Terrence Herr is a CFP® with 31 years of industry experience, currently serving as a financial advisor at Herr Capital Management LLC in Chicago, IL. He has been with Herr Capital Management since 2000 and has also worked at American Portfolios Financial Services, Inc. since 2010. Outside of advisory services, he is involved in insurance sales as an independent agent and owns ProtectedIRA.com, which sells fixed insurance products. Herr Capital Management, LLC is a private wealth advisory firm serving individuals, families, trusts, estates, charitable organizations, and employer-sponsored retirement plans. The firm provides financial planning, discretionary investment management, and retirement-plan consulting, employing a disciplined investment process with options including income-focused, equity-tilt, and faith-based strategies.

Catherine Lannan is a financial advisor at Lakewood Asset Management, LLC in Chicago, IL, holding Series 63 and Series 65 licenses with four years of industry experience. Her prior roles include positions at Charles Schwab & Co., Inc. and Kohl’s Corporation. Lakewood Asset Management serves individual and high-net-worth clients, trusts, estates, pension, and charitable entities, managing approximately $249 million across about 155 client relationships. The firm employs a bottom-up, fundamental, long-term value investment approach across multiple security types and offers customized financial planning and portfolio management services.

Ryan Biniak is a financial advisor at Midwest Financial Network, LLC with eight years of industry experience. He holds the Series 65 designation and has worked previously at EverGreen Capital Management and RK Advisors. Outside of his advisory role, Biniak is also an insurance agent, spending a portion of his time on insurance sales and service. Midwest Financial Network serves individual investors, businesses, and retirement-plan sponsors, providing financial planning, portfolio management, and retirement plan consulting. The firm employs a Core + Satellite investment approach combining passive and active strategies and places a notable emphasis on client education through seminars.

Egon Menker is a financial advisor at Contour Financial with 24 years of industry experience. He holds a Series 65 designation and has been with Contour Financial since 2001. Contour Financial serves individual households focused on retirement planning and investment management, primarily for clients who are not high-net-worth. The firm offers diversified portfolios using mutual funds and ETFs alongside comprehensive financial planning services, operating as a fee-only fiduciary under the NAPFA code.

Michael Liccar is a financial advisor with Signet Private Wealth, LLC in Chicago, IL, holding Series 63 and Series 65 designations and possessing 31 years of industry experience. His work history includes leadership roles at Andiamo Vento LLC, Liccar Securities & Custodial Services, LLC, and Michael J. Liccar & Co., L.L.C., along with service at Crete Township since 2001. Outside of finance, he manages a brewery business through Pintsetters Brands, LLC. Signet Private Wealth LLC provides investment advice and wealth management primarily to individuals, trusts, estates, charitable organizations, and retirement plans. The firm employs a value-oriented, long-term investment approach incorporating fundamental and technical analysis, strategic asset allocation, and incorporates services such as direct indexing, option-writing, and ESG considerations.

Nicholas Norby is a financial advisor at Taursas Investments in Chicago, IL, holding a Series 65 designation with under one year of industry experience. His prior work includes roles at Deloitte and NN Financial Services LLC. Taursas Investments provides discretionary investment management and financial planning to individuals, families, trusts, corporations, and endowments. The firm emphasizes fundamental business and industry analysis with an economic outlook, avoiding speculation and predictive models.

John Rowoldt is a financial advisor at San Blas Advisory, Inc. in Chicago, IL, holding Series 63 and Series 66 licenses with 10 years of industry experience. His prior roles include positions at Voya Financial Advisors, Robinhood Markets, US Bank, Bank of America, Merrill, and other firms. Outside of his advisory work, he is a partner in a rental property owned with his spouse. San Blas Advisory serves individual and high-net-worth clients as well as businesses, managing approximately $218.9 million across about 664 accounts. The firm offers discretionary and non-discretionary portfolio management along with comprehensive and limited financial planning, employing an investment approach that includes fundamental, technical, and qualitative analysis across a range of asset classes.

Brian Bardachowski is an advisor at Pensinger Financial, Inc. with Series 63 and Series 65 credentials and one year of industry experience. He is also the owner and mortgage loan originator at Wisdom Financial, Inc., where he provides residential mortgage services. Pensinger Financial offers investment advisory and financial planning services to individuals, high-net-worth clients, and small businesses. The firm follows an investment approach based on efficient market theory and modern portfolio theory, focusing on long-term investing through indexed equities and fixed income.

Kevin Susmarski is a financial advisor at First Choice Financial Services LLC with one year of industry experience. He holds a Series 65 designation and has a background in law enforcement, serving as a sergeant and patrol division supervisor at the Village of Hinsdale Police Department since 2001. In addition to his advisory role, he is a licensed insurance agent operating as a sole proprietor. First Choice Financial Services LLC serves individual and high-net-worth clients by providing financial advice primarily through referrals to third-party money managers and estate-planning support. The firm acts as a liaison in client communications and oversight, focusing on client goals and risk tolerance without directly managing assets.

Bradford Szczecinski is a financial advisor with Creative Resources Investment Advisors LLC, holding Series 63 and Series 65 registrations and bringing 27 years of industry experience. His prior roles include positions at USI, Marsh Private Client Services, and The Horton Group. He volunteers with Breakthrough Urban Ministries as a planned giving consultant and serves on the Transplant Advisory Council at Northwestern Memorial Hospital in Chicago. Creative Resources Investment Advisors primarily serves individual and high-income clients, as well as pension and profit-sharing plans, trusts, and other entities. The firm employs a long-term, value-oriented investment approach incorporating Modern Portfolio Theory and a blended strategic/tactical asset allocation, tailoring portfolios to client needs and conducting regular reviews.

Frank Iozzo is a financial advisor at FMI Financial, Ltd. with nine years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Capital Strategies, Inc. Group since 2015, J.P. Morgan Securities since 2011, and Chase Investment Services Corp. from 2010 to 2011. FMI Financial, Ltd. provides investment advisory services to institutional investors, high-net-worth individuals, corporate retirement plans, trusts, and estates, offering discretionary portfolio management, investment consulting, and financial planning with a focus on long-term, diversified strategies.

Dale Branda is a CFP® professional with nine years of industry experience, currently serving as an advisor at Steward Advisors, LLC since 2016. He holds a Series 65 license and is based in Chicago, IL. Steward Advisors serves individuals, businesses, trusts, estates, retirement plans, charitable organizations, corporations, and family offices with fee-based financial planning and private portfolio management. The firm manages approximately $137 million in assets and integrates financial planning into its services, utilizing diversified portfolios and documented reporting practices.

Adam Smolich is a financial advisor at Clement Street Capital LLC with 14 years of industry experience. He holds a Series 65 designation and has been with Clement Street Capital since 2012. Clement Street Capital provides discretionary asset management and comprehensive financial planning primarily to high-net-worth individuals, trusts, corporations, retirement plans, and other legal entities. The firm builds tailored investment policies using a mix of asset classes and employs ongoing monitoring and rebalancing, serving a select client base with substantial account size and net-worth thresholds.

Michael Perna is a financial advisor at First Choice Financial Services LLC with 18 years of industry experience. He holds a Series 65 designation and has been involved in the financial and insurance services industry since 1983, serving as president of Michael Perna and Associates, Inc. and First Choice Insurance Agency. First Choice Financial Services LLC provides financial advice to individual and high-net-worth clients primarily through referrals to third-party money managers and offers estate-planning support services. The firm focuses on client communication, oversight of third-party managers, and employs fundamental, technical, and cyclical analysis in its recommendations.

Mark Murphy is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Sequoia Wealth Management, LLC in Chicago, IL. His career includes roles at JMC Wealth Management, Inc. and LPL Financial LLC, where he has been active since 2014. Murphy also provides financial planning and consulting services through JMC Wealth Management, Inc., an independent investment advisor firm. Sequoia Wealth Management advises individuals, trusts, estates, corporations, and employer retirement plans, offering asset management, financial planning, and retirement-plan consulting. The firm utilizes a combination of quantitative optimization, third-party research, and manager selection, serving clients through discretionary management and third-party strategist models.

Matthew Kunst is a CFP® and CFA® with nine years of industry experience. He has worked at Opus Financial Solutions LLC since 2017 and previously spent eight years at MMK Financial Services. Opus Financial Solutions provides investment advisory and financial planning services to individuals, families, business owners, executives, trusts, and other entities, offering both discretionary and non-discretionary portfolio management. The firm emphasizes integrated tax and accounting support alongside investment management, utilizing a combination of strategic and tactical asset allocation with ETFs, mutual funds, and alternative investments when appropriate.

Joseph Kruse is a CFA® charterholder with 25 years of industry experience. He has been with Kruse Asset Management, LLC since 2007. Outside of his advisory role, he is involved with YCharts.com, contributing to research and the development of ranking and rating systems based on fundamental characteristics. Kruse Asset Management provides portfolio management, financial planning, and consulting services to individuals, family offices, trusts, estates, and select institutional clients. The firm employs a blend of modern portfolio theory, proprietary quantitative equity models, and security-ranking systems, and offers a range of investment strategies including options and alternative exposures.

Timothy Reeves is the sole advisor at Tim Reeves & Associates in Midlothian, IL, holding a Series 63 designation with 51 years of industry experience. He has worked at Fortune Financial Services, Inc. since 2015 and has operated Tim Reeves & Associates since 1972. Tim Reeves & Associates provides portfolio management for pooled investment vehicles and institutional clients, alongside financial planning services. The firm uses hourly and flat fee arrangements rather than asset-based fees and often recommends mutual funds, variable annuities, and insurance products as part of its advisory approach.

Javier De La Torre is a Series 65-credentialed advisor with 0 years of industry experience. He is currently with 103 Advisory Group and has prior experience at Hightower Advisors and several other firms. 103 Advisory Group serves individual and high-net-worth clients by providing discretionary asset management, financial planning, and business-development consulting for financial institutions. The firm combines strategic and tactical asset allocation with fundamental and technical analysis and manages a relatively large asset base for a limited number of clients.

Kirk Kreikemeier is a CFP® and CFA® with 18 years of experience in financial advising. He has worked at Pebble Valley Wealth Management since 2008, where he is one of two advisors. Pebble Valley Wealth Management serves individual, charitable, and corporate clients, offering discretionary portfolio management, financial planning, and pension consulting. The firm’s investment approach focuses on asset allocation and mutual fund/ETF selection, with a notable use of derivative-based option strategies and selective digital-asset exposures within client portfolios.