

Perry Korszen is a financial advisor with Raymond James & Associates in Venice, FL, holding a Series 66 designation and 13 years of industry experience. He has been with Raymond James & Associates since 2013 and has served with the Military Officers Association of America since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by diverse portfolio management styles and affiliated research.

Jean Paul Ceballo is a financial advisor with Primerica Advisors, holding a Series 66 designation and three years of industry experience. His background includes roles at Merrill Lynch, Charles Schwab, LPL Financial, and Wells Fargo Bank, among others. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm manages a wrap-fee asset management program that utilizes model-delivery strategies created by unaffiliated asset managers and offers a range of strategic, tactical, tax-managed, and income-distribution investment models.

Stacy Hart is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Cetera Wealth Services since 2013 and Cetera Investment Advisers since 2023. Outside of her advisory role, she is co-owner of a home inspection business with her spouse. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Brittany Ingman is a financial advisor with Merrill in Punta Gorda, FL, holding a Series 66 designation and nine years of industry experience. She has worked at Bank of America and Merrill since 2017 and was previously employed by Arcadia Amoco (Marathon) from 2014 to 2017. Outside of her advisory role, she serves as an event coordinator for a boating club that hosts community events. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and organizations.

Thaddeus Obecny is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 27 years of industry experience. His career includes long tenures at Avantax Insurance Agency, LLC and Avantax Investment Services, Inc. He is also a partner in a notary public service and serves as an executor of an estate, overseeing its operations. Additionally, he assists with financial management for his son's professional golf business. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets.

Mark Hotchkiss is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at Ameriprise in Venice, FL. His prior experience includes over a decade at First Command Financial Services and its affiliated entities. Ameriprise offers a retirement-income planning service targeting individuals near or in retirement with significant investable assets, delivering written recommendations that integrate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to support clients, primarily focusing on assets managed within Ameriprise accounts.

Joseph Mancini is a financial advisor with Morgan Stanley in Venice, FL, holding Series 63 and Series 65 licenses and possessing 35 years of industry experience. He has worked at Morgan Stanley since 2009 and also at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. Their financial planning process uses firm-approved tools and modeling techniques, offering both direct and corporate financial planning solutions.

Jill Spatola is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 25 years of experience in the financial industry. She specializes in managing both personal and corporate retirement plans, developing income plans, and providing personal wealth analysis. Jill works closely with her clients' attorneys, CPAs, and Medicare specialists to ensure that all aspects of their wealth management plans are aligned. Her practice serves a variety of clients, including real estate professionals, corporate executives, and small to mid-size companies, focusing on strategies such as family wealth management, legacy planning, tax minimization, and retirement income. Jill holds a Bachelor's degree from the University of Massachusetts and has completed additional coursework at Bryant University. She has earned several professional designations, including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Throughout her career, she has been involved in community organizations such as BNI, Girls on the Run, School on Wheels of Massachusetts, and Women United of Charlotte County. Jill has also served on the boards of several nonprofit organizations, including School on Wheels of Massachusetts and the Animal Welfare League of Charlotte County. In addition to her professional commitments, Jill volunteers as a coach for Girls on the Run and participates in local chambers of commerce. She has chaired initiatives like the School on Wheels Holiday Bag Drive, which involved coordinating community efforts to support students. Jill balances her professional and community work with personal interests including adventure sports, boating, running, and spending time with her family.

Karin Rettger is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. She has worked with Cambridge Investment Research Advisors since 2014 and has been president of Principal Resource Group since 1996. Rettger is a co-author of two books focusing on employee benefits strategies and retirement planning. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, trusts, and charitable organizations. The firm provides financial planning, investment management, and retirement plan advisory services through independent Financial Professionals utilizing various portfolio management platforms and both proprietary and third-party strategies.

Randi Sanders is a financial advisor at Osaic with 22 years of industry experience. She holds Series 63 and Series 66 registrations and previously worked at Securities America Advisors, Inc. and Securities America, Inc. Sanders is also a published fiction and poetry writer and serves as president of the Florida Gulf Coast chapter of Sisters in Crime. She teaches poetry workshops through the Osher Lifelong Learning Institute. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, using asset allocation tools and risk-tolerance assessments to build portfolios across multiple asset classes, with both discretionary and non-discretionary management options.

Kristin Cardona is a financial advisor with Edward Jones in Punta Gorda, FL, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, she worked in healthcare-related roles at several rehabilitation and care centers. Outside of her advisory work, she is co-owner of AC Cattle Company, an agricultural business based in Branford, FL. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.