Margaret Arndt is a financial advisor at Raymond James & Associates with 31 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Merrill for 27 years before joining Raymond James in 2025. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Michael Branighan is a Wealth Management Advisor and Managing Director with Merrill Lynch Wealth Management. He has been with Merrill since 2009 and also serves as a Portfolio Manager in the Merrill Investment Advisory Program. Prior to Merrill, he built his career at Morgan Stanley beginning in 2003 and ultimately served as a Producing Branch Manager. Michael is a former U.S. Marine and a 1999 graduate of Northwestern State University of Louisiana, where he earned a Bachelor's degree. Michael holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards Inc, as well as the Chartered Financial Consultant® designation from The American College. His areas of focus include college education planning, executive compensation, family wealth management strategies, services for endowments, foundations and non-profits, legacy planning, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He resides in Covington, Louisiana with his wife Michelle and their children Olivia and Benjamin. Michael is actively involved in the community through organizations such as the 985 Cardinals and the Covington Youth Soccer Association, and has served as a past fundraising chair for America's Heroes. His personal interests include baseball, billiards, camping, fishing, soccer, and traveling.

Wiley Gardner is a financial advisor at Raymond James & Associates with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Raymond James since 2015, following a nine-year tenure at Merrill. Outside of his advisory role, Gardner manages an LLC that invests in alternative assets within his Roth IRA. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional advisory services, employing various portfolio management styles supported by affiliated research and sub-advisers.

Michele Berthelot is a financial advisor with Morgan Stanley in Mandeville, LA, holding Series 63 and Series 66 licenses and having 25 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Secular Return Estimates and Monte Carlo simulations in its process.

James Trist is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in family wealth management strategies, personal retirement planning, and serves clients in the sports and entertainment sectors. James employs a comprehensive approach to wealth management that begins with listening to clients' needs and understanding their goals, ensuring that every strategy is tailored accordingly. He leverages the investment insights of Merrill and the banking services of Bank of America to address various aspects of his clients' financial lives. James holds a Bachelor's Degree from Louisiana State University and holds the Personal Investment Advisor (PIA) designation. He is committed to delivering excellent service and helping clients pursue their financial objectives. In addition to his professional responsibilities, James follows the Merrill tradition of community involvement and spends time volunteering with local organizations. Outside of work, he enjoys hunting, traveling, and spending time with his family.

Joseph Thibeaux is a financial advisor with LPL Financial in Slidell, Louisiana, holding Series 63 and Series 65 licenses and with 19 years of industry experience. His prior roles include positions at Ameriprise, Valic Financial Advisors, AIG, and Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, utilizing a range of investment strategies supported by advisor-facing technology.

Lauren Detiveaux is a financial advisor at Cambridge Investment Research Advisors with six years of experience in the industry. She holds a Series 66 designation and has worked at Cambridge since 2018. Prior to her financial services career, she held positions in retail and veterinary-related businesses. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individual investors, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through independent professionals, utilizing a range of portfolio management solutions and proprietary investment strategies.

Andrew Allain is a Series 66-licensed financial advisor with Thrivent Investment Management, where he has worked since 2017. He has nine years of industry experience, including prior service with Knights of Columbus from 2014 to 2017. Outside of his advisory role, Allain serves as a non-voting board member at large for Louisiana Pulmonary Disease Camp Inc and as a board member for Safe Harbor Advisory Board, supporting fundraising and community outreach efforts. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering comprehensive written recommendations on various financial planning topics without implementation services. The firm emphasizes goal-based, holistic analyses and allows clients to integrate planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Henry Deharde is a financial advisor with Primerica Advisors in Mandeville, LA, holding a Series 63 designation and 19 years of industry experience. He has worked at PFS Investments Inc. since 2006 and has been affiliated with Primerica Financial Services since 2000. In addition to his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which features model-delivery strategies and discretionary separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap fee structure, with trading and portfolio implementation delegated to BNY Mellon Advisors.

William Andrews III is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 11 years of industry experience. He has been with Raymond James & Associates and its affiliate since 2016. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, pension plans, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a range of portfolio management styles and affiliated research.

Forrest Duncan is a financial advisor with Raymond James & Associates in Mandeville, LA, holding a Series 66 designation and 14 years of industry experience. His career includes roles at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Hancock Whitney Investment Services Inc. He has been with Raymond James & Associates since 2018. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individual, institutional, and charitable clients, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Benjamin Parker is a financial advisor at Cetera with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Hancock/Whitney Bank and Hancock/Whitney Investment Services. Outside of his advisory role, he serves as successor co-trustee of the Angela C Avant Living Trust and executor of her will. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports various investment strategies and program structures.

Keaton Biggs is a CFP®-designated financial advisor with Edward Jones in Slidell, LA, bringing nine years of industry experience. Prior to joining Edward Jones in 2017, he worked at Alpha 3 Financial and Altus Wealth Management. He is also involved with Alpha3, an educational investment group that holds weekly conference calls to discuss market conditions. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of investment advisory programs and maintains a large network of financial advisors and branch offices across the United States.

Tonya Umbehagen is a financial advisor with Morgan Stanley in Mandeville, LA, holding a Series 66 credential and 16 years of industry experience. She previously spent 14 years at Merrill before joining Morgan Stanley in 2024. Outside of her advisory role, she is involved with Plexus as a wholesaler of health products like vitamins and probiotics. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial and estate planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools such as Monte Carlo simulations to model financial outcomes.

Elizabeth Wax is a financial advisor with Morgan Stanley in Mandeville, LA, holding a Series 63 designation and bringing 20 years of industry experience. Prior to joining Morgan Stanley in 2019, she worked at Burns Estate Planning & Wealth Advisors and UBS Financial Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies such as Monte Carlo simulations and Secular Return Estimates. The firm manages approximately $2.74 trillion in client assets and provides services through a combination of advisory and broker-dealer platforms.

Lona Crawford is a financial advisor at J.P. Morgan Securities with 22 years of industry experience. She holds a Series 66 designation and has been with J.P. Morgan Securities since 2012, having also worked at JPMorgan Chase Bank, N.A. since 1997. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

Rawlin Carter is a financial advisor with LPL Enterprise holding the ChFC® designation and Series 63 and 65 licenses, with 37 years of industry experience. He has worked at Prudential Insurance Company of America since 1989 and joined LPL Enterprise in 2024. Carter serves on the finance committee of the First Baptist Church of Covington. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporate, and charitable entities. The firm primarily uses model-driven investment approaches and offers access to third-party asset managers and various financial planning services.

Evan Gremillion is a financial advisor at Edward Jones in Mandeville, LA, holding a Series 66 designation with 16 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, he is a partner in a real estate business in Covington, LA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Bentley Harvey III is a financial advisor at Morgan Stanley with eight years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2017 and was previously with Asset Planning Services from 2014 to 2017. He holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including customized financial planning that utilizes firm-approved tools and investment modeling techniques.

Charleen Gustafson is a financial advisor at Morgan Stanley in Mandeville, LA, holding a Series 63 designation and having 19 years of industry experience. She has worked at Citigroup Global Markets since 2006. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and employer-related financial planning agreements.