Malinda Sutton is a financial advisor at Waverly Advisors, LLC with three years of industry experience. She holds a Series 65 designation and previously worked for Rainsberger Wealth Advisors for 11 years. Sutton is a registered attorney in Colorado with an inactive license and does not currently practice law. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individuals, retirement plans, and pooled investment vehicles. The firm combines traditional equity and fixed-income strategies with alternative and private-market allocations and offers a range of investment management and planning services.

Ann Noel Spencer is a financial advisor at Arax Advisory Partners in Colorado Springs, CO, holding Series 65 and Series 66 registrations with two years of industry experience. Her prior work includes roles at SRS Capital Advisors, Medicare Mentors, and Hammond Law. Arax Advisory Partners is an SEC-registered, multi-team wealth manager overseeing approximately $26.5 billion in assets with more than 200 advisors. The firm serves a diverse client base including individuals, high-net-worth clients, family offices, institutions, and retirement plans, utilizing a combination of internal and external portfolio management and tailored asset allocation strategies.

Olivia Sebastian is a financial advisor with Concurrent Investment Advisors, LLC, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. Her prior roles include positions at Purshe Kaplan Sterling Investments, Raymond James Financial Services, and Wells Fargo Advisors. In addition to her advisory work, she manages two non-investment-related businesses, Formidable Financial LLC and Formidable Financial Holdings, LLC. Concurrent Investment Advisors, LLC is an SEC-registered multi-team firm serving individuals, families, trusts, businesses, and retirement plans. The firm offers customized wealth and investment management strategies, utilizing ETFs, mutual funds, and other securities, supported by a network of approximately 286 advisors serving over 13,000 clients.

Tracey Frank is a financial advisor with Concurrent Investment Advisors, LLC, holding Series 63, 65, and 66 designations and bringing 38 years of industry experience. She has worked with several firms, including Strategic Advisors, Spire Investment Partners, and Raymond James Financial Services. Concurrent Investment Advisors, LLC is an SEC-registered, multi-team advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm offers customized, primarily long-term portfolio management using ETFs, mutual funds, and other investment vehicles, supported by a network of approximately 286 advisors serving over 13,000 clients.

Zachary Poitra is an investment advisor with Foundations Investment Advisors LLC in Colorado Springs, holding Series 63 and Series 65 credentials with three years of industry experience. Prior to joining Foundations in 2025, he worked at Insight Folios from 2023 to 2025 and spent eleven years at Iglesia Del Despertar. Outside of his advisory role, he provides insurance, tax, and non-legal estate planning administrative services through Imprimis Wealth Management. Foundations Investment Advisors, LLC serves a broad client base including individual and high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm offers financial planning and portfolio management using tailored advice, model portfolios, and an asymmetric rebalancing approach, incorporating fundamental, technical, and cyclical analysis along with structured products and alternative investments where appropriate.

Anthony Garcia is a financial advisor with USAA Investment Services Company in Colorado Springs, CO, holding Series 63 and Series 65 licenses and having seven years of industry experience. He has been with USAA Investment Services Company since 2022 and has worked with various USAA affiliates since 2013. Outside of his advisory role, he is involved in pediatric home care and community activities for his special needs children as a parent CNA and family care provider. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and individual investors, delivering Retirement Income Strategy Reports and facilitating referrals rather than managing client assets directly.

Kathryn Mullenaux is a financial advisor at Geneos Wealth Management, Inc. in Colorado Springs, CO, with 28 years of industry experience. She holds Series 63 and Series 66 designations and has worked with Geneos Wealth Management since 2010 and G5 Financial Group since 2014. Geneos Wealth Management is an SEC-registered investment adviser serving individuals, trusts, estates, corporations, pension and profit-sharing plans, and other institutions. The firm provides financial planning, portfolio management, and referrals to third-party money managers, utilizing a range of investment strategies including fundamental and technical analysis, and offers both customized and model-based account options.

Todd Smith is a CFP® and ChFC® with 21 years of industry experience. He is currently with Lifeworks Advisors, LLC, having previously worked at Level 5 Financial, LLC and Advisers Investment Management, Inc. Outside of his advisory role, Smith serves as president and CEO of Level 5 Family Office, LLC and Level 5 Growth Strategies, LLC, and is treasurer and board member of the Unity Spiritual Center of the Rockies, where he provides financial and business consulting. Lifeworks Advisors serves individuals, high-net-worth clients, trusts, estates, charitable organizations, retirement plans, and businesses with discretionary wealth management and financial planning services. The firm integrates tax and accounting capabilities within its corporate group and employs a planning-based tranche approach combined with factor-based and smart-beta strategies in portfolio management.

Robin Depies is a financial advisor at Brookwood Investment Group with 11 years of industry experience. He holds a Series 66 designation and has worked at firms including Redwood Private Wealth LLC and Horter Investment Management. Depies is also the owner and consultant of Heartfelt Financial Solutions, LLC, where he advises businesses, individuals, and families on financial habits and strategies. Brookwood Investment Group serves individual investors, businesses, and employer-sponsored retirement plans by providing portfolio management, financial planning, and retirement plan advisory services. The firm customizes portfolios using a combination of passive, active, tactical, and blended strategies, and offers both discretionary and non-discretionary management.

William Mead is a financial advisor at Concurrent Investment Advisors, LLC with 40 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including UBS Financial Services, Wells Fargo Advisors, and Raymond James. Mead serves as President of the advisory board for Colorado Health Network, a nonprofit organization. Concurrent Investment Advisors is a multi-team SEC-registered advisory firm that serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm offers wealth and investment management, financial planning, and retirement advisory services, employing a customized, long-term investment approach that integrates ETFs, mutual funds, individual securities, and alternative investments through affiliated sub-advisers and platform solutions.

Hannah Geiger is a financial advisor at Northwest Asset Management in Colorado Springs, CO, with four years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Northwestern Mutual Investment Services LLC. Prior to her financial advisory career, she was employed at James Irwin Charter School. Northwest Asset Management serves individuals—including high-net-worth clients—as well as pension plans, charitable organizations, and other institutional clients. The firm focuses on customized investment management, financial planning, and consulting, employing strategic asset allocation and Modern Portfolio Theory in its investment strategies.

Tyler Tingstrom is a financial advisor at RFG Advisory, LLC based in Colorado Springs, CO. He holds the Series 66 designation and has recently transitioned into the advisory field after serving in the US Army from 2015 to 2021. His advisory roles include positions at RFG Advisory LLC dba Confidence Financial Partners and LPL Financial LLC. RFG Advisory is a multi-team registered investment adviser managing approximately $8 billion across more than 17,000 clients, including individuals, high-net-worth households, trusts, retirement plans, and institutional accounts. The firm employs a mix of actively managed and passive strategies, tax-aware approaches, and alternative investments, serving a broad client base with discretionary portfolio management.

Gregory Singer is a financial advisor with Capital Group Private Client Services, Inc. in Colorado Springs, CO, holding a Series 65 credential and six years of industry experience. Prior to joining Capital Group, he worked at Capital Bank & Trust Company for nine years. Outside of his advisory role, he is the sole member of Sunflower Realty LLC, managing a single-family rental property. Capital Group Private Client Services, Inc. provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, employing a multi-manager approach that emphasizes fundamental research and long-term investment horizons. The firm implements client portfolios through separately managed accounts, mutual funds, ETFs, and alternative strategy funds.

Luke Smith is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO. He holds Series 63 and Series 66 licenses and has 10 years of industry experience. His career includes multiple roles at T. Rowe Price as well as positions at Advised Assets Group, LLC and GWFS Equities, Inc. T. Rowe Price Advisory Services offers a retirement-focused advisory program that combines nondiscretionary financial planning and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households with portfolios managed at the household level and employs tax-aware rebalancing, asset-location strategies, and scenario-based financial planning tools.

Jacob Petersen is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has three years of industry experience. Prior to his current role, he has worked at firms including Aston Carter, Incredible Bank, and Peoples State Bank. Outside of his advisory work, he operates an online Etsy store where he makes and sells crafts. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining nondiscretionary financial planning and discretionary investment management. The firm serves individual investors and households, implementing portfolios exclusively in T. Rowe Price mutual funds and ETFs with features like tax-aware rebalancing and Monte Carlo-based retirement projections.

Mark Onstott is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Transamerica since 2012 and is involved in several business activities including ownership and management of Team Chosen Financial, LLC, and roles in health insurance sales with Colorado Choice Health Plans, Anthem Blue Cross, and Assurant Health Insurance. He is also a member of Chosen Redondo Retreat, LLC, which manages an investment property. Transamerica Financial Advisors serves a broad client base including individual investors, employer-sponsored retirement plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement its advisory services and offers multiple program platforms such as Transamerica ONE and TFA365.

Sean Byers is a financial advisor with Hightower Advisors in Colorado Springs, CO, holding Series 63 and Series 66 licenses and possessing 21 years of industry experience. He has worked at Hightower Advisors since 2018 and previously held positions at Bank of America and Merrill Lynch. Outside of his advisory role, he is involved in numismatics, buying and selling gold and silver coins through eBay and coin shows. Hightower Advisors offers investment advisory and planning services to a diverse group of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager portfolio solutions, including access to proprietary research and a range of investment vehicles such as mutual funds, ETFs, and alternative investments.

Robert Cooper is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked with T. Rowe Price since 2017 and previously spent two years at Wells Fargo. Based in Colorado Springs, CO, Cooper focuses on retirement planning and investment management. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service to individual investors and households, integrating nondiscretionary financial planning, retirement income planning, and discretionary investment management, primarily using T. Rowe Price mutual funds and ETFs. The firm employs model portfolio allocations, tax-aware rebalancing, and interactive online tools to support its clients' retirement goals.

Matthew Holmes is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO, holding Series 66 and Series 63 credentials with three years of industry experience. His prior work includes several roles in the restaurant industry before joining T. Rowe Price. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service combining goals-based financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm serves individual investors and households with a program supported by online tools and personalized advisor access.

Dalton Andrews is a CFP® with nine years of industry experience, currently advising at T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO. His prior experience includes roles at RBC Capital Markets, Charles Schwab & Co., and Oppenheimer Funds Distribution. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, using model portfolios invested solely in T. Rowe Price mutual funds and ETFs. The firm combines telephone access to advisors with online planning tools and employs strategies such as asset-location optimization and tax-aware rebalancing.