Patrick Nelis is a financial advisor at Cetera with six years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously at firms including Wells Fargo and Invesco. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, featuring a mix of discretionary and non-discretionary program options.

Mary Dockery is a financial advisor with Edward Jones in Bessemer, Alabama, holding a Series 66 designation and 11 years of industry experience. She has been with Edward Jones since 2014. Outside of her advisory role, she owns Mary D LLC, which manages tenant communication and service coordination for a building. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets through a large network of advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Christopher Lee is a Series 66 licensed financial advisor with Equitable Advisors in Birmingham, AL, where he has 17 years of industry experience. He has been with Equitable Advisors and its predecessor AXA Advisors since 2009. Lee is also a shareholder in 360 Planning Partners LLC, a registered DBA, which he dedicates time to outside of his advisory role. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives, utilizing a mix of firm-offered programs and third-party asset managers.

Terrence Relph is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and six years of industry experience. He has been with Primerica Advisors since 2020 and also works with Primerica Financial Services. In addition to his financial roles, he has over a decade of experience with the Disability Determination Service. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates on a large scale and provides advisory services through advisors who deliver model-based investment recommendations.

Margaret Hall is a financial advisor at Cetera with 22 years of industry experience and holds a Series 66 designation. She has been with Cetera Advisors LLC since 2015. Outside of her advisory work, she is involved in several community and nonprofit roles, including serving as chairperson of the board of trustees at University Baptist Church and participating as an advisory board member for the Boys and Girls Club of Central Alabama. Cetera Investment Advisers LLC is an SEC-registered firm supporting a large network of independent advisors and serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through multiple program structures and investment approaches, managing over $256 billion in assets across more than 10,000 advisors.

William Bezkor Jr. is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Primerica Advisors since 1995 and also has a long-term involvement with Primerica Financial Services. In addition to advisory work, he participates in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm focuses on curated third-party asset managers and employs a tiered wrap-fee structure.

Nolita Williams is a Series 66-licensed financial advisor with Primerica Advisors in Hoover, AL, and has 13 years of industry experience. She has worked with Primerica Advisors since 2013 and was previously involved with The UPS Store for 12 years. Williams also engages in business activities related to sales of loan products and home security referrals through Primerica’s affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and separately managed account options for individual and high-net-worth clients. The firm focuses on third-party asset manager selection and uses a tiered wrap-fee structure rather than fixed fees.

Alfred Lammon is a financial advisor with Primerica Advisors in Hoover, AL, holding Series 63 and Series 65 licenses and having 41 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1985. In addition to his advisory role, he is involved in the sales of loan products through Primerica Mortgage, LLC, and refers home security and automation products for Primerica Client Services, Inc. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-delivery strategies created by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Marilyn Eddings is a financial advisor with Primerica Advisors in Alabaster, AL, holding Series 63 and Series 65 credentials and with 26 years of industry experience. She has been with Primerica Advisors since 1999 and has worked with Primerica Financial Services since 1998. In addition to her advisory role, she is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and selective separately managed account options primarily for individual and high-net-worth clients. The firm emphasizes a wrap-fee structure and uses third-party asset managers overseen by an independent due-diligence consultant.

James Nix Jr. is a financial advisor with LPL Financial in Birmingham, AL, holding Series 63 and Series 65 credentials and 40 years of industry experience. His prior firms include Horizons Financial Group, Inc., NIX-MASHBURN, LLC, Triad Advisors, Inc., and Mass Mutual Investors Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including access to model portfolios and third-party asset managers, supported by advanced operational and research tools.

Derek Burrow is a financial advisor with OSAIC in Birmingham, AL, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Merrill, J. Smith Lanier, Royal Alliance, and Advo(k)ate Advisors, where he currently serves as a Senior Relationship Manager. Outside of his advisory work, he is a volunteer board member for YMCA Camp Cosby. OSAIC serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm provides integrated brokerage, advisory, and retirement consulting services, employing asset-allocation tools and risk analysis to construct portfolios across various asset classes, with both discretionary and non-discretionary management options.

Christopher Taylor is a financial advisor at Edward Jones with 21 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Edward Jones since 2004. Outside of his advisory role, he serves as a board member for Essential Church School in Birmingham, Alabama. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Howell Holland Jr. is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked with various entities including Concourse Financial Group Securities Inc and has co-owned Ella Valley Wealth Advisors since 2022. Holland is involved in community service as a trustee committee member managing his church's properties and serves on the finance committee of Fayette First Methodist Church. Cetera Investment Advisers LLC operates a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and access to a range of program structures with over $256 billion in assets under management and a nationwide network of more than 10,000 advisors.

Lisa Pettis is a financial advisor with OSAIC based in Birmingham, AL, holding Series 65 and Series 63 licenses and having 13 years of industry experience. Her career includes roles at Royal Alliance, Equitable Advisors, Axa Advisors, and other firms. She is also Vice President and Senior Relationship Manager at Advo(k)ate Advisors. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services along with access to third-party money managers and unified managed accounts. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios across multiple asset classes.

Shawn Spaulding is a financial advisor with Edward Jones in Hoover, Alabama, holding a Series 66 designation and nine years of experience at the firm. Prior to joining Edward Jones, he worked for the American Cancer Society for ten years. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

Roger Dubble is a financial advisor at Edward Jones with 27 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Prior to joining Edward Jones in 2019, he worked at State Farm Insurance and Allstate Insurance and had a role at RWD Homecare, LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,700 financial advisors, offering a range of advisory programs, discretionary and non-discretionary strategies, as well as affiliated mutual funds and trust services.

Micah Fuller is a financial advisor with LPL Enterprise in Bessemer, Alabama, holding Series 63 and Series 65 credentials and bringing one year of industry experience. Prior to joining LPL Enterprise, he worked at several financial services firms including PFS Investments Inc., Primerica Financial Services, and MML Investor Services LLC. Outside of his advisory role, Fuller is also a teacher at Mcadory Highschool. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individual and high-net-worth investors, retirement plans, and charitable entities. The firm utilizes model-driven investment implementation and offers financial planning, third-party asset management access, and insurance product facilitation through affiliated entities.

Frederic Sjostrom III is a CFP®-certified financial advisor with 29 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Outside of his advisory role, Sjostrom serves as an observer for USA Ultimate, officiating ultimate frisbee games. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s IPS-driven approach incorporates modern portfolio theory and includes both discretionary and non-discretionary investment management, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Dorothy Wozny is a Series 66 licensed financial advisor with LPL Financial in Birmingham, Alabama, bringing 16 years of industry experience. She has been with LPL Financial since 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual investors, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced research tools and a broad array of non-advisory financial products.

Royce Gore Jr. is a financial advisor with Cetera in Birmingham, AL, holding Series 63 and Series 65 credentials and 11 years of industry experience. His prior experience includes roles at First Allied Advisory Services and First Allied Securities. He is also involved with Labor Retirement Services as an advisor. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary approaches across multiple program structures.