Tomas Flores Jr. is a financial advisor with Wells Fargo Clearing in San Angelo, TX, holding Series 63 and Series 65 licenses and six years of industry experience. He has been with Wells Fargo Clearing since 2019 and has worked at Wells Fargo Bank, N.A. since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes both discretionary and non-discretionary services, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Enrique Hernandez Rios is a financial advisor with J.P. Morgan Securities in El Paso, TX, holding Series 65 and Series 63 licenses and having one year of industry experience. His prior work includes positions at Merrill Lynch and El Paso Electric Company, among others. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to select investment strategies.

Luz Estrella Maylone is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 licenses and one year of industry experience. She has been affiliated with Wells Fargo Bank since 2009. Outside of her advisory role, she is involved in a rental property business in El Paso, Texas. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm utilizes research and analytics to evaluate investment options and provides a range of financial products through its bank and insurance affiliates.

Jennifer Dayoub is a financial advisor at Raymond James & Associates with 17 years of industry experience. She holds a Series 66 designation and has worked at Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, offering financial planning and consulting services with a range of portfolio management styles and affiliated research.

Robert Halter is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2021. He previously worked within various Wells Fargo entities from 2009 to 2021. Outside of his advisory role, he holds ownership interests in Montoya-Halter LLC and High Ridge Wealth Management LLC, both investment-related firms based in El Paso, Texas. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and integrates advisory services with other financial product offerings through multiple compensation arrangements.

Richard Mojica is a financial advisor with LPL Financial in El Paso, TX, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. He previously worked at Principal Financial Services and Principal Life Insurance Company from 2015 to 2019 and has been associated with Graham Capital Strategies LLC since 2016. Mojica is also active as a non-variable insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Diana Cazares is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and seven years of industry experience. She has been with Wells Fargo in various capacities since 2009, including roles at Wells Fargo Advisors LLC and Wells Fargo Bank, NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Henry Gallardo is a financial advisor at OSAIC with 38 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including Triad Hybrid Solutions, Strategic Wealth Advisors, and M Holdings Securities, Inc. Gallardo serves as chairman of the board for University Medical Center in El Paso and is a board member of several nonprofit organizations focused on health and community services. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios tailored to client needs.

Luis Zapata is a financial advisor with Wells Fargo Clearing in El Paso, TX. He holds Series 63 and Series 65 licenses and has experience with Wells Fargo Bank, nA, Lend Nation, and Pizza Hut. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics to support its investment approach and offers both brokerage and advisory solutions.

David Adams is a financial advisor with OSAIC in El Paso, TX, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He previously worked at Securities America Advisors and LPL Financial. Adams also provides insurance products to his clients alongside his advisory services. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage, advisory services, and access to multiple investment platforms. The firm utilizes a range of portfolio construction tools and supports various investment account types with discretionary and non-discretionary management options.

Hiram Gomez is a financial advisor with Wells Fargo Clearing in El Paso, TX, holding Series 63 and Series 65 licenses and eight years of industry experience. He has been with Wells Fargo Clearing since 2017 and has worked at Wells Fargo Bank, NA since 2011. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non‑qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Michael Duchouquette is a CFP® with 25 years of experience in financial and insurance services. He is currently with Cetera and is the owner of Duchouquette and Associates, Inc., a financial and insurance services firm he has led since 2013. In addition to his advisory roles, he owns a honey farm involved in packaging and marketing. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients, offering a range of portfolio management and financial planning services through a large network of independent advisors.

Thomas Gallardo is a financial advisor at OSAIC with five years of industry experience. He holds a Series 66 designation and has worked at firms including Lincoln Financial Advisors and Triad Advisors. In addition to his advisory role, he assists with investment management and operations oversight at a related wealth management firm and is involved in marketing insurance products for M Financial Group. OSAIC Wealth, Inc. serves a diverse client base ranging from individual investors to charitable organizations through an extensive network of affiliated advisors. The firm employs various asset-allocation tools and third-party platforms to deliver integrated brokerage and advisory services tailored to clients' investment needs.

Jesse Limones is a financial advisor with Wells Fargo Clearing in El Paso, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. Their investment approach is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Jorge Vielledent is a financial advisor with Equitable Advisors in El Paso, TX, holding Series 63 and Series 65 registrations and over 40 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at AXA Advisors during that same period. Outside of his advisory role, Vielledent is involved in several community and business activities, including serving as a board member for Project Amistad and as treasurer for the Desert Garden Association. Equitable Advisors serves a broad client base that includes individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs utilizing a variety of investment vehicles and works with third-party asset managers and LPL-sponsored advisory programs.

Luis Landin is a financial advisor at Ameriprise with 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory work, he is a silent partner in a fitness gym located in Brownsville, Texas. Ameriprise offers retirement-income planning services tailored to individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written retirement-income recommendations, supported by a centralized consulting team and automated processes.

Guadalupe Murillo is a financial advisor with Wells Fargo Clearing in Las Cruces, NM, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC from 2014 to 2016. Outside of her advisory role, she owns and manages a rental property in El Paso, TX. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Adrian Urias is a financial advisor at Cambridge Investment Research Advisors with 18 years of industry experience and holds Series 63 and Series 65 designations. He has worked previously at Franklin Star, LLC, MML Investors Services Inc, and MassMutual. His other business activities include serving as an agent involved in trading and insurance/benefits consulting on a part-time basis. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse range of clients including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals using various platform arrangements and strategies tailored to client objectives.

Jeriel Farias is a financial advisor with Primerica Advisors in El Paso, TX, holding Series 65 and Series 63 licenses and with nine years of industry experience. He has worked at Primerica Advisors since 2020 and has been affiliated with Primerica Financial Services since 2005. Outside of his advisory role, he is employed on eBay and serves as a self-employed notary public. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-based investment strategies created by unaffiliated asset managers and supports trade execution through BNY Mellon Advisors and Pershing, managing approximately $15.5 billion in assets across nearly 3,700 advisors.

Divia Correa is a Financial Advisor specializing in providing advisory services to both US and International Private Clients and organizations. She works within Merrill Lynch Wealth Management to deliver personalized wealth management strategies tailored to her clients' individual financial goals, risk tolerance, time horizon, and liquidity needs. Divia's expertise encompasses a range of focus areas including Corporate Executive Services, Education Planning, Family Wealth Management Strategies, Managing New Wealth, Personal Retirement Planning, Philanthropic Planning, Small Business Strategies, and Women and Wealth. Alongside her team and Merrill's internal partners, she develops customized planning and investment solutions designed to implement strategic financial plans. She holds a Bachelor's Degree from the University of Phoenix and professional designations including Accredited Wealth Management Advisor (AWMA) and Personal Investment Advisor (PIA). Divia is bilingual, fluent in English and Spanish. Outside of her professional role, she participates in community activities such as volunteering with the Abundant Living Faith Center. She enjoys music, reading, running, spending time with her husband Javier and their three children, and traveling.