Michelle Ford is a financial advisor at J.W. Cole Advisors, Inc. with 10 years of industry experience. She holds a Series 66 designation and has previously worked at firms including Shield of David, Chicos FAS, and Waddell & Reed, Inc. Outside of her advisory role, she owns and operates a self-defense and Krav Maga school in Colorado Springs. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent representatives. The firm provides portfolio management, financial planning, access to third-party managers, and various managed account solutions, with investment decisions implemented on both discretionary and non-discretionary bases.

Stella Nash is a financial advisor at J.W. Cole Advisors, Inc. in Colorado Springs, CO, holding Series 63 and Series 66 licenses with three years of industry experience. Prior to joining J.W. Cole Advisors, she worked at T. Rowe Price and has extensive experience from her long tenure at UPS. Outside of her advisory role, she is a Client Service Associate at Westbilt Financial. J.W. Cole Advisors is a national SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a network of over 400 independent advisers. The firm offers portfolio management, fee-based financial planning, and access to various managed account solutions, utilizing both discretionary and non-discretionary approaches.

Gregory Burks is a financial advisor with Hightower Advisors in Colorado Springs, Colorado, holding Series 63, 65, and 66 licenses and bringing 25 years of industry experience. He has worked with Hightower Securities since 2017 and previously spent four years at Edward Jones. Outside of his financial career, Burks officiates college football as an NCAA referee. Hightower Advisors offers investment advisory and planning services to a diverse client base, including individual and institutional investors. The firm utilizes a multi-manager investment approach, combining affiliated and third-party managers with proprietary research to deliver customized portfolio management and financial planning solutions.

Paul Engelbert is a financial advisor at Transamerica Financial Advisors with six years of industry experience. He holds Series 65, 63, and 66 licenses and has worked in data analytics and business intelligence for Cyberscience Corporation since 2021. He is involved in sales of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services, featuring proprietary and third-party model portfolios with discretionary and non-discretionary options.

Timothy Filichia is a financial advisor with Transamerica Financial Advisors in Colorado Springs, CO, holding Series 65 and Series 63 licenses and two years of industry experience. Prior to joining Transamerica Financial Advisors, he worked at WealthWave and Wfgia, and has a background spanning over two decades at Waxie Sanitary Supply. Outside of his advisory role, he teaches vocal performance to young people through his own business, LIGHT Companies LLC. Transamerica Financial Advisors serves individual investors, plans, trusts, estates, charitable organizations, and corporations, offering both advisory and broker-dealer services with proprietary and third-party investment programs. The firm manages a mix of discretionary and non-discretionary portfolios and operates as both an RIA and registered broker-dealer, supporting a broad range of client needs.

Adam Wade is a CFP® with 19 years of experience in financial advising, currently serving at J.W. Cole Advisors, Inc. since 2022. He previously worked with NOVA Financial Services and Western Wealth Management and operates Integrated Financial Wellness, LLC, a financial planning and insurance business. Wade also holds a board position as Vice President of Trestle Office Condominiums. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent representatives. The firm provides portfolio management, fee-based financial planning, access to third-party managers, and various managed account solutions.

Edward Marrone is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 66, Series 63, and Series 65 designations and seven years of industry experience. His work history includes roles at Transamerica Investors Securities Corporation, Transamerica Life Insurance Company, American Fidelity Assurance Company, and USAA-related firms. Outside of his advisory work, he is an Airbnb host. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, providing investment education and advice programs that focus on asset allocation, contribution rates, and retirement age guidance. The firm utilizes Morningstar Investment Management for portfolio construction and oversight, offering both managed portfolios and non-discretionary recommendations to a large client base.

Peter Horwitch is a financial advisor with J.W. Cole Advisors, Inc. in Colorado Springs, Colorado, holding Series 63 and Series 65 licenses and with 38 years of industry experience. He has been with J.W. Cole Advisors since 2014. Outside of his advisory role, Horwitch is an independent insurance agent specializing in disability and life/accident/health insurance and is involved in managing a tourist attraction as a limited partner. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent representatives. The firm provides portfolio management, fee-based financial planning, access to third-party managers, and various managed account solutions.

Shanna Wiley is a financial advisor at D.A. Davidson & Co. with 11 years of industry experience. She holds a Series 66 designation and previously worked at Merrill from 2014 to 2018. Outside of her advisory role, she manages a rental property in Colorado Springs. D.A. Davidson & Co. offers investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm operates under fiduciary standards and provides a range of services such as ERISA retirement plan advisory, comprehensive financial planning, and a private wealth program for high-net-worth clients.

Julie Bishop is a financial advisor with J. W. Cole Advisors, Inc. in Colorado Springs, CO, holding Series 65 and Series 63 credentials and 13 years of industry experience. She has worked at J.W. Cole Advisors and J.W. Cole Financial since 2015 and has been associated with Avon Products Inc. since 2003 as a sales representative. Outside of her advisory role, she is involved in direct sales with Avon and has ownership in a non-investment related company, Big Teepee Investments, LLC. J.W. Cole Advisors operates a large network of independent advisors and offers fee-based portfolio management, financial planning, retirement plan services, and digital advice to individuals, high-net-worth clients, and institutions. The firm utilizes a variety of investment approaches, including model and manager-based strategies, and maintains affiliations with a broker-dealer, providing access to multiple custodial platforms and commissionable product options.

Randy Kruse is a financial advisor with Osaic Advisory Services, LLC, holding a Series 66 designation and four years of industry experience. He previously worked at Edward Jones for four years and has experience in various roles outside finance, including positions at Bon Appetit Management Company and companies in the metal roof and electrical systems industries. Osaic Advisory Services is an SEC-registered investment adviser serving a broad client base that includes individuals, pension plans, corporations, and charitable organizations. The firm provides investment management, financial planning, retirement plan consulting, and related services, utilizing multiple program models and third-party platforms to build and monitor client portfolios.

Charles Maher Jr. is a CFP® with 40 years of industry experience, currently affiliated with Osaic Advisory Services, LLC. His career includes roles at Wilbanks Securities Advisory, Cabot Lodge Securities LLC, and Visions, Inc. Outside the advisory business, he serves as president of Colorado Financial Network, Inc., managing business expenses and corporate accounting. Osaic Advisory Services, LLC serves a diverse client base including individuals, pension plans, corporations, and nonprofits. The firm offers a range of investment and consulting services through multiple program models, utilizing both proprietary and third-party platforms for portfolio management.

Kerry Chambers is a financial advisor with Hightower Advisors in Colorado Springs, CO, holding a Series 66 designation and having 25 years of industry experience. Prior to joining Hightower in 2017, he worked at Morgan Stanley Smith Barney from 2009 to 2017. Outside of advising, he is involved with Bicycle Village, a specialty sports retail business where he provides customer service and assists with sales operations. Hightower Advisors offers investment advisory and planning services to a diverse client base, including individuals and institutional investors. The firm employs a multi-manager approach with access to both affiliated and third-party managers, providing portfolio management, financial planning, and retirement consulting tailored to various investment needs.

Roberta Daugherty is a financial advisor at Osaic Advisory Services, LLC with 24 years of industry experience. She holds CFP® and ChFC® designations, along with a Series 66 license. Her previous roles include nearly two decades at Ameriprise Financial Services, Inc. and more recent positions with Triad Advisors and Triad Hybrid Solutions. She is involved in team financial planning practice Life Well Lived Financial Group and is a shareholder in Growth Partnership LLC. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base that includes individuals, pension plans, corporations, trusts, and nonprofit organizations. The firm offers a broad range of services, including investment management, financial planning, retirement plan consulting, and third-party manager oversight, utilizing multiple program models and a mix of proprietary and third-party platforms.

Michael Papa is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His career includes roles at Spire Investment Partners, Triad Advisors, and United Capital Financial Advisers. He is also the owner of PAPA Wealth Management LLC and works as an independent fixed insurance agent. Osaic Advisory Services, LLC serves a diverse client base including individuals, pension plans, corporations, trusts, and charitable organizations. The firm provides investment management, financial planning, retirement plan consulting, and related services through multiple program models, utilizing both proprietary guidance and third-party platforms.

Sarah Martin is a financial advisor with J. W. Cole Advisors, Inc. in Colorado Springs, CO, holding a Series 65 designation and three years of industry experience. Prior to joining J. W. Cole Advisors in 2022, she worked at Scheels and Starbucks, and she has been the owner of Hot Asana Yoga Studio since 2015. J. W. Cole Advisors is a national SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a network of over 400 independent advisers. The firm provides portfolio management, fee-based financial planning, access to third-party managers, and multiple managed account solutions.

Marion Baker is a financial advisor at Hightower Advisors with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at HighTower Securities, LLC and UBS Financial Services Inc. Outside of his advisory role, he is a partner in a real estate venture focused on purchasing and managing rental properties. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, and pooled investment vehicles. The firm emphasizes manager selection and multi-manager solutions, utilizing a combination of affiliated and third-party managers along with proprietary research and portfolio construction techniques.

Timothy Ter Eick is a financial advisor with PNC Wealth Management in Highlands Ranch, CO, holding Series 63, 65, and 66 licenses. He has 24 years of industry experience, including roles at BBVA Wealth Solutions, BBVA Securities, and Associates Financial Group. He has been with PNC Investments since 2021. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account pilot available to select employees. The firm employs algorithmic risk assessment and delegates portfolio execution to third-party managers using mutual funds and ETFs.

John Eden is a financial advisor at D.A. Davidson & Co. in Colorado Springs, Colorado, with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at D.A. Davidson & Co. since 2018, following seven years at Merrill. Eden serves on the Board of Directors for the Ronald McDonald House Charities of Southern Colorado and the Honorary Deputy Sheriff's Association. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporations. The firm offers fiduciary-standard advisory services with a range of investment and planning solutions, including retirement plan advisory and a private wealth program for high-net-worth clients.

Sandra D'Angelo is a financial advisor at D.A. Davidson & Co. with 29 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and previously worked at Merrill for 11 years before joining her current firm in 2018. Outside of her advisory role, she serves as Secretary and President of Women Partnering, a nonprofit organization based in Colorado Springs, and is involved with Junior Optimist International as a club chair. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individuals, charitable organizations, and corporate clients. The firm operates under fiduciary standards and offers a range of services such as retirement plan advisory, comprehensive financial planning, equity research, and a Private Wealth program for high-net-worth clients.