Scott Desmarais is a financial advisor with Wells Fargo Clearing in Albuquerque, NM, holding a Series 66 designation and three years of industry experience. Prior to his current role starting in 2022, he worked in the restaurant industry for several years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

John Humphrey is Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2014. In his current role, he collaborates with individuals and families to develop personalized financial plans. With 12 years of experience at Fidelity, John has held various positions including Financial Consultant, Investment Consultant, Relationship Manager, and Trader. His work involves helping clients understand their financial options and make informed decisions. Outside of his professional activities, John enjoys baseball, camping, fishing, fitness, parenthood, and volunteering.

Valerie Anderson is a Vice President and Financial Advisor at Merrill Lynch Wealth Management based in Albuquerque. She has over a decade of experience in the financial services industry, including nearly a decade at Merrill Lynch. Valerie holds a Bachelor's Degree from the University of New Mexico and the Chartered Retirement Planning Counselor (CRPC) designation, specializing in retirement planning. Valerie focuses on helping individuals and families with retirement income, divorce transition planning, education planning, family wealth management strategies, small business strategies, and supporting women and wealth. She adopts a client-centered approach that involves understanding clients' values and goals, aligning recommendations with market conditions, and creating personalized financial plans. Outside of her professional role, Valerie is involved in her community as an Integration Developer for the Hispanic Organization for Leadership and Action and served as a Volunteer Champion at Bank of America Merrill in 2022. She also co-leads the local Merrill Women's Exchange chapter, fostering mentorship and professional development among women in the industry.

Howard Pope is a financial advisor at Edward Jones with a Series 66 credential. He has one year of experience at Edward Jones and a diverse background that includes roles in tree care services and local business ventures. Outside of his advisory work, he is involved with NM XMAS Lights and Crafted Tree Care Services. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Alton Green is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His career includes roles at Cetera Wealth Services, VOYA Financial Advisors, and Dunagan Associates. He is involved with nonprofit organizations such as N-X Ranch and founded H2OCFC, which focuses on supplying and delivering water and related equipment. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts through a multi-manager platform. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets with a large network of advisors nationwide.

Scott Reynolds is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with the firm since 1986, focusing on helping clients develop and adhere to disciplined wealth management strategies that are accompanied by personalized road maps showing expected progress over the long term. Scott works with clients on areas including college education planning, family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, small business strategies, investment strategy, tax minimization, and retirement income. Scott holds a Bachelor's degree with an emphasis in Economics from the University of New Mexico. He has earned the Certified Investment Management Analyst® (CIMA®) designation, administered by the Investments & Wealth Institute™ and taught in conjunction with The Wharton School, University of Pennsylvania. Additionally, he holds the Chartered Retirement Planning Counselor™ (CRPC™) designation from the College for Financial Planning Institutes Corp. Outside of his professional role, Scott and his wife, Alicia, enjoy mountain biking, hiking, and traveling to off-the-map locations. A native of Albuquerque, Scott has contributed to his community through service on the board of The American Red Cross for nine years, including two years as Board Chairman.

Robert Dexel is a financial advisor with Wells Fargo Clearing in Albuquerque, NM, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable breadth of investment options that include insurance-related vehicles and bank deposit sweep programs.

Brooks Chavez is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Prior to joining Merrill in 2021, he worked at Bank of America for one year and has held roles at Texas State University, Cardinal Group Management, and Capstone Collegiate Communities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Mark Trimmer is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and having 37 years of industry experience. He previously worked at RBC Capital Markets and has been associated with The 25 since 2004. Outside of his advisory role, he owns Broken Road Promotions, a marketing and writing service focused on creative content and branding consultation. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports clients through advisory programs and specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

Angelika Ortiz is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2009. Outside of her advisory role, she serves as a power of attorney for a non-investment-related entity named G A O in New Mexico. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies targeting individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Vanessa Borunda is a Planning Consultant at Fidelity Investments, a role she has held since 2026. In her work, she focuses on building strong, personal relationships with clients to understand their goals, values, and circumstances. This approach supports the development of financial strategies tailored to each client's unique financial situation. Vanessa aims to be a trusted partner for her clients, guiding them through significant life milestones and adjusting financial plans as their needs and priorities change. Outside of her professional life, she has interests in art, cooking and baking, social events with friends, parenthood, and caring for pets.

Justin Welch is a financial advisor with RBC Capital Markets in Albuquerque, NM, holding the Series 66 designation and 17 years of industry experience. He joined RBC Capital Markets in 2022 after nine years at UBS Financial Services. Welch serves on the board of New Mexico Deathcare Network Inc., a charitable foundation, where he is the interim President and will transition to Treasurer. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with tailored strategies implemented through a combination of in-house and third-party investment managers.

Megan Smith is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, she worked in various educational roles spanning community college and public schools. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Evan Long is a financial advisor with Morgan Stanley in Albuquerque, NM, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has worked at Morgan Stanley since 2016 and at Morgan Stanley Private Bank, National Association since 2017. Prior to that, he held roles with BBVA Compass Insurance Agency, BBVA Securities Inc., and COMPASS Bank. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services through various channels, including Corporate Financial Planning agreements with employers.

Adriane Callinan is a CFP®-certified financial advisor with 16 years of industry experience. She is currently with Raymond James Financial Services Advisors, Inc., having previously worked at LPL Financial and Waddell & Reed, Inc. Callinan also operates Innovative Wealth Planning LLC, a business focused on tax and investment planning. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning using analytical modeling and supports its recommendations through various advisory programs and partnerships.

Edwin Fernandez is a financial advisor with LPL Financial in Albuquerque, NM, holding a PFS™ designation along with Series 63 and Series 65 licenses. He has 26 years of industry experience and has previously worked with VOYA Financial Advisors. Outside of advisory work, he operates a CPA practice under Fernandez Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, and institutional platforms, with advisory services delivered through a broad network of investment adviser representatives.

Kristen Kauffman is the Branch Leader at Fidelity Investments, where she leads the local Investor Center. In this role, she provides financial and investment guidance to clients, including one-on-one retirement planning, wealth planning, income strategies, college planning services, and integrated employee benefits strategies. She has been with Fidelity Investments since 2020, progressing from Planning Consultant to Financial Consultant before assuming her current leadership position in 2023. Prior to joining Fidelity, Kristen worked as a Financial Advisor at Merrill Lynch Wealth Management from 2019 to 2020 and as an Operations Assistant at Gwyther & Holt Investment Advisors from 2018 to 2019.

Kyle Pearce is a financial advisor with Osaic, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors, with a tenure spanning from 2011 to 2023 in various capacities. Pearce is also the owner of Aplomb Financial LLC, an entity used for business expenses and marketing. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with an emphasis on asset allocation, risk tolerance, and automated portfolio rebalancing across various investment types and account management styles.

Kien Nguyen is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and over six years of industry experience. Prior to joining Wells Fargo in 2026, Nguyen worked at J.P. Morgan Securities and JPMorgan Chase Bank for five years and has experience in the hospitality sector. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

William A. Lawrence Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management with 18 years of experience in the financial services industry. He provides strategic investment guidance to tribal nations, foundations, and endowments, specializing in institutional and corporate benefit services and institutional investment consulting. Bill is known for his disciplined approach and commitment to market research, beginning his day early to stay ahead of financial trends. He serves as a trusted partner to institutions managing complex portfolios, focusing on long-term investment goals with a principled approach. He holds a Bachelor's Degree from Auburn University and a Personal Investment Advisor (PIA) designation. Outside of his professional role, Bill enjoys spending time with his wife and twin boys, maintains an active lifestyle through regular workouts, and is a proud Auburn sports fan.