Tyler Birch is a financial advisor at Lightcap Financial Group, LLC in San Diego, CA. He holds a Series 65 designation and has been in the industry for one year. His prior experience includes roles at CDW and positions related to education and retail. Lightcap Financial Group is a recently formed registered investment adviser serving individuals, trusts and estates, and business and retirement-plan sponsors. The firm offers discretionary portfolio management, standalone financial planning, and retirement plan consulting, utilizing a variety of analytic approaches across multiple investment instruments.

Sandeep Varma is a financial advisor at ATS Wealth Management with 36 years of industry experience. He holds the Series 63 designation and has worked with firms including Simplicity Wealth, Cetera, and Avantax, among others. In addition to his advisory work, Varma has been involved in public speaking for over 26 years. ATS Wealth Management provides financial planning and discretionary asset management to individuals, high-net-worth clients, charitable organizations, trusts, and businesses. The firm manages approximately $383.6 million in assets across nearly 500 client relationships and offers model portfolios ranging from aggressive growth to conservative strategies, incorporating various investment vehicles and third-party sub-advisers.

John Simon is a CFP® with 26 years of industry experience. He is affiliated with Pacific Capital Associates and has held roles at Mutual Securities, Inc., Cetera Advisor Networks LLC, and Girard Securities Inc. Outside of his advisory work, he serves as a recreation specialist referee for youth and adult hockey games in the City of Escondido. Pacific Capital Associates provides portfolio management, financial planning, retirement plan consulting, and account monitoring services to individuals, trusts, retirement plans, and business entities. The firm employs a valuation-driven, value investing approach with global diversification and emphasizes cost control through the use of low-cost index ETFs alongside selectively chosen active funds.

Hubert Collins is a financial advisor at GROW Funds LLC with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has served as an investment adviser representative at Messner & Smith since 2015. Collins is also a director of the Thomas C. Ackerman Foundation, a charitable organization making grants to nonprofit institutions in the San Diego area. GROW Funds LLC provides discretionary investment management to individuals, pension and profit-sharing plans, businesses, and institutional clients. The firm manages separately managed accounts and privately offered funds, employing a bottom-up, fundamental small-cap long/short research process and offering performance-based compensation arrangements for eligible investors.

Timothy Schneider is a CFP® and holds a Series 66 license with 20 years of experience in the financial industry. He currently works at ACAS, LLC, operating as Tate Asset Management and DCO Wealth Management. He has been with ACAS since 2013. ACAS, LLC serves individuals, including high-net-worth clients, pension and profit-sharing plans, trusts, estates, and corporate entities with investment supervisory services, discretionary advisory, and financial planning. The firm offers both ongoing portfolio management and limited investment consulting, employing a variety of asset types and trading strategies, and provides specialized ERISA-focused retirement plan services for plan sponsors.

Andrew Drennan is a CFP® professional with experience at D'Arcy Capital Management, LLC since 2026. He previously worked at CCG Wealth Management LLC, Aldrich Wealth, and Accuvisors Inc. Prior to entering financial advisory roles, he spent nine years at Keller Williams Realty. D’Arcy Capital Management LLC provides personalized investment management and comprehensive financial planning to individuals, trusts, estates, retirement plans, and institutions. The firm uses a core-and-satellite approach blending active and passive investments with a generally long-term orientation and offers customized solutions, including separately managed accounts for high-net-worth clients.

Jason Park is a financial advisor at Margo Park Financial in San Diego, CA, holding a Series 66 designation with 13 years of industry experience. He has been with Margo Park Financial since 2014. In addition to advisory services, Jason is a licensed insurance agent who donates all profits from insurance sales to avoid conflicts of interest. Margo Park Financial manages approximately $36.3 million across about 75 clients, providing portfolio management and advisory services to individuals, trusts, and businesses. The firm uses model portfolios and applies modern portfolio theory and quantitative analysis to tailor investment programs according to client risk tolerance.

Alan Grismore is a CFP® with 10 years of industry experience, currently serving as an advisor at Santara Wealth Management LLC. His prior experience includes roles at Axxcess Wealth Management, LLC DBA Alta Private Wealth and JP Morgan Chase Bank NA. In addition to his advisory work, he is also involved in insurance sales, focusing on accident and health, life, and variable products. Santara Wealth Management provides advisory services to individuals, trusts, retirement plans, and business entities, offering discretionary asset management and comprehensive portfolio management. The firm uses a combination of fundamental, technical, and quantitative analysis to tailor portfolios and employs a range of investment strategies, including stocks, bonds, ETFs, options, and alternative investments.

Michael Krause is a CFA® charterholder and holds a Series 65 license with 13 years of industry experience. He has been with Counterpoint Asset Management LLC since 2012 and also serves as a managing member of Counterpoint Mutual Funds, LLC. Outside of his advisory roles, he is a managing member and co-investor in ROMULUS Group LLC, which makes passive equity investments in private oil and gas partnerships. Counterpoint Asset Management LLC provides discretionary portfolio management primarily to individual and high-net-worth clients, as well as trusts and estates, using mutual funds and ETFs. The firm employs a combination of mean-variance portfolio optimization, passive and tactical fund allocations, and systematic quantitative strategies, with a notable affiliation to its own mutual fund complex that anchors a significant portion of client portfolios.

Malek Hage Hassan is a financial advisor at RJ Patterson Group with a Series 65 designation and one year of industry experience. Prior to joining RJ Patterson Group, he held various roles in education and retail, including positions at Mira Mar Community College and Floor and Decor. RJ Patterson Group provides discretionary investment management, financial planning, and participant-account services to individuals, retirement plan participants, and corporations. The firm emphasizes a value-oriented equity approach combined with diversified use of ETFs, mutual funds, individual equities, and fixed-income securities across different risk profiles.

Matthew Medeiros is a financial advisor at Clelland & Company Inc in San Diego, CA, holding Series 63 and Series 65 licenses with 14 years of industry experience. He has been with Clelland & Company since 1998. Clelland & Company manages approximately $432 million for a selective client base, including high-net-worth individuals, trusts, pension plans, endowments, and charitable organizations. The firm focuses on strategic asset allocation, diversified portfolios, and manager/fund selection across a broad range of investment vehicles, offering discretionary portfolio management and wealth planning services.

Thomas Dudley is a financial advisor with Stirling Financial Group in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has previously worked at Northwestern Mutual and LPL Financial and is currently a managing member and Chief Compliance Officer at Stirling Financial Group. He also provides investment advisory services through Leeds Capital Group, LLC. Stirling Financial Group serves individuals, including high-net-worth clients, as well as pension plans, trusts, and other entities, offering wealth management and financial consulting. The firm manages client accounts on a discretionary basis using a combination of fundamental, technical, and cyclical analysis, alongside asset-allocation models, and sponsors its own wrap fee program with custodial services provided through LPL.

David Nagy is a financial advisor at SRS Wealth Management with nine years of industry experience. He holds Series 63 and Series 65 licenses and has been associated with SRS Wealth Management since 2017. In addition to his advisory role, he is actively involved with Successful Solutions, LLC, where he engages in traditional life and health insurance sales. SRS Wealth Management provides fee-based advisory services primarily through referrals to third-party money managers and offers financial planning and retirement plan advisory services. The firm also conducts educational seminars, workshops, and newsletters as part of its client engagement.

Jennifer Matthews is a CFA® charterholder with 12 years of experience in financial advising. She has been with McNaughton Wealth Management, LLC since 2019 and previously worked at Ameriprise Financial Services, Inc. from 2014 to 2019. McNaughton Wealth Management serves individuals, including high-net-worth clients, trusts, pension plans, and business entities, managing approximately $291.6 million across about 240 clients. The firm provides discretionary asset management, portfolio management, financial planning, and retirement plan consulting, using fundamental analysis and diversified strategies tailored to client goals and risk tolerances.

Anastasia Melbrod is a CFP® with 19 years of industry experience and has been with M Wealth Management, LLC since 2015. She previously worked at National Planning Corporation and operated Melbrod Financial Services, where she was involved in fixed insurance sales and tax preparation. M Wealth Management provides discretionary asset management and financial planning to individuals and business clients, emphasizing a long-term, evidence-based investment approach with a focus on strategic asset allocation, diversification, tax-aware implementation, and behavioral coaching. The firm integrates in-house tax planning and preparation services alongside its advisory offerings.

Steven Deppe is a financial advisor with Nerad + Deppe Wealth Management, holding a Series 66 designation and bringing 21 years of industry experience. He has worked at NDWM, LLC for a total of 16 years across two periods and spent one year at AlphaCore Capital LLC. Outside of advising, Mr. Deppe contributes as a freelance writer for ProVisors, a professional network group that publishes content for investment advisers. Nerad + Deppe Wealth Management serves individuals, including high-net-worth clients, as well as trusts, estates, and retirement plans. The firm employs a multi-faceted investment approach combining fundamental, technical, and cyclical analysis, incorporates the use of derivatives and inverse ETFs, and typically constructs portfolios using exchange-traded funds while also offering oversight of third-party money managers and various planning services.

Jeffrey Houghtby is a financial advisor at D. M. Brenner, Inc. with three years of industry experience. He holds the Series 65 designation and previously worked at Cerity Partners LLC, West Coast Financial, LLC, and has experience outside finance with the San Francisco Giants and the University of San Diego. D. M. Brenner, Inc. is a SEC-registered advisory firm serving individual clients, including high-net-worth households, with customized financial planning, discretionary asset management, and consulting for qualified plan sponsors. The firm uses asset-allocation strategies based on Modern Portfolio Theory and combines financial planning with asset management for a single fee.

Jennifer Queen is a financial advisor with Chokshi & Queen Wealth Advisors in San Diego, CA, holding a Series 66 designation and 20 years of industry experience. She previously worked at VOYA Financial Advisors for seven years before joining CQ Wealth Advisors, Inc., where she has been since 2018. Additionally, Jennifer is an independent insurance agent specializing in the sale of fixed insurance products. Chokshi & Queen Wealth Advisors serves individual investors, trusts, employer retirement plans, and other institutions by providing asset management, comprehensive portfolio management, standalone financial planning, and retirement plan consulting. The firm combines fundamental, technical, quantitative, and sector analysis with the use of sub-advisors and automated model management to tailor portfolios to client objectives.

Katherine Steck is a financial advisor at Copia Wealth Management Advisors, Inc. in San Diego, CA, holding a Series 65 designation with six years of industry experience. She has been with Copia Wealth Management Advisors since 2020 and is also involved in case management and support services for an affiliated insurance company, Copia Wealth Management and Insurance Services. Copia Wealth Management Advisors, Inc. serves primarily individual households, managing approximately $19.7 million on a discretionary basis for around 86 clients. The firm provides discretionary portfolio management through third-party asset managers and TAMPs, financial planning, and ongoing due diligence on privately issued securities, using a mosaic research approach that incorporates fundamental, technical, and cyclical analysis.

Jeremy Keating is a financial advisor at Cosmos Wealth, LLC with 22 years of industry experience. He holds a Series 66 designation and previously worked at Arbor Point Advisors and Osaic Advisory Services. Cosmos Wealth, LLC is an SEC-registered investment adviser offering discretionary investment management, financial planning, and hourly consulting. The firm employs a blend of active and passive investment techniques and serves primarily larger or non-typical retail clients through individualized portfolio management.