Mark Augusta is a financial advisor with Hilltop Securities Inc. in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior roles include positions at Wedbush Securities Inc., Stone & Youngberg LLC, and Piper Sandler & Co. He has been with Hilltop Securities since 2015. Hilltop Securities serves individual, high-net-worth, and institutional clients through both advisory and broker-dealer services. The firm offers managed accounts, financial planning, retirement-plan consulting, and annuity-based solutions, combining custody, banking, and market-making capabilities on an open-architecture platform.

Bill Casarez is a financial advisor at Archer Investment Corporation with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Archer since 2018. Prior to that, he held roles at Mann & Associates APC, CPA's and HD Vest, and maintains his own CPA practice focused on tax preparation and accounting. Archer Investment Corporation provides investment management services primarily to individual clients across a range of wealth levels through separately managed accounts and proprietary mutual funds. The firm employs a multi-branch, independent-contractor model and offers both comprehensive financial planning and limited-scope model portfolios with diversified asset allocations.

Wuyang Fu is a financial advisor at IP Financial Advisory Services LLC with 10 years of industry experience. He holds the Series 65 and Series 63 licenses and has previously worked at Morgan Stanley Private Bank, Morgan Stanley, and several other firms. IP Financial Advisory Services LLC primarily serves individual retail clients and offers portfolio management, financial planning, consulting, and access to unaffiliated third-party investment managers. The firm focuses on non-high-net-worth investors and retirement plan participants, providing a range of advisory and consulting services including actuarial and insurance consulting.

Monaye Nelson Morgan is a financial advisor at Navy Federal Investment Services, LLC with 11 years of industry experience. She holds a Series 66 designation and has held positions at Edward Jones, Sorrento Pacific Financial, LLC, and CUSO Financial Services, LP prior to joining Navy Federal. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, providing portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options. The firm structures client portfolios primarily through third-party portfolio managers on the Envestnet platform and offers a variety of managed advisory programs alongside digital automated ETF portfolios.

Christina Lawrence is a financial advisor at Encompass More Asset Management LLC with 25 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at Signature Resources Capital Management, Mass Mutual Life Insurance Company, and Northwestern Mutual in various roles. Outside of her advisory work, she is a 50% owner of Jazznet Media, a production company involved in live performances, co-owned with her husband. Encompass More Asset Management provides discretionary portfolio management, financial planning, and retirement-platform model services to individual and high-net-worth clients. The firm manages approximately $985 million through about 85 advisors, employing model-based strategies that include equities, fixed income, private placements, and digital-asset exposures.

Erik Ong is a financial advisor at Encompass More Asset Management LLC with six years of industry experience. He holds a Series 65 designation and has worked at Encompass More since 2022, following a three-year tenure at Verity Asset Management and ongoing involvement with Appreciation Financial since 2013. Outside of advising, he owns and operates EO Financial and Insurance Services, a life insurance and annuities business, and works as a contractor with ERC Specialists, assisting business owners with Employee Retention Credit qualifications. Encompass More Asset Management primarily serves individual and high-net-worth clients, offering discretionary portfolio management through proprietary and third-party models, financial planning, and access to private placements. The firm employs a model-based investment approach combining quantitative, qualitative, and fundamental analysis, focusing exclusively on individual investors rather than corporate or charitable clients.

Eric Barbarita is a financial advisor with Concorde Asset Management, LLC, holding Series 63 and Series 65 credentials and four years of industry experience. He has worked at Concorde Asset Management since 2023 and previously operated his own sole proprietorship consulting business. Outside of his advisory role, he runs a small consulting business providing advice to local small business owners and refers contractors for specialized services. Concorde Asset Management offers discretionary and non-discretionary investment management, financial planning, and access to third-party asset management programs for a diverse client base, including individuals, corporate and charitable clients, and retirement plans. The firm utilizes individualized asset allocation and model-based portfolio construction, incorporating both in-house and external strategist models, and provides a range of products including alternative investments and ERISA plan services.

Simon Bortcosh is a CFP®-designated financial advisor at Northwest Asset Management with approximately four years of industry experience, including roles at Fisher Investments. He is based in San Diego, CA. Northwest Asset Management serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, charitable organizations, and other institutional clients. The firm offers customized investment management, retirement and financial planning, consulting, tax preparation, and sub-advisory services, utilizing strategic asset allocation and Modern Portfolio Theory with diversified ETFs, mutual funds, and individual securities.

Marlene Gotz is a financial advisor with Hilltop Securities Inc. in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Hilltop Securities since 1994. Hilltop Securities Inc. offers brokerage, execution, clearing, custody, investment advisory, and retirement-plan consulting services to individuals, corporations, nonprofits, and institutional clients. The firm manages approximately $2.25 billion in assets and provides a range of portfolio management programs and fiduciary retirement-plan consulting under ERISA arrangements.

Brian Kurlan is a financial advisor with Wedbush Securities Inc. in San Diego, California. He holds a Series 66 designation and has 20 years of industry experience, including 14 years with Wedbush. Outside of his advisory role, he operates a ticket resale business primarily using StubHub. Wedbush Securities provides investment advisory and broker-dealer services to individual, high-net-worth, and institutional clients. The firm offers a range of services including wealth management, fixed income, securities lending, and capital markets, with both discretionary and non-discretionary portfolio management options.

David Gotz is a financial advisor with Hilltop Securities Inc. in San Diego, CA, holding a Series 63 designation and 44 years of industry experience. He has been with Hilltop Securities since 1982. Hilltop Securities serves individual, high-net-worth, and institutional clients through investment advisory and broker-dealer services, offering managed accounts, financial planning, retirement-plan advisory, and annuity solutions. The firm combines custody, banking, and market-making capabilities and utilizes both third-party and proprietary strategies.

David Ohanian is a financial advisor with RBC Securities, Inc. in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at City National Securities since 2017 and was previously with UnionBanc Investment Services. Outside of his advisory role, Ohanian serves on the boards of the Old Globe regional theater and the UCI Beal Applied Innovation incubator program. RBC Securities, Inc. provides wealth management and brokerage services to individuals, trusts, estates, IRAs, and retirement plans through its wrap-fee investment advisory program. The firm is affiliated with a broad financial services group and utilizes RBC Rochdale as a sub-advisor to implement discretionary asset allocation strategies.

Sandra Mapp is a Series 66 licensed advisor at Savvy with 12 years of industry experience. She previously worked at Mercer Global Advisors and Epstein and White Financial. Outside of advising, Mapp serves as Vice President of the Mt Miguel High School Foundation in a volunteer capacity. Savvy provides investment and financial planning services to individuals, trusts, businesses, ERISA plan sponsors, and charitable organizations. The firm emphasizes customized, primarily index-based investment strategies combined with active equity and tax-aware direct indexing, supported by third-party sub-advisers and technology platforms.

Lisa Hohl is a financial consultant at Wedbush Securities Inc. with six years of industry experience. She has worked previously at Northwestern Mutual Investment Services LLC and Morgan Stanley. She operates under The Kelly-Pitchkolan Wealth Management Group as a DBA for Wedbush Securities. Wedbush Securities provides both investment advisory and broker-dealer services to a range of individual, high-net-worth, and institutional clients. The firm offers wealth management, fixed income, commodities, securities lending, and capital markets services, combining discretionary and non-discretionary portfolio management with institutional research and advanced clearing capabilities.

Raymond Weber is a financial advisor with Hilltop Securities Inc. in San Diego, CA, holding a Series 63 designation and bringing 42 years of industry experience. He previously worked at Morgan Stanley and its affiliates for 16 years before joining Hilltop Securities in 2013. Hilltop Securities serves individual, high-net-worth, and institutional clients with a range of investment advisory and broker-dealer services, offering managed accounts, financial planning, retirement consulting, and advisory solutions on an open-architecture platform that includes both third-party and firm-sponsored strategies. The firm combines custody, banking, and market-making capabilities, acting as a qualified custodian and full-service broker-dealer.

Warren Barrett is a financial advisor at Global View Capital Management LLC with 15 years of industry experience and a Series 65 credential. His career includes roles at several firms, such as Horter Investment Management and C2 Financial Corporation. Outside of his advisory work, he is involved in mortgage origination and serves as an insurance agent, focusing on the education and sale of life insurance and long-term care products. Global View Capital Management provides discretionary investment management and financial planning to individuals, trusts, corporations, and employer-sponsored retirement plans. The firm employs a quantitative and technical investment approach using algorithmic research, offering a range of managed account options including SMAs, mutual funds, ETFs, and a low-cost ETF-only platform.

Orawicha Suraniwongse is a financial advisor with Encompass More Asset Management LLC in San Diego, CA, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. Prior to joining Encompass More, Orawicha worked at Transamerica Financial Advisors and World Financial Group. Outside of advising, Orawicha is the owner of OS Tax and Books, providing accounting and tax services, and serves as an officer for the Thai and Southeast Asian Association of California, supporting cultural events and financial operations. Encompass More Asset Management LLC provides discretionary portfolio management, financial planning, and retirement-platform model services primarily to individual and high-net-worth clients. The firm manages approximately $985 million through a team of 84 advisors and employs model-based strategies combining proprietary and third-party sub-advisers with a range of investment options including equities, fixed income, and private placements.

Stephen Pitchkolan is a financial advisor with Wedbush Securities Inc. in San Diego, CA. He holds Series 63 and Series 65 designations and has 45 years of industry experience, with 37 years at Wedbush Securities. Wedbush Securities provides investment advisory and broker-dealer services to individual, high-net-worth, and institutional clients, offering a range of wealth management, fixed income, commodities, and capital markets solutions.

Michael Kelly is a financial advisor with Wedbush Securities Inc. in San Diego, CA. He holds a Series 63 designation and has 33 years of industry experience. His prior work includes positions at Wells Fargo Clearing and Prudential Equity Group, LLC. Wedbush Securities provides investment advisory and broker-dealer services to individual, high-net-worth, and institutional clients. The firm offers a range of services including portfolio management, research, and clearing with operational capabilities spanning wealth management, fixed income, commodities, and securities lending.

Stephen Lovell is a financial advisor with Realta Investment Advisors, Inc., holding CFP® and ChFC® designations and 29 years of industry experience. His prior roles include positions at Kingswood Wealth Advisors, Kalos Capital, Investacorp, and LPL Financial. Lovell serves as a board member and vice chairman of the education committee for ADISA, an organization providing education about alternative investments to RIAs and registered representatives. Realta Investment Advisors offers discretionary and non-discretionary investment advisory services and financial planning to individuals, including high-net-worth clients, pension and profit-sharing plans, and various institutional clients. The firm employs a tailored investment approach based on client goals, risk tolerance, and time horizon, utilizing asset allocation across mutual funds, ETFs, equities, fixed income, and alternative investments.