Tony Vanhille is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He has held positions at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing in 2016. Outside of his advisory role, he serves as trustee for his parents' trusts. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment menus.

Seth Sonnier is a financial advisor with LPL Financial in Stuart, FL, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Florida Financial Advisors and Trinity Wealth Securities, as well as earlier experience outside the financial sector. Outside of advisory work, he is involved with Sonnier Brothers LLC, a business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, and institutional clients. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Portia Clark is a financial advisor at UBS Financial Services with 29 years of industry experience. She has been with UBS since 2012 and holds Series 63 and Series 65 licenses. Outside of her advisory role, she serves as the Financial Secretary for Immanuel Full Gospel Baptist Church, where she prepares church financial reports. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client plans.

Thomas Goodwin is a financial advisor at OSAIC with 41 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 66 licenses. Prior to joining OSAIC in 2024, he worked at American Portfolios Financial Services, Inc. and has been associated with Summit Financial Resources, Inc. and Summit Equities, Inc. since 2010. Outside of his advisory work, he owns and operates a life and health insurance agency. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services using a range of investment platforms and third-party managers, employing tools such as asset-allocation models, risk assessments, and automated rebalancing to construct portfolios across various asset classes.

James Kostival is a financial advisor with LPL Enterprise and holds Series 63 and Series 65 credentials. He has 30 years of industry experience, including positions at Bank of America, Merrill, and JP Morgan Securities. Based in Jensen Beach, FL, Kostival is also involved in non-variable insurance activities through a related agency. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios and third-party asset management programs, combining adviser programs with brokerage and insurance product sales through an integrated platform.

Stacy Nelson is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining the firm in 2008, she has worked with clients to help manage risk and generate income through personalized wealth management strategies. Stacy focuses on areas such as college education planning, family wealth management strategies, liquidity management, personal retirement planning, small business strategies, women and wealth, and retirement income. She holds a Bachelor of Science degree in Business Administration with a concentration in Marketing from the University of North Florida. Stacy has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She is fluent in English and Spanish. Stacy values transparency and personalization in her client relationships, aiming to develop financial strategies tailored to individual goals. She participates in community volunteering and enjoys personal interests such as baseball, dancing, soccer, softball, and spending time with her family in Jupiter, Florida.

Scott Ayres is a financial advisor with UBS Financial Services in Stuart, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with UBS since 2009. Outside of his advisory role, he serves as a partner in Rivertime LLC, related to the purchase of a primary residence. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary capital market research and model-based asset allocations to tailor financial plans according to client goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management, offering a broad range of capital markets and advisory solutions.

Adam Palas is a CFP®-certified financial advisor with 25 years of industry experience, currently affiliated with LPL Financial. He previously worked at Cetera Financial Specialists LLC for 18 years and is a CPA engaged in tax and accounting services through Bridge Financial. Outside of his advisory role, Palas is involved in community activities such as serving as treasurer for the Felix A Williams Elementary PTA and is the owner and developer of a social media application, Daligi.com. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Stephen Szczublewski is a financial advisor with Merrill in Stuart, FL, holding Series 63 and Series 65 licenses and accumulating 32 years of industry experience. He has worked at Merrill since 1996 and has been affiliated with Bank of America since 2009. Outside of his advisory role, he holds a power of attorney position related to a fiduciary entity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Arlette Cataldo is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has over three decades of experience in wealth management, focusing on aligning strategies for risk-managed investments, liability management, tax minimization, wealth transfer, philanthropy, and business succession. Arlette works closely with clients and their families, often tailoring financial strategies for individual family members and providing education on managing wealth to promote confident financial lives. Prior to joining Merrill Lynch in 2007, Arlette managed municipal bond portfolios and served as a financial advisor at Smith Barney. She has been active in the financial planning industry, having served as a board member, president, and chairman of the board of the International Association of Financial Planners (IAFP). Arlette holds several professional designations including CERTIFIED FINANCIAL PLANNER®, Chartered Retirement Planning Counselor™, Chartered Retirement Plans Specialist™, and Certified Plan Fiduciary Advisor®. Arlette earned a Bachelor's Degree from Berklee College of Music and a Master's Degree in Personal Financial Planning from the College for Financial Planning. She is a member of the National Association of Plan Advisors (NAPA). In her personal life, she enjoys biking, boating, cooking, genealogy, ice hockey, interior decorating, music, spending time with family, and traveling.

Cynthia Agran is a financial advisor with Merrill in Stuart, FL, holding a Series 66 credential and over 24 years of industry experience. She has worked with Merrill and its predecessor firms since 1997, with brief periods away from the industry. Outside of her advisory role, she serves as a successor trustee for a family trust. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Justin Shulman is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to his advisory role, he worked at Silversea Cruises for four years and with the Miami Dolphins for one year. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Brandon Chavez is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 66 and Series 63 licenses and has worked at J.P. Morgan Securities since 2018, alongside a decade-long tenure with JPMorgan Chase Bank, N.A. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Brian Biehn is a CFP® with 26 years of industry experience, currently serving at Fidelity Investments. His tenure at Fidelity includes roles with Fidelity Brokerage Services LLC since 2009 and Fidelity Personal and Workplace Advisors since 2018. Outside of his advisory work, he teaches CFP courses as a sole proprietor. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to a broad client base, employing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction.

Tanya Wandoff is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 17 years of industry experience. She has worked at Raymond James since 2017 and previously at UBS Financial Services from 2014 to 2017. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional advisory services.

John Mayer is a financial advisor at Cetera with 20 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including LPL Financial and Waterstone Financial Group. In addition to his advisory role, Mayer is a partner at two CPA firms, Gibson & Mayer, PC, and Gibson/Mayer, LLC, where he provides financial statement preparation, tax return preparation, and business consulting services. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Christopher Morgan is a financial advisor at UBS Financial Services with 25 years of industry experience. He has been with UBS since 2009 and holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research, custody, underwriting, and capital markets solutions.

Gerard Figari is a financial advisor at Cetera with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Loyd Capital Performance Partners and Investors Capital Corp. Beyond his advisory work, he serves on the board of The Cost of Our Freedom Foundation, a nonprofit focused on veterans’ fundraising and support. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of investment management and financial planning services across multiple program structures and custodial relationships.

Paula Earll is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities and Jpmorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory services through a non-discretionary program where clients retain final decision-making authority.

Mark Palombi is a CFP® with 27 years of experience in the financial services industry. He currently works at RBC Capital Markets and previously held roles at Bank of America and Merrill. Palombi serves as a director and committee member for several charitable organizations in the healthcare sector, including the Martin Health Foundation and Cleveland Clinic. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base ranging from individual investors to institutional and charitable clients. The firm offers tailored investment programs with a mix of in-house and third-party managers, providing both discretionary and non-discretionary portfolio management alongside financial planning and brokerage services.