Ricardo Alarcon is a Series 66 licensed financial advisor with Merrill in El Paso, TX, bringing six years of industry experience. His prior work includes roles at Bank of America and Wells Fargo Advisors. Outside of his advisory career, he is a general partner and managing member of Soapy Paws Self Dog Wash LLC, a self-service dog wash business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals and institutional clients.

Emmanuel Raux is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with J.P. Morgan Securities since 2012. His prior experience includes roles at Picsou Properties, LLC and Login Multimodal, LLC. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Alejandro Guevara Contreras is a financial advisor with Merrill in El Paso, TX, holding a Series 66 designation and nine years of experience. His work history includes multiple roles at Merrill since 2017, along with positions at Utep, Alorica Business Solutions, and Conduent Business Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Rosa Landin is a financial advisor at Ameriprise with seven years of industry experience. She holds Series 66 and Series 63 credentials and has worked at Ameriprise since 2022. Prior to that, she held roles in home health care and education. Landin volunteers as the Texas A&M Hispanic Network Regional Chair in El Paso, helping connect students interested in attending the university. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning and tax-aware withdrawal strategies.

Jose Rosales is a financial advisor with Equitable Advisors in El Paso, TX, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has been with Equitable Advisors since 2011 and previously worked at Axa Advisors. Rosales serves as the secretary on the Nottingham Manor HOA board and is involved in community outreach as a coordinator for the Hunt College of Business Administration Alumni Network. Equitable Advisors provides financial planning, retirement plan support, and access to asset management for individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm utilizes a hybrid referral and implementation model, offering both advisory and brokerage services through partnerships with LPL and multiple third-party asset managers.

Tomas Flores Jr. is a financial advisor with Wells Fargo Clearing in San Angelo, TX, holding Series 63 and Series 65 licenses and six years of industry experience. He has been with Wells Fargo Clearing since 2019 and has worked at Wells Fargo Bank, N.A. since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes both discretionary and non-discretionary services, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Enrique Hernandez Rios is a financial advisor with J.P. Morgan Securities in El Paso, TX, holding Series 65 and Series 63 licenses and having one year of industry experience. His prior work includes positions at Merrill Lynch and El Paso Electric Company, among others. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to select investment strategies.

Luz Estrella Maylone is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 licenses and one year of industry experience. She has been affiliated with Wells Fargo Bank since 2009. Outside of her advisory role, she is involved in a rental property business in El Paso, Texas. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm utilizes research and analytics to evaluate investment options and provides a range of financial products through its bank and insurance affiliates.

Jennifer Dayoub is a financial advisor at Raymond James & Associates with 17 years of industry experience. She holds a Series 66 designation and has worked at Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, offering financial planning and consulting services with a range of portfolio management styles and affiliated research.

Robert Halter is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2021. He previously worked within various Wells Fargo entities from 2009 to 2021. Outside of his advisory role, he holds ownership interests in Montoya-Halter LLC and High Ridge Wealth Management LLC, both investment-related firms based in El Paso, Texas. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and integrates advisory services with other financial product offerings through multiple compensation arrangements.

Richard Mojica is a financial advisor with LPL Financial in El Paso, TX, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His prior roles include positions at Graham Capital Strategies LLC and Principal Financial Services. He is also a licensed agent for non-variable insurance products, including fixed, life, long-term care, and disability insurance. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a large network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with access to discretionary and non-discretionary management, model portfolios, and various research resources.

Diana Cazares is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and seven years of industry experience. She has been with Wells Fargo in various capacities since 2009, including roles at Wells Fargo Advisors LLC and Wells Fargo Bank, NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Henry Gallardo is a financial advisor at OSAIC with 38 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including Triad Hybrid Solutions, Strategic Wealth Advisors, and M Holdings Securities, Inc. Gallardo serves as chairman of the board for University Medical Center in El Paso and is a board member of several nonprofit organizations focused on health and community services. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios tailored to client needs.

Luis Zapata is a financial advisor with Wells Fargo Clearing in El Paso, TX. He holds Series 63 and Series 65 licenses and has experience with Wells Fargo Bank, nA, Lend Nation, and Pizza Hut. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics to support its investment approach and offers both brokerage and advisory solutions.

David Adams is a financial advisor with OSAIC in El Paso, TX, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He previously worked at Securities America Advisors and LPL Financial. Adams also provides insurance products to his clients alongside his advisory services. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage, advisory services, and access to multiple investment platforms. The firm utilizes a range of portfolio construction tools and supports various investment account types with discretionary and non-discretionary management options.

Hiram Gomez is a financial advisor with Wells Fargo Clearing in El Paso, TX, holding Series 63 and Series 65 licenses and eight years of industry experience. He has been with Wells Fargo Clearing since 2017 and has worked at Wells Fargo Bank, NA since 2011. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non‑qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Michael Duchouquette is a CFP® with 25 years of experience in financial and insurance services. He is currently with Cetera and is the owner of Duchouquette and Associates, Inc., a financial and insurance services firm he has led since 2013. In addition to his advisory roles, he owns a honey farm involved in packaging and marketing. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients, offering a range of portfolio management and financial planning services through a large network of independent advisors.

Thomas Gallardo is a financial advisor at OSAIC with five years of industry experience. He holds a Series 66 designation and has worked at firms including Lincoln Financial Advisors and Triad Advisors. In addition to his advisory role, he assists with investment management and operations oversight at a related wealth management firm and is involved in marketing insurance products for M Financial Group. OSAIC Wealth, Inc. serves a diverse client base ranging from individual investors to charitable organizations through an extensive network of affiliated advisors. The firm employs various asset-allocation tools and third-party platforms to deliver integrated brokerage and advisory services tailored to clients' investment needs.

Jesse Limones is a financial advisor with Wells Fargo Clearing in El Paso, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. Their investment approach is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Jorge Vielledent is a financial advisor with Equitable Advisors in El Paso, TX, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors, LLC. Outside of his advisory role, Vielledent is involved in several community and business activities, including serving as a board member of Project Amistad and the Lake Proctor Irrigation Authority, as well as managing various private ventures under the VIMCO name. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored to client goals, risk tolerance, and time horizon.