William Crozier Jr. is a financial advisor with Westminster Financial Advisory Corp in Medina, OH, holding a Series 63 designation and 36 years of industry experience. His prior roles include positions at Lincoln Financial Advisors Corporation, MML Investors Services, and Mass Mutual Life Insurance Company. He is also licensed as an insurance agent offering fixed and indexed annuities, health, disability, long-term care, and traditional life insurance products. Westminster Financial Advisory Corporation provides investment supervisory services and general investment advice to individuals, families, high-net-worth clients, trusts, estates, fiduciaries, charitable organizations, small businesses, and retirement plans. The firm employs a diversified, multi-asset class investment approach with a buy-and-hold focus supplemented by tactical overlays and cyclical analysis.

Armando Consolacion is a financial advisor with ValMark Advisers, Inc. He holds the Series 66 designation and has one year of industry experience. Before joining ValMark in 2023, Armando worked in various roles including positions at Cafe Arnone, Real Senior Management, Discount Drug Mart, and spent thirteen years in education. ValMark Advisers provides investment advisory and financial planning services to individual and high-net-worth investors, retirement plan sponsors, and institutional clients. The firm’s investment approach focuses on diversified, goal-based model portfolios and asset allocation, utilizing mutual funds, ETFs, and separate-account managers, with ongoing oversight and rebalancing by investment advisory representatives.

Sean Houston is a financial advisor with Concurrent Investment Advisors, LLC, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. His prior roles include positions at Wells Fargo Advisors Financial Network, UBS Financial Services, and Merrill. He is also a partner at 1858 Wealth Management, an investment-related business. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm emphasizes customized, primarily long-term portfolios utilizing ETFs, mutual funds, and alternative investments, supported by internal due diligence and sub-advisory arrangements.

Michael Amoia is a financial advisor at ValMark Advisers, Inc. with 12 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to joining ValMark Financial Group in 2022, he worked at Truist Bank for 17 years. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisors. The firm offers diversified, goal-based model portfolios primarily using mutual funds, ETFs, and third-party managers, with a focus on multi-asset allocation and ongoing portfolio monitoring.

Caleb Callahan is a CFP® with 21 years of industry experience, currently serving as a financial advisor at ValMark Advisers, Inc. since 2007. He has held roles at Valmark Securities, Inc. since 2005. Caleb is a volunteer board member and treasurer for Chapel Wadsworth, a nonprofit organization. ValMark Advisers provides investment advisory and financial planning services to individual and high-net-worth investors, retirement plan sponsors, and institutional entities. The firm emphasizes diversified, goal-based model portfolios and asset allocation, using proprietary and third-party platforms to deliver tailored advisory solutions.

Eric Coffman is a CFP® with 32 years of experience in the financial services industry. He is affiliated with ValMark Advisers, Inc., where he has worked for 22 years, and also has roles at ValMark Securities, Inc. and Wealth Impact Partners. Outside of his advisory work, Coffman serves on the board and finance committee of the charitable organization Urban Vision. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 investment advisory representatives. The firm emphasizes diversified, goal-based model portfolios primarily using mutual funds, ETFs, and third-party managers, and offers comprehensive support including due diligence, fee-based planning, and sub-advisory services.

Zachary Hurst is a CFP® with 11 years of industry experience, currently serving at ValMark Advisers, Inc. since 2015. He has also been affiliated with the University of Akron since 2011. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisory representatives. The firm utilizes diversified, goal-based model portfolios with a focus on multi-asset allocation implemented via mutual funds, ETFs, and third-party managers, and offers a range of proprietary and third-party investment programs.

Paul Bernier is a Series 66-licensed financial advisor at RFG Advisory, LLC with 20 years of industry experience. He has previously worked at Equitable Advisors and Axa Advisors. Bernier serves as a board member of the Green Schools Foundation in Green, Ohio. RFG Advisory is a multi-team registered investment adviser with approximately 178 advisors managing around $8 billion for over 17,000 clients. The firm offers portfolio management, financial planning, retirement plan consulting, and access to both proprietary and third-party investment strategies, serving a diverse client base including individuals, high-net-worth households, trusts, and institutional accounts.

David Trende is a financial advisor with The Strategic Financial Alliance, Inc. He holds a Series 66 designation and has 28 years of industry experience. Prior to joining The Strategic Financial Alliance in 2022, he worked for American Portfolios for 14 years. Outside of his advisory role, he is involved in fixed insurance consulting and business consulting through several independent ventures. The Strategic Financial Alliance serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other business clients by offering portfolio management, third-party manager selection, financial planning, and consulting services. The firm employs customized strategies through various programs and has a dual registration as both an SEC-registered investment adviser and a FINRA-registered broker-dealer.

Andrew Lamb is a financial advisor at ValMark Advisers, Inc. in Akron, Ohio, holding a Series 66 designation with 11 years of industry experience. His prior roles include positions at Wells Fargo Advisors, LLC, and Wells Fargo Clearing. Outside of his advisory work, Lamb serves as chairman and volunteer for pediatric palliative care organizations, including the Akron Children's Hospital Pediatric Palliative Care Center and the Victory Gallop nonprofit. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisors. The firm employs diversified, goal-based model portfolios primarily using mutual funds, ETFs, and third-party managers, and offers proprietary platforms such as ACCESS and ACCESS Direct.

William Walker is a financial advisor at StoneX Advisors Inc. with 24 years of industry experience. He holds a Series 63 designation and has worked at StoneX Advisors since 2020, with prior experience at StoneX Securities Inc. and WRP Investments, Inc. Outside of his advisory role, he operates a sole proprietorship providing insurance sales and tax consulting services. StoneX Advisors serves individuals, corporations, retirement plans, and charitable organizations by offering portfolio management, financial planning, ERISA plan consulting, and related services. The firm delivers these through independent advisors and an in-house Private Client Group, utilizing a variety of managed portfolios and model-based solutions.

Robert Knotts is a financial advisor at Integrity Advisory Solutions with 10 years of industry experience. He holds a Series 65 designation and has worked at firms including AlphaStar Capital Management and Regal Investment Advisors. Knotts is also Regional Vice President at The Assurance Group, where he manages an office of insurance agents and oversees fixed insurance sales. Integrity Advisory Solutions serves individuals, trusts, estates, corporations, and other business clients through a network of around 100 independent advisors. The firm provides portfolio management, financial planning, retirement plan consulting, and sub-advisory services, utilizing both fundamental and technical analysis alongside various asset allocation strategies.

Patrick Hahn is a CFP® with 14 years of industry experience and is currently with Dakota Wealth, LLC. He has previously worked at Springside Partners LLC, Cetera ADVISORS LLC, and SS&G Wealth Management. Hahn serves on the Board of Trustees and Finance Committee for the Medina County Society for the Protection of Animals, where he analyzes and reports on the organization’s investment portfolio. Dakota Wealth Management provides investment advisory and wealth management services to individuals, trusts, retirement plans, foundations, charitable organizations, and business enterprises. The firm constructs customized portfolios using diversified allocations including mutual funds, ETFs, equities, fixed income, and other instruments, employing a combination of fundamental, technical, and cyclical research while offering access to affiliated tax preparation services.

Gregory Mcdermott is a financial advisor with ValMark Advisers, Inc. He holds Series 63 and Series 66 licenses and has 40 years of industry experience. His prior experience includes roles at ValMark Securities, Inc. and Minnesota Mutual Life Insurance Company. He is also principal of GAMcDermott, LLC, providing consulting services and life insurance sales. ValMark Advisers offers investment advisory and financial planning services to individuals, high-net-worth investors, retirement plan sponsors, and institutional clients. The firm uses diversified, goal-based model portfolios primarily implemented through mutual funds, ETFs, and separate-account managers, with oversight by an investment committee.

Cathy Jacobs is a financial advisor at ValMark Advisers, Inc. with 30 years of industry experience. She holds a Series 63 designation and has been with ValMark Advisers and Valmark Securities since 2015. Outside of her advisory role, she is the president and owner of Hydro-Lawn Landscaping & Design, Inc., and serves as treasurer for New Beginnings of Akron, a nonprofit focused on mentoring and workforce development for underserved youth. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisors. The firm employs diversified, goal-based model portfolios utilizing mutual funds, ETFs, and third-party managers, and offers fee-based planning and sub-advisory services.

John Francis is a financial advisor with ValMark Advisers, Inc. in Akron, Ohio, holding 24 years of industry experience. He has been with Valmark Securities, Inc. since 2013. Outside of his advisory work, he owns and operates a livestock farm where he raises cattle and sheep. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 representatives. The firm emphasizes diversified, goal-based model portfolios using mutual funds, ETFs, and third-party managers, and supports its advisors with due diligence, back-office services, and a range of investment platforms.

Eric Van Meter is a financial advisor at ValMark Advisers, Inc. with six years of industry experience. He holds the Series 66 designation and has worked at Valmark Financial Group since 2018. Prior to that, he held positions at Sikich and Eddie Bauer LLC. Van Meter has been involved with the U.S. Soccer Federation since 2011. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisors. The firm offers diversified, goal-based portfolios using mutual funds, ETFs, and third-party managers, supported by proprietary platforms and comprehensive back-office services.

Lawrence Rybka is a financial advisor with ValMark Advisers, Inc., holding a Series 63 designation and bringing 31 years of industry experience. He has been with ValMark Advisers since 2001 and has a career background that includes roles at Valmark Securities, Minnesota Mutual Life, and Executive Insurance Agency. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisory representatives. The firm offers diversified, goal-based model portfolios using mutual funds, ETFs, and third-party managers, and operates notable programs such as the ACCESS wrap platform and the TOPS® ETF portfolios.

Alex Mayes is a CFP® with five years of industry experience, currently serving at ValMark Advisers, Inc. since 2024. He has worked with several firms including Wealth Impact Advisors, LLC, where he is also involved in preparing retirement plan reviews. ValMark Advisers provides investment advisory and financial planning services to individual, high-net-worth, and institutional clients. The firm employs a diversified, goal-based investment approach utilizing proprietary and third-party platforms and offers specialized products such as the TOPS® ETF Portfolios and related index licensing.

James Dawson is a financial advisor with ValMark Advisers, Inc. in Akron, OH, holding a Series 66 designation and 11 years of industry experience. He has been with ValMark Advisers and Valmark Securities since 2016 and has also worked at the University of Akron since 2013. Outside of his advisory role, Dawson is involved in several home-building and construction businesses where he holds ownership and management positions. ValMark Advisers provides investment advisory and financial planning services to a diverse client base including individuals, high-net-worth investors, retirement plan sponsors, and institutional entities. The firm utilizes diversified, goal-based model portfolios and an asset allocation approach implemented through mutual funds, ETFs, and separate-account managers, supported by proprietary and third-party platforms.