Bonnye Paul is a financial advisor at Merrill with 32 years of industry experience. She holds the Series 63 and Series 65 designations and has been with Merrill since 1991, with a recent affiliation at Bank of America, N.A. since 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Austin is a financial advisor with Raymond James & Associates and holds a Series 66 designation. He has 10 years of industry experience, including prior roles at UBS Financial Services and as the owner of Wythe Press LLC, a publishing business focused on historical and architectural works. At present, his involvement with Wythe Press is minimal and unrelated to his advisory role. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a wide range of clients including individuals, institutions, and municipal entities. The firm offers tailored financial planning and consulting with a variety of portfolio management styles and is notable for its municipal advisory services and extensive affiliate ecosystem.

Stephanie Hill is a Series 66 licensed financial advisor with Merrill in Montgomery, AL, where she has worked since 2016. She has nine years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kimberly Williamson is a financial advisor at Stifel with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co Inc since 2010. Outside of her advisory role, she is involved with The Junior Miss Foundation of Alabama, supporting scholarship fund development. Stifel serves a broad range of individual and institutional clients, providing brokerage and investment advisory services guided by a proprietary investment methodology developed by its Investment Strategy Group.

Jerry Hanshaw is a financial advisor with Edward Jones in Montgomery, AL, holding a Series 66 designation and six years of industry experience. Prior to joining Edward Jones in 2019, he served in the US Army from 1992 to 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors.

Sharon Hobbie is an advisor at Primerica Advisors with Series 63 and Series 65 credentials. She has been with Primerica Advisors since 2025 and has prior experience including roles with the Tampa Bay Rays and Auburn University Montgomery. Outside of her advisory role, she works as a Destination Services Consultant at IOR Global. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors.

Holley Pierce is a Certified Financial Planner® with 17 years of industry experience, currently affiliated with Wells Fargo Clearing since 2020. Prior to that, she worked at Bank of America for 11 years. Outside of her advisory role, she assists her parents with their financial and investment matters under power of attorney. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Nathan Turley is a financial advisor with Merrill in Montgomery, AL, holding Series 63 and Series 65 licenses and 33 years of industry experience. He has worked at Merrill since 1992 and has been affiliated with Bank of America for 15 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides model-based and discretionary managed account services to fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, employing internal Chief Investment Office teams and third-party managers to implement a range of investment strategies.

David Evans Jr. is a financial advisor with Stifel in Montgomery, Alabama, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2010. Outside of his advisory role, he serves as a board member for the Alabama National Fair, the Kiwanis Club of Montgomery's main fundraising event supporting youth ministries and agencies in the River Region. Stifel serves a broad client base including individuals, institutions, and charitable organizations, offering brokerage and advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Robert Ray is a financial advisor at Raymond James & Associates with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing, UBS Financial Services, A. G. Edwards & Sons, and AmSouth Investment Management. Outside of finance, he is forming an agricultural business focused on hay cutting and sales on land he owns in Alabama. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension and profit-sharing plans, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services supported by a range of portfolio management styles and affiliated research.

Teresa Bechard serves as a Resident Director at Merrill, bringing over 30 years of experience in financial services, including 11 years with Merrill. In her role, she focuses on helping clients and their families develop personalized financial strategies that address key areas such as retirement planning, portfolio management, small business strategies, women and wealth, tax minimization, and retirement income. Teresa holds a Bachelor's Degree from Faulkner University and has earned several professional credentials, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She emphasizes understanding clients' individual priorities to devise plans that guide important financial decisions and adapt to their changing needs. Beyond her professional duties, Teresa is engaged in community service and dedicates time to volunteer efforts. Her personal interests include boating, cooking, fishing, football, and traveling.

Eric Chappell is a financial advisor at Mass Mutual Investors Services with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at New York Life Insurance Company and Eagle Strategies. Outside of his advisory role, he serves as a deacon and prayer leader at a local church in Montgomery, AL, and is also involved in outside insurance sales covering life, disability, long-term care, fixed annuities, and health products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements using firm-approved tools and offers specialized services such as divorce planning and estate-settlement programs.

John Simmons is a financial advisor at Stifel with 42 years of industry experience. He has been with Stifel since 2014 and holds Series 63 and Series 65 designations. Stifel serves a wide range of clients, including individuals, institutional investors, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Daniel Morris is a financial advisor with Ameriprise in Montgomery, AL, holding a Series 63 license and over 33 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. In addition to his advisory role, he owns and operates Dan W Morris Inc., a consulting business. Ameriprise Financial Services is a large diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that delivers tailored retirement income planning and recommendations through a centralized service team working alongside advisors.

Richard Stewart is a financial advisor with LPL Enterprise who holds Series 63 and Series 65 designations and has 33 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. In addition to his advisory role, he serves as a property and casualty agent for Prudential Financial. LPL Enterprise provides investment advisory and brokerage services to individuals, high-net-worth investors, employer-sponsored retirement plans, banks, and corporate and charitable entities. The firm uses a model-driven investment approach and offers financial planning, third-party asset manager access, and insurance product facilitation through affiliated entities.

Mabry Phillips III is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with Raymond James since 2014 and is also involved in private ventures including Hauling A$$ets, LLC, which funds boating activities for family and friends. Additionally, he is a one-third owner of Meridiem Advisory Group LLC, which provides accounting and operating expense services for his branch. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, charitable, and institutional clients. The firm provides tailored, non-discretionary planning and employs analytical tools such as risk profiling and probability modeling, supporting a large network of advisors and affiliated firms.

Randall Holcombe is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 36 years of industry experience. He has worked at several firms, including BB&T Investment Services, RBC Capital Markets, and Wells Fargo Clearing, before joining Cetera in 2013. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management and financial planning services through a large network of independent advisors.

Horace Nash is a financial advisor with Cambridge Investment Research Advisors and has 13 years of industry experience. He holds Series 63 and Series 65 credentials and also serves as president and sole shareholder of Proche Advisors, Inc., a non-investment related business. Nash has been affiliated with Cambridge Investment Research Advisors since 2012 and has owned Nash Capital Advisors since 2004. Cambridge Investment Research Advisors serves a diverse client base, including individual and institutional clients such as pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals managing a multi-billion dollar asset base.

Katye Delashaw is a financial advisor at Stifel with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co Inc since 2010. Stifel serves a wide range of clients including individuals, institutional investors, and municipal entities, providing brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Jeffrey Jones is a CFP®, ChFC®, and holds a Series 66 license with 11 years of industry experience, all of which have been at Edward Jones since 2015. He is based in Prattville, AL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients across various segments including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices, managing approximately $1.01 trillion in assets.