Emmett Cosgrove is a financial advisor at Sanctuary Advisors, LLC with six years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America and Merrill, in addition to serving several years in the United States Army. Outside of his advisory role, he is a co-manager of Mercer Tax and Advisory LLC, a holding company investing in tax and accounting firms. Sanctuary Advisors provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, and charitable organizations, through a network of over 400 independent representatives. The firm offers various portfolio management and consulting services, employing multiple analytical approaches and acting as a fiduciary when engaged under written advisory agreements.

Bradley Peavler is a financial advisor with Fifth Third Securities, Inc. in Bowling Green, KY, holding Series 63 and Series 66 designations and bringing 10 years of industry experience. His prior roles include positions at Fidelity Investments, Raymond James Financial Services, Merrill, and Fifth Third Bank. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm combines multiple discretionary managed-account options with features like direct indexing and tax-overlay services, supported by its affiliation with Fifth Third Bank and its registration as a broker-dealer, investment adviser, and municipal advisor.

Lori Pottinger is a financial advisor at Money Concepts Capital Corp in Louisville, KY, holding a Series 66 designation with four years of industry experience. She has been with Money Concepts Capital Corp since 2016. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, pension plans, trusts, and corporations. The firm employs model-driven and asset-allocation strategies and operates alongside broker-dealer and insurance services, managing approximately $4.07 billion in client assets through a broad network of advisors and programs.

James Gorman is a financial advisor with Transamerica Retirement Advisors, LLC in Louisville, KY, holding Series 63 and Series 66 licenses and having six years of industry experience. His prior roles include positions at TD Ameritrade, Charles Schwab, Empower Financial Services, and Transamerica Life Insurance Company. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, offering managed advice programs that focus on asset allocation, contribution rates, and retirement age guidance. The firm utilizes proprietary software and portfolio oversight primarily from Morningstar Investment Management and operates at scale with a large client base and a high client-to-advisor ratio.

Afton Yaeger is a CFP® and holds a Series 66 license with 15 years of industry experience. She has worked at Mariner Wealth Advisors and Msec, LLC since 2019, and previously at Triad Advisors Inc and Martin Financial Group. She serves as a board member of One Southern Indiana, assisting in connecting potential new members to the organization. Mariner serves a broad range of clients, including individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and access to pooled vehicles and third-party managers. The firm combines in-house research with external allocations across various asset classes and provides integrated tax and accounting services uncommon among large advisory enterprises.

Matthew Benham is a financial advisor at Truist Advisory Services with 19 years of industry experience. He holds the Series 66 designation and previously worked at PNC Investments for 13 years before joining Truist in 2020. He is based in Louisville, KY. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and utilizes third-party platform and manager arrangements to support its offerings.

Thomas Jones is a financial advisor with Kestra Advisory in New Albany, IN, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His career includes roles at AssuredPartners and The Hartfield Company, Inc. Jones serves on the boards of the New Albany-Floyd County Education Foundation and the Floyd County Police Merit Board. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm offers fiduciary consulting, plan design, and investment management services, supporting recommendations with due diligence and serving some large institutional clients such as sovereign wealth funds.

Brian Waiz is an investment representative with Kestra Advisory, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked at Kestra Advisory and Kestra Investment Services since 2019 and previously was affiliated with Financial Wealth Management and Geneos Wealth Management. Outside of his advisory role, he is a member of a family real estate entity with no active management duties. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients. The firm offers services including fiduciary consulting, plan-level investment advice, and employee education, and serves large institutional investors with approximately $79.8 billion in assets under management.

Jon Hatten is a financial advisor at Empower Advisory Group with 18 years of industry experience. He holds Series 65 and Series 66 licenses and has previously worked at firms including Advised Assets Groups, GWFS Equities, EF Legacy Securities, Portsmouth Financial Services, Aria Retirement Solutions, and CUNA Mutual Group. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to certain IRA and retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions within plan lineups selected by plan sponsors.

Gregory Bennington is a financial advisor at Kestra Advisory with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including AssuredPartners and The Hartfield Company, Inc. Bennington serves on the board of the Heritage Springs Homeowners Association and is a board member of HYR Little League, where he assists with baseball clinics and coaching. Kestra Advisory Services provides investment advisory and retirement plan consulting to a wide range of institutional and individual clients, offering services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms and third-party solutions.

Matthew Thompson is a financial advisor with Fifth Third Securities, Inc. in Louisville, KY, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with Fifth Third Securities since 2013. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to a diverse client base including individuals, charitable organizations, corporate and business clients, and institutional investors. The firm combines its municipal-advisor registration with a large bank affiliation, providing a range of discretionary managed-account options and features such as direct indexing and tax-overlay services.

Arthur Rozema is a financial advisor at Sanctuary Advisors, LLC with 35 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley, JJB Hilliard W.L. Lyons, and Merrill. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm supports a wide range of investment approaches through a network of over 400 independent adviser representatives and offers portfolio management, retirement plan consulting, and access to various managed account platforms.

Stephen Holbrook is a CFP® professional with 22 years of industry experience, currently serving at Fifth Third Securities, Inc. since 2005. He holds the Series 66 designation and is based in Louisville, KY. Outside of his advisory role, he is a co-owner and member of H Factor Enterprises LLC, a performance training and commercial space business. Fifth Third Securities, Inc. provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs through its Passageway platform, combining third-party portfolio managers, strategist portfolios, and advisor-managed sleeves, with features such as direct indexing and tax-overlay services.

Jon Bohnert is a financial advisor with Truist Advisory Services, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Private Client Services, and Janus Distributors LLC. Outside of his advisory work, he owns and operates Bohnert Pickleball LLC, which organizes pickleball tournaments in Louisville, KY. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.

Dwayne Craft is a financial advisor with PNC Wealth Management in Louisville, KY, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has been with PNC Investments since 2014. Outside of his advisory role, he is involved in a family-run automotive business specializing in buying, selling, and detailing cars. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account for employees that uses algorithm-driven risk assessments and approved model strategies managed by PNC or third-party strategists.

Kerry Pulliam is a financial advisor at TLG Advisors, Inc. with 36 years of industry experience. He holds a Series 63 designation and has worked at Gowers & Associates since 2017, Mercury Financial Group from 2010 to 2017, and Reed Tyler, LLC since 2004. Outside of advising, he is involved in life insurance sales and marketing as the owner and manager of Reed Tyler LLC and serves as an insurance sales executive for employee benefit plans. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors, offering investment supervisory and portfolio management, comprehensive financial and estate planning, and ERISA fiduciary services. Its investment approach includes manager selection, ongoing monitoring, and asset allocation-based portfolio construction, with a direct-to-consumer program called Starlight Portfolios that uses risk questionnaires to tailor passive, active, or blended fund portfolios.

Kimble Johnson is a financial advisor with Centaurus Financial, Inc., holding a Series 63 designation and 41 years of industry experience. He has worked at Centaurus Financial since 2015 and has been associated with LPL Enterprise LLC since 2026. Outside of his advisory role, he is self-employed as a life, health, and accidental insurance agent and operates Virtual Pensions Group, Inc. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, businesses, and foundations. The firm combines multiple investment analyses and offers both discretionary and non-discretionary portfolio management through its CLASSIC Plus platform, along with specialized consulting services.

Richard Mc Fall is a Series 66-licensed financial advisor at Bankers Life Advisory Services, Inc. with three years of industry experience. Prior to his advisory role, he has held positions at Bankers Life and Casualty, Inc., as well as various roles in retail and education. He is also an agent for Bankers Life and Casualty Company, where he sells Medicare supplements, life insurance, annuities, and long-term care products. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, tax efficiency, and a combination of fundamental and technical analysis in its investment approach.

Kirsten Ford is an advisor with Fifth Third Securities, Inc., holding Series 65 and Series 63 licenses. She has been with Fifth Third Securities since 2026 and has prior experience in the hospitality industry with firms such as Flik Hospitality and Aimbridge Hospitality. Fifth Third Securities serves individual and institutional clients through investment advisory and brokerage channels, offering a variety of managed account programs on the Passageway platform. The firm operates as a wholly owned subsidiary of Fifth Third Bank and provides services including advisor-directed mutual fund and SMA strategies, tax overlay, and direct indexing.

David Kleinholter is a financial advisor with Private Advisor Group, LLC and holds a Series 66 designation. He has four years of industry experience and previously worked for Carrier Vibrating Equipment, Inc. from 2007 to 2021. Kleinholter also operates Featherbell Tax Services, LLC, providing tax preparation and accounting services. Private Advisor Group, LLC is an SEC-registered firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering discretionary and non-discretionary portfolio management, financial planning, and access to various third-party asset management programs.