Justin Blair is a financial advisor with LPL Financial in Brighton, MI, holding a Series 66 designation and eight years of industry experience. He has worked with LPL Financial since 2018 and has been associated with Lake Trust Credit Union since 2016. Outside of his advisory work, he is involved with Lake Trust Financial Life Planning, a DBA related to his LPL business. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, with access to model portfolios and research from multiple sources.

Eric Souder is a financial advisor with Cetera who holds Series 63 and Series 66 credentials and has nine years of industry experience. His prior roles include positions at Capital Analysts, Lincoln Investment, The Vanguard Group, and TD Bank. He serves as treasurer for both St. Mary Magdalene Orthodox Church and the Rotary Club of Waterford in Michigan. Cetera Investment Advisers LLC is an SEC-registered adviser supporting a broad network of independent advisors and serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform, with more than 10,000 advisors managing over $256 billion in assets.

Sarah Barish is a financial advisor at LPL Financial with 22 years of industry experience. She has been with LPL Financial since 2011 and holds Series 63 and Series 66 credentials. Her outside business activities include involvement in a family communications business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Michael Johnson is a financial advisor with Edward Jones in Howell, MI, holding a Series 66 credential and five years of industry experience. Prior to joining Edward Jones in 2021, he worked for six years at Boehringer Ingelheim. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and supporting a large nationwide network of financial advisors and branch offices.

Timothy Shebak is a financial advisor with J.P. Morgan Securities in Brighton, MI, holding a Series 66 designation and 14 years of industry experience. He has worked at J.P. Morgan Securities and Jpmorgan Chase Bank since 2017 and previously at PNC Bank from 2013 to 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering advisory services on a non-discretionary basis.

Anjanette Nickoloff is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. She holds a Series 66 designation and has been with J.P. Morgan Securities since 2012, also working at JPMorgan Chase Bank, NA since 2010. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage and investment management capabilities.

Kate Vander Meulen is a financial advisor at Edward Jones with eight years of industry experience. Prior to joining Edward Jones in 2018, she worked at Webasto Thermo & Comfort North America, Nikon Metrology, and Southern Lakes Parks & Recreation. She coordinates volunteer efforts for a local mom-to-mom sale event in Ann Arbor, which occurs four days annually. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Amanda Pokrefky is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing three years of industry experience. Her background includes roles in education and small business ownership. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, and provides financial planning and consulting services supported by a wide range of portfolio management strategies.

Michelle Joseph is a financial advisor with LPL Financial in Brighton, MI, holding Series 63 and Series 66 licenses and possessing 18 years of industry experience. She previously worked at INVEST Financial Corporation before joining LPL Financial in 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by model portfolios, third-party subadvisors, and advanced portfolio management technologies.

Luke Nolan is a financial advisor with Ameriprise in Howell, MI, holding a Series 66 designation and bringing 20 years of industry experience. He has been with Ameriprise and its affiliates since 2006. Outside of his advisory role, Nolan owns The Nolan Consulting Group, provides expert witness services in financial services cases unrelated to Ameriprise, and serves on the finance committee of the Livingston County United Way. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, algorithm-supported recommendations, primarily focusing on assets held within Ameriprise-managed accounts.

Kyle Adams is a CFP® with two years of industry experience, currently with Cetera. Prior to joining Cetera, he worked at Michigan Financial Companies and has experience in financial planning and securities sales. He has also held positions outside finance, including work in landscaping and at a golf club. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individual, corporate, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and a multi-manager platform.

Lubna Jones is a financial advisor with Wells Fargo Advisors in Fenton, MI, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. She previously worked at UBS Financial Services Inc for 12 years before joining Wells Fargo Advisors in 2021. Jones serves as an advisory finance committee member at St. George's Orthodox Church in Flint, MI. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services and integrates advisory work with other financial products and referral channels.

Kelsey Hunter is a financial advisor at OSAIC with eight years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Woodbury Financial Services Inc, Wealth Strategies Financial Group, and several other financial firms. Outside of her advisory role, Hunter operates a registered representative business under NextGen Wealth Services and also sells fixed life insurance products. OSAIC serves a diverse client base including retail and institutional investors and offers a range of services such as brokerage, investment advisory, financial planning, and managed accounts. The firm employs asset-allocation tools and third-party solutions to construct portfolios across various investment types for both discretionary and non-discretionary management.

Chad Ross is a financial advisor at OSAIC with 10 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Royal Alliance Associates, Inc. and Mass Mutual Investors Services. Ross serves as a city council member in Frankenmuth, Michigan, and is CEO of Pension Plan Consultants, a firm providing plan design and consulting services for self-directed 401(k) plans. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs a range of portfolio construction tools and supports various account management options while maintaining multiple advisory platforms resulting from several mergers and corporate arrangements.

Jeff Tomlinson is a Series 66-licensed financial advisor with LPL Financial, where he has worked since 2021. He has 16 years of industry experience, including seven years at Voya Financial Advisors. Tomlinson also operates a business entity for his LPL work under the name Nova Retirement and Wealth Solutions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and nonprofits through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services supported by research and a range of portfolio management options.

Steven Kolasinski is a financial advisor at Edward Jones with 17 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies, operating under a fiduciary standard.

Tracy Bachuwa is a Series 66-licensed financial advisor with Edward Jones in Howell, MI, where she has worked since 2009, accumulating 17 years of industry experience. Outside of her advisory role, she is the owner of two food service businesses in Brighton, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

Devin Kind is a financial advisor with OSAIC, holding a Series 66 designation and four years of industry experience. Prior to joining OSAIC in 2024, he worked at Woodbury Financial Services and operates Clear Strategy, where he serves as a financial advisor and insurance agent. Outside of finance, he has experience as a barber, cutting hair once or twice a month at Brighton Barbers. OSAIC serves a diverse client base including individual and institutional investors, offering integrated brokerage, advisory services, financial planning, and access to third-party money managers through a broad network of affiliated advisors and multiple advisory platforms.

Dominic Balagna is a financial advisor at LPL Financial with two years of industry experience. He holds the Series 66 designation and previously worked at NorthWestern Mutual. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by model portfolios and research from multiple sources.

Eric Schroeder is a financial advisor with OSAIC in Brighton, MI, holding Series 63 and Series 66 licenses and 21 years of industry experience. He previously worked at Questar Capital Corporation and Woodbury Financial Services and has operated Estate Preservation for over 25 years. Schroeder serves as a board member for the Fortunaire Club Charitable Foundation. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage, investment advisory services, and access to third-party money managers through a large network of affiliated advisers and multiple advisory platforms.