Ryan Patterson is a Series 65-licensed financial advisor at Indivisible Partners with one year of industry experience. His prior work includes roles at HSBC, Delta Air Lines, United Airlines, and consulting through DieCastRyan Consulting. He has also held academic positions at The George Washington University and Elkhorn South High School. Indivisible Partners serves individuals, personal trusts, pension and profit-sharing plans, charities, and businesses with investment advisory and financial planning services. The firm uses an open-architecture platform and a strategic asset allocation framework to deliver personalized portfolio management through active, passive, and blended strategies.

Cassidy Steck is a financial advisor at Peak Asset Management, LLC with seven years of industry experience. He holds the Series 66 credential and has worked at several firms including Morgan Stanley, Rockefeller Financial LLC, and LPL Financial LLC prior to joining Peak Asset Management. Cassidy is based in Louisville, Colorado. Peak Asset Management is a multi-advisor SEC-registered firm managing approximately $1.01 billion for a diverse client base including individuals, retirement plans, trusts, foundations, and corporate entities. The firm offers discretionary portfolio management, integrated financial planning, and retirement plan advisory services, employing both individual security selection and mutual fund/ETF allocation strategies tailored to client-specific investment policies.

John Downing is a financial advisor at Cetera with 42 years of industry experience. He holds the Series 66 designation and has worked with multiple firms, including Hinds Financial Group Inc. and Minnesota Mutual. Outside of advisory work, he serves as president of The Down Court Group, Inc., focusing on fixed insurance sales and service. Cetera is an SEC-registered adviser that supports a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with various program structures.

Jack Walker is a Series 65-credentialed advisor with four years of industry experience. He is currently with BAM Wealth Management LLC and has prior experience at CreativeOne Wealth, LLC and Risemint Capital Advisors. Previously, he was affiliated with the University of Colorado Boulder for seven years. BAM Wealth Management primarily serves individual and high-net-worth clients, as well as select corporations, non-profits, and employer-sponsored retirement plans. The firm uses a combination of third-party model portfolios, boutique managers, and in-house analysis employing methods such as modern portfolio theory, quantitative and fundamental analysis to create tailored investment strategies.

David Afraimi is a financial advisor at BAM Wealth Management LLC with 15 years of industry experience. He holds the Series 66 designation and has previously worked at CreativeOne Wealth, LLC and Client One Securities, LLC. Afraimi is also the owner of BAM Advisory Group, where he oversees sales of fixed, indexed, and life insurance products. BAM Wealth Management serves individual and high-net-worth clients, as well as select corporations, non-profits, and employer-sponsored retirement plans. The firm employs a combination of third-party model portfolios, boutique managers, and in-house analysis to offer fee-based asset management and comprehensive financial planning.

Craig Wear is a CFP® with 23 years of industry experience, currently serving at Q3 Advisors, LLC. His prior work includes roles at Reditus LLC, Eagle Mountain Advisors LLC, and founding his own advisory firms, Craig Wear Financial Group LLC and Craig G. Wear CFP Inc. Outside of advisory work, he manages a rental property business. Q3 Advisors provides financial planning and tax-focused consulting services through packaged programs emphasizing retirement, tax, estate, insurance, and employee-benefit planning. The firm operates on fixed, pre-determined fees and does not manage investment portfolios or recommend specific securities.

Kenneth Denicolo is a financial advisor at Legacy Edge Advisors with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at TIAA-CREF since 2006. Denicolo joined Legacy Edge Advisors in 2024. Legacy Edge Advisors serves individual and high-net-worth clients as well as trusts, offering discretionary portfolio management, financial planning, and a sponsored wrap-fee program. The firm tailors investment strategies to client goals and risk tolerance, employing a combination of fundamental, quantitative, and technical analysis across a range of asset classes and investment styles.

Brandon Deckard is a CFP® professional with 11 years of industry experience, currently serving as an advisor at Q3 Advisors, LLC. His prior experience includes roles at SHJ Wealth Advisors, Fidelity Investments, Raymond James Financial Services, and The Vanguard Group. Q3 Advisors offers financial planning and tax-focused consulting services to individuals through structured programs, emphasizing written deliverables related to retirement, tax, estate, insurance, and employee-benefit planning. The firm operates on a fixed-fee basis without managing client investment portfolios or recommending specific securities.

Jonathan Kelley is a CFP® with 27 years of experience in financial planning and investment management. He is affiliated with Hinds Financial Group Inc, where he has worked since 2003, and has prior experience at Cetera and Centurion Hinds Investment Management Inc. In addition to his advisory role, he serves on a finance advisory committee for a local country club and provides administrative support for a parent-teacher association. Hinds Financial Group serves individual and high-net-worth clients as well as institutions including trusts, estates, and small businesses. The firm provides discretionary portfolio management and tailored financial planning, employing risk-based asset allocation models and ongoing portfolio monitoring.

Nadia Crainich is a financial advisor at Gainline Financial Partners, LLC with six years of industry experience. She holds a Series 66 designation and previously worked at Fidelity Brokerage Services LLC and Fidelity Investments. Her background includes roles outside finance, such as positions at the Inn at Pleasant Lake and the University of Vermont. Gainline Financial Partners provides investment management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, retirement plans, and institutional clients. The firm employs diversified portfolios that blend passive and active strategies and manages a substantial portion of assets through its wrap fee program.

Sara Keith is a financial advisor at Financial Security Management, Inc. with 12 years of industry experience. She has been with Financial Security Management since 2013 and previously worked at National Planning Corporation for four years. In addition to her advisory role, she prepares tax returns, dedicating approximately 25% of her time to tax preparation services. Financial Security Management, Inc. serves individuals, high-net-worth clients, estates, trusts, and retirement plans, managing about $611.5 million in assets. The firm offers portfolio management, financial planning, and retirement plan consulting, utilizing asset-allocation strategies based on modern portfolio theory and providing both discretionary and non-discretionary investment services.

Dylan Rauh is a financial advisor with BAM Wealth Management LLC in Lakewood, CO, holding a Series 66 designation and three years of industry experience. His career includes roles at CreativeOne Wealth, AXA Equitable, and BAM Advisory Group. Outside of advising, he has worked in various service roles and participated in junior hockey. BAM Wealth Management serves primarily individual and high-net-worth clients, as well as select corporations, non-profits, and employer-sponsored retirement plans. The firm employs a combination of third-party model portfolios, boutique managers, and in-house analysis to create diversified investment strategies, and offers services including fee-based asset management and comprehensive financial planning.

Jeremy Fritsch is a Series 66-licensed financial advisor with two years of industry experience. He currently practices at BAM Wealth Management LLC, where he has worked since 2025. Prior to joining BAM, he held positions at CreativeOne Wealth, LLC and Equitable Advisors, LLC. BAM Wealth Management serves individual and high-net-worth clients, as well as select corporations, non-profits, and employer-sponsored retirement plans. The firm combines third-party model portfolios and boutique managers with in-house suitability analysis, employing a range of investment strategies including ETF and mutual fund allocations, unified managed accounts, and option-based hedging.

Brendon Smith is a Financial Consultant at Fidelity Investments, where he works with individuals and families to develop financial plans and implement investment strategies aimed at growing wealth for current and future generations. He focuses on empowering clients to make informed and effective financial decisions. Prior to joining Fidelity Investments in 2022, Brendon served as a Regional Advisor Consultant at Columbia Threadneedle Investments from 2019 to 2022. He also worked as a Sales Specialist at Morgan Stanley from 2018 to 2019. Outside of his professional work, Brendon enjoys activities such as attending concerts, hiking, skiing, traveling, spending time at the beach, and following football.

Gregory Beal is a financial advisor with Western Wealth Management LLC based in Golden, CO. He holds the CFP® designation and Series 66 license and has 13 years of industry experience. His prior roles include positions at LPL Financial LLC, Morgan Stanley, and Advised Asset Group, LLC. Western Wealth Management serves a broad client base including individuals, corporations, retirement plans, and institutional clients. The firm operates as a decentralized network of investment adviser representatives and combines firm-designed model portfolios with access to multiple third-party and LPL-sponsored investment programs.

Brooke Martinez is a financial advisor with Western Wealth Management LLC, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. Her prior roles include positions at U.S. Bancorp Investments, Inc. and U.S. Bank. She is also a licensed notary and operates a home-based business entity for tax and investment purposes. Western Wealth Management LLC serves a diverse client base including individuals, charitable and corporate entities, other advisers, and pension plan sponsors through comprehensive portfolio management, financial planning, and consulting services. The firm operates as a decentralized network of 88 advisers, offering a range of investment strategies and access to multiple LPL-sponsored advisory programs.

Deborah Frank is a financial advisor with Western Wealth Management LLC, holding Series 63 and Series 66 licenses and possessing 25 years of industry experience. She has been with Western Wealth Management and affiliated entities since 2014 and also operates D. Frank & Associates. Western Wealth Management LLC serves a diverse client base including individuals, charitable and corporate entities, and pension plan sponsors, offering comprehensive portfolio management, financial planning, and institutional investment management. The firm operates as a decentralized network of 88 advisors, utilizing a range of investment strategies and LPL-sponsored programs.

Thomas Krusic is a CFP® and Series 65-licensed advisor at Intellicents Investment Solutions Inc. with nine years of industry experience. He has worked at Intellicents since 2021, following four years at ABG Consultants, LLC, and two years at Brighton Jones, Inc. Intellicents Investment Solutions Inc. serves retirement plan sponsors, third-party administrators, and individual clients, offering services including retirement plan consulting, HSA consulting, sub-advisory arrangements, and individual wealth management. The firm employs a long-term, buy-and-hold investment approach with periodic rebalancing and uses both discretionary and non-discretionary portfolio management options.

Adam Hall is a CFP®-certified financial advisor with 28 years of industry experience. He currently works at Western Wealth Management LLC and has been associated with LPL Financial since 2010. His background includes managing investment-related businesses affiliated with LPL Financial. Western Wealth Management serves individuals, corporations, retirement plans, charitable organizations, other advisors, and institutional clients through a decentralized network of investment adviser representatives. The firm offers a wide range of portfolio management and financial planning services, utilizing both firm-designed models and various third-party strategies.

Kimber De Loia is a financial advisor with Western Wealth Management LLC, holding a Series 66 credential and 26 years of industry experience. Her prior roles include tenure at LPL Financial, Wells Fargo Clearing, and RBC Capital Markets. De Loia also operates DeLoia Wealth Management, a separate DBA under LPL Business. Western Wealth Management serves a diverse client base, including individuals, corporations, retirement plans, charitable organizations, and institutional clients. The firm employs a decentralized structure of investment adviser representatives who offer a range of portfolio management and financial planning services, utilizing both firm-designed and third-party model portfolios across various strategies.