Clark Piper is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 21 years of industry experience. He has worked at various JPMorgan entities since 2006, including J.P. Morgan Securities and JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their non-discretionary advisory program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence combining quantitative screens, qualitative research, and forward-looking capital market assumptions.

David Foster is a Series 66-licensed advisor with Wells Fargo Clearing in Midland, MI, where he has worked since 2016 and has 18 years of industry experience. He serves as a trustee for his father's trust, dedicating time to that responsibility alongside his advisory role. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a research-driven approach and offers both brokerage and advisory solutions across a wide range of financial products.

Michael Wegener is a financial advisor at Ameriprise with 28 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 65 licenses. His prior work includes roles at Raymond James & Associates and Wells Fargo Clearing. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that provides retirement income planning advice through a combination of proprietary research, third-party data, and algorithmic tools.

Nathan Schmidt is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. Prior to his role at LPL Financial, he worked at Wildfire Credit Union and has a background that includes positions at Exact Sciences and Michigan State University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.

Scott Stasik is a Series 66-licensed financial advisor with Equitable Advisors in Saginaw, Michigan, where he has worked since 2000. He has 26 years of industry experience, with prior work at Axa Advisors. Outside of his advisory role, he serves as treasurer for the Lady Hawks softball organization. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, pension plans, corporations, and nonprofit clients through a network of Investment Adviser Representatives. The firm utilizes a variety of third-party advisory models and offers ERISA fiduciary services, focusing on tailored investment solutions without sponsoring its own wrap fee program.

Joseph Shaver is a CFP® with 19 years of industry experience. He is currently with Ameriprise Financial Services LLC and previously worked for Thrivent Financial for Lutherans and Thrivent Investment Management Inc. for 18 years. He serves as President on the Board of Directors for the Peace Lutheran Church and School Foundation in Saginaw, MI. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice. The firm integrates internal research, third-party data, and algorithmic tools to provide tailored planning within defined enrollment criteria and its affiliated investment ecosystem.

Nicole Sabin is a financial advisor with Ameriprise in Midland, MI, holding Series 63 and Series 66 designations and having 21 years of industry experience. She has worked at Ameriprise since 2017 and previously at Cetera Advisors LLC from 2013 to 2017. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce written recommendation reports. The firm provides a wide range of advisory, brokerage, and insurance solutions through affiliated entities and utilizes algorithmic automation alongside oversight committees to generate tailored retirement-income recommendations.

Ellen Martz is a financial advisor with Raymond James & Associates in Saginaw, MI, holding Series 63 and Series 65 credentials and over 42 years of industry experience. She has been with Raymond James since 1999 and also has a long tenure at Roney & Co. Martz serves on multiple nonprofit boards, including as a trustee and officer for organizations such as the Catholic Community Foundation of Mid-Michigan and the JRS Biodiversity Foundation. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, offering financial planning and consulting services with a range of portfolio management styles and affiliated research support.

Sheri Turek is a financial advisor with Ameriprise in Saginaw, MI, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. Her career includes roles at firms such as The Huntington Investment Company, Infinex Investments, Flagstar Bank, and J.P. Morgan Securities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that offers tax-aware retirement planning and ongoing income advice.

Todd Arner is a financial advisor with Cambridge Investment Research Advisors and holds the Series 63 and Series 65 designations. He has 26 years of industry experience, including prior roles at VOYA Financial Advisors and PNC Wealth Management. Arner is also president of Arner Investment Management, LLC, and serves as a board member and vice president of Westchester Village in Saginaw, MI. Cambridge Investment Research Advisors serves a wide range of individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals. The firm manages a multi-billion dollar asset base and offers access to multiple platforms, proprietary model strategies, and unaffiliated third-party advisers.

Zachary Christensen is a financial advisor with Edward Jones in Bay City, MI, holding CFP® and Series 66 credentials and bringing nine years of industry experience. Before joining Edward Jones in 2017, he worked at Tyin' and Flyin' LLC and The Dow Chemical Company. Outside of his advisory role, he is involved with Triple C LLC, a business focused on buying and reselling collectibles and equipment. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages over $1 trillion in assets and offers a wide range of advisory programs, investment strategies, and affiliated services through a nationwide network of financial advisors and branch offices.

Bruce Falcon is a financial advisor at Osaic Wealth with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including The O.N. Equity Sales Company, Pruco Securities LLC, and Ohio National Financial Services. Outside of finance, Falcon is active in the arts and community events as an actor and board member of the Hell’s Half Mile Music and Film Festival and the Drydock Beer Garden. He is also a professional bowler and co-owner of a company leasing portable upscale restrooms. Osaic Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation, portfolio optimization, and offers a range of investment programs supported by both proprietary and third-party management strategies.

Jonathan Laundra is a CFP®-certified financial advisor with Edward Jones in Midland, MI, with 19 years of industry experience and 17 years at Edward Jones. He serves as treasurer and director for J.D. Laundra Foundations & Masonry, a construction company, and is the head coach of a middle school boys swim team at the Midland Community Center. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory and investment solutions, supported by a large national network of financial advisors and branch offices.

Zachary Stedry is a CFP® professional with eight years of industry experience currently serving at LPL Financial since 2023. His prior roles include positions at Cetera, Voya Financial Advisors, and Roberts Boehler & Fisher CPAs. He is also involved in an independent insurance agency through Zachary J Stedry, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment management solutions, including access to model portfolios, third-party asset management, and institutional platforms.

Scott Reed is a CFP® professional affiliated with Edward Jones in Saginaw, MI, with 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies and operates under a fiduciary standard while maintaining a nationwide network of over 23,000 financial advisors.

Lee Miller is a CFP® professional with 28 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2018. He previously worked at Wells Fargo Clearing from 2016 to 2018. Outside of his advisory role, Miller serves as treasurer for the Michigan Lutheran Seminary Foundation and is a director and secretary on the board of the TriCity Brewing Company. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm provides services to individuals, institutional clients, and municipalities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Diane White is a financial advisor at Robert Baird & Co. with 39 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Baird since 2019, following a nine-year tenure at J.J.B. Hilliard, W.L. Lyons, LLC. She is part of The DDK Group within Baird’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, and institutional clients. The group offers tailored consulting and portfolio services, utilizing a range of investment strategies and management approaches to meet varied client goals and risk tolerances.

Collin Reinert is a financial advisor with LPL Financial based in Frankenmuth, MI, holding a Series 66 designation and having two years of industry experience. His prior work includes roles at Frankenmuth Credit Union and Central Michigan University, as well as five years at Kern's Sausage. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by extensive advisor tools and a broad non-advisory financial services platform.

Lawrence Brethauer is a financial advisor with Equitable Advisors in Saginaw, MI, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor Axa Advisors, and serves as president of Friend of Hoyt Park, a community organization. Equitable Advisors serves a broad client base, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives. The firm utilizes third-party asset managers and various advisory programs, focusing on personalized risk assessment and tailored investment models.

Dennis Stolz is a financial advisor with Stifel who holds a Series 66 designation and has 10 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2020 and previously was with Wells Fargo Clearing from 2016 to 2020. Stolz is also involved with Northwood University as part of his professional background. Outside of finance, he serves as Co-Director of Birdman's Bass Fishing Tournament Series, a local fishing tournament in Midland, Michigan. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, providing both brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group to guide asset allocation and financial planning decisions.