Brandon Fiting is a financial advisor with Raymond James Financial in Saginaw, MI, holding a Series 66 credential and three years of industry experience. His career includes roles at JP Morgan Chase and Quicken Loans prior to his current positions. He is also associated with AHP Financial Services Inc., where he works as a financial advisor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to illustrate potential outcomes, supporting clients through its advisory programs as well as maintaining specialized services such as municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Alison Longlois is a Series 66 licensed financial advisor with Morgan Stanley in Saginaw, Michigan, where she has worked since 2014. She has 15 years of industry experience and is the owner of Longlois Agency LLC, which operates in the insurance sector. Additionally, she serves as trustee or co-trustee for multiple trusts in Flint, Michigan, and is involved in marketing activities for a health and wellness company outside of her advisory role. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by proprietary tools and offers both direct and employer-sponsored plans.

Beth De Leeuw is a financial advisor at Raymond James Financial with 26 years of industry experience. She holds Series 63 and Series 66 designations and has worked at firms including Valic Financial Advisors, Cetera Investment Services, and The Huntington Investment Company. She is involved with Isabella Investment Services and Isabella Wealth, where she advises clients on investments. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, corporate, and institutional clients. The firm employs tailored, non-discretionary planning and advanced analytical tools to support client goals and is notable for its municipal advisor affiliation and specialized SIMPLE IRA advisory program.

Melissa Carlson is a financial advisor at Merrill with 17 years of industry experience and holds a Series 66 designation. She has been with Merrill Lynch since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tammi Bakos is a financial advisor at Merrill with 29 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1999 and holds a Series 63 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kenneth Grzegorczyk is a financial advisor with Osaic Wealth Inc. based in Bay City, Michigan, holding Series 63 and Series 65 licenses. He has 21 years of industry experience, including 15 years at Sigma Planning Corporation and ongoing tax preparation work through his own business, J&K Tax Service, which he has operated since 1981. He is also an insurance agent. Osaic Wealth Inc. serves a diverse range of clients including individuals, high-net-worth investors, pension plans, corporations, and nonprofits. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to manage portfolios comprising various asset types on discretionary or non-discretionary bases.

Taylor Simpson is a financial advisor at Edward Jones in Freeland, MI, holding Series 63 and Series 66 licenses with four years of industry experience. Prior to joining Edward Jones, Simpson worked at J.P. Morgan Securities and Institutional Investments. Outside of finance, Simpson is a self-employed photographer providing services to magazines, hotels, nonprofits, and interior designers. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, managing over $1 trillion in assets through a large network of advisors and offices nationwide.

James Besaw is a financial advisor with Edward Jones in Saginaw, MI, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, he worked at Fabiano Brothers and Herter Music Center. Outside of finance, he is a self-employed private music teacher and performer, and also writes marching band drills for high school bands. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions, supported by a nationwide network of over 23,000 financial advisors.

Megan Granda is a financial advisor with Ameriprise in Chesaning, MI, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. She has been with Ameriprise and its affiliated entities since 2001. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, delivering detailed, non-discretionary recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Jonathan Dekker is a financial advisor with LPL Financial based in Saginaw, MI, holding a Series 66 designation and 13 years of industry experience. He has worked with LPL Financial since 2022 and has been affiliated with CUNA Mutual Group and CUNA Brokerage Services since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and technology-driven investment strategies.

Mark Mathewson is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been assisting clients since 1987. He specializes in managing individual wealth through various market cycles, focusing on tailored strategies that align with each client's specific financial goals. Mark’s approach emphasizes understanding clients’ needs to deliver comprehensive wealth management solutions. He holds a Bachelor of Business Administration degree in Management from Saginaw Valley State University and earned the CERTIFIED FINANCIAL PLANNER™ (CFP) certification in 2004, awarded by the Certified Financial Planner Board of Standards, Inc. Additionally, Mark is designated as a Personal Investment Advisor (PIA). Beyond his professional role, he participates in community volunteer activities, reflecting his commitment to the local areas he serves.

Drewe Robinson is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been associated with LPL Financial since 2009. Outside of his advisory role, Robinson is involved in direct sales of Mary Kay cosmetics. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a broad range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options, supported by research and model portfolios.

Bryan Graczyk is a Certified Financial Planner (CFP®) with 29 years of industry experience. He is currently affiliated with OSAIC Wealth Inc and has previously worked at The Graczyk-Dijak Financial Group, Harbour Investments, Inc, and NEXT Financial Group, Inc. Outside of his advisory role, he is also an independent insurance agent. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients, providing integrated brokerage and investment advisory services through a large network of affiliated advisers and multiple advisory platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios incorporating various asset classes, and it offers both discretionary and non-discretionary account management.

Wesley Schropp is a Wealth Management Advisor and managing partner of the Iles Schropp Group within Merrill Lynch Wealth Management. He has been with Merrill since 2008, initially joining as an intern, and became a partner in the Iles Schropp Group in 2014. The group specializes in institutional investment consulting and focuses on serving foundations, endowments, nonprofits, corporations, and multi-generational families. Wesley holds a Bachelor's Degree in Personal Financial Planning from Central Michigan University. He has earned several professional designations, including the Certified Financial Planner (CFP), Certified Investment Management Analyst (CIMA), and Certified Plan Fiduciary Advisor (CPFA). He also holds FINRA Series 7, 66, and SIE registrations. Wesley's expertise encompasses family wealth management strategies, institutional investment consulting, legacy planning, socially responsible and ESG investing, tax minimization, and personal retirement planning. He is active in professional and community organizations such as the Council of Michigan Foundations and Junior Achievement. Wesley resides in Saginaw, Michigan, with his wife and two children. His personal interests include golfing, reading, skiing, and spending time with his family and their golden retriever.

Michelle Gaiser is a financial advisor with Raymond James & Associates in Bay City, MI, holding a Series 66 designation and six years of industry experience. She previously worked at Wells Fargo Advisors before joining Raymond James in 2018. Outside of her advisory role, Michelle owns businesses focused on fitness and wellness, including Gaiser Fitness and FASTer Way to Fat Loss, which offers health coaching services. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipalities. The firm provides tailored financial planning and advisory services supported by comprehensive research, portfolio management options, and specialized municipal advisory capabilities.

Jacob Kokaly is a financial advisor with OSAIC based in Saginaw, MI, holding Series 63 and Series 65 licenses and possessing eight years of industry experience. His prior work includes roles at Royal Alliance Associates, Signator Investors, Warmels & Comstock, and Michigan State University. Outside of his advisory work, he has been involved in a family-owned bread company, working part-time as a merchandiser. OSAIC serves a diverse range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of advisers and multiple platforms. The firm employs various portfolio construction tools and provides access to third-party money managers and managed-account solutions.

Steven Kozdron is a CFP® professional with 15 years of experience, currently advising clients at Edward Jones since 2011. He holds the Series 66 designation and is based in Saginaw, MI. Outside of his advisory role, he is the owner of goFlyMI, an aircraft hangar rental business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated investment products, supported by a nationwide network of more than 23,000 financial advisors.

Nathanael Ott is a financial advisor with Thrivent Investment Management in Saginaw, MI, holding a Series 66 designation and 19 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2006. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing comprehensive written recommendations on a variety of financial topics without including implementation. The firm integrates holistic, goal-based analyses with planning and managed-account services under a consolidated billing option called “WealthPlan.”

Jody Cliffe is a financial advisor with Edward Jones in Freeland, MI, holding a Series 66 designation and 17 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory services and investment options, managing approximately $1.01 trillion in assets through a large nationwide network of advisors and branch offices.

Jon Frank is a Series 66-licensed financial advisor with Equitable Advisors in Saginaw, MI, where he has worked since 2017. He has nine years of industry experience, including prior roles at AXA Advisors and Premier Financial Group. Outside of his advisory work, he coaches volleyball at Valley Lutheran High School and manages a seasonal landscaping business. Equitable Advisors serves a wide range of clients, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional investors. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, working extensively with LPL-sponsored programs and endorsed TAMPs to deliver advisory and brokerage solutions.