Brad Saenz is a financial advisor at Coastwise Capital Group, LLC, holding Series 65 and Series 63 licenses with five years of industry experience. He previously worked at Coastedge Partners LLC from 2016 to 2018 before joining Coastwise Capital Group in 2019. Coastwise Capital Group is an SEC-registered investment adviser that provides discretionary portfolio management, financial planning, and consulting services to individuals, trusts, estates, corporations, and institutional clients. The firm manages a broad range of asset types and serves both non–high-net-worth and high-net-worth households, employing fundamental and technical analysis and including investment in digital assets when appropriate.

Kevin Stone is a CFP® professional with 28 years of experience in financial advising. He has been with Pacific Capital Associates in San Diego, CA, since 1991. Pacific Capital Associates serves individual clients, trusts, retirement plans, and business entities, providing portfolio management, financial planning, retirement plan consulting, and account monitoring. The firm employs a valuation-driven, value investing strategy with global diversification and emphasizes cost control through low-cost index ETFs alongside selective use of actively managed funds.

Scott Frank is a CFP®, CFA®, and Series 65 credentialed financial advisor with 18 years of industry experience. He has been with Stone Steps Financial, LLC since 2015, a fee-only advisory firm based in Encinitas, CA. Stone Steps Financial provides comprehensive financial planning and investment management primarily to individuals and high-net-worth clients, employing a passive, asset-class-based investment approach using index mutual funds and ETFs. The firm manages over $105 million in discretionary assets and offers additional services including retirement plan consulting and small-business advisory.

James Paulsen is a CFP® with 21 years of industry experience. He currently serves as the sole advisor at Taxable Wealth, having previously worked for 10 years at Guggenheim Funds Distributors LLC. Outside of financial advising, he holds a passive ownership interest in a clothing company through TAVIK Holdings, LLC. Taxable Wealth provides investment advisory and financial planning services primarily to individual and high-net-worth clients, with a focus on passive portfolio construction using low-cost index funds, fundamental analysis, and ongoing portfolio review. The firm also offers tax return preparation and consultation on digital assets, managing about $91.25 million in discretionary assets across roughly 40 clients.

Wesley Schevers is a Series 65-registered financial advisor with Alpha & Omega Financial Management Consultants, Inc., based in La Mesa, CA. He has four years of industry experience, including prior roles at PenChecks Trust and Leafhouse Financial Advisors. Outside of finance, he is involved in a flooring and contracting business that he co-manages with his father. Alpha & Omega provides advisory services to individual and high-net-worth clients as well as pension and profit-sharing plans, offering portfolio management, financial planning, and related administrative services. The firm employs methods such as cyclical and fundamental analysis and generally maintains a long-term trading orientation, with most assets managed on a non-discretionary basis.

Jonpaul Ursick is a financial advisor at SCSC Advisors, LLC with one year of industry experience. He holds Series 65 and Series 63 licenses. Prior to joining SCSC Advisors, he worked at LPL Financial and Deloitte. SCSC Advisors, LLC is an SEC-registered investment adviser providing asset management, financial planning, and retirement plan consulting to both individual and institutional clients. The firm offers customized portfolio construction using fundamental and technical analysis, and provides fiduciary retirement plan services including ERISA Section 3(21) and 3(38) plan management.

Andrew Sontag is a CFP® with 20 years of industry experience, currently serving as an advisor at Carlsbad Wealth Advisory Group, Inc. since 2008. He holds a Series 66 designation and works out of Carlsbad, CA. Carlsbad Wealth Advisory Group offers discretionary portfolio management and comprehensive financial planning to a range of clients including individuals, high-net-worth households, trusts, foundations, and charitable organizations. The firm’s investment approach centers on asset allocation using primarily exchange-traded funds (ETFs), focusing on low expense ratios, internal diversification, and liquidity, while managing all client assets in-house.

Daniel Osgood is a financial advisor with 24 years of industry experience, currently serving as President and CEO of DCO Wealth Management. He holds Series 63 and Series 66 licenses and has been with Tate Asset Management since 2012 and DCO Wealth Management since 2009. Tate Asset Management and DCO Wealth Management provide investment supervisory services, discretionary advisory, and financial planning to individuals, pension plans, trusts, estates, and corporate entities. The firm offers portfolio management and consulting tailored to client goals, employing a variety of asset types and trading strategies, and is noted for its ERISA-focused retirement plan services and institutional fiduciary work.

Mary Limoges is a financial advisor with Centurion Counsel Inc in San Diego, CA, holding a Series 63 designation and 44 years of industry experience. She previously worked at Osaic Wealth, Inc. for 23 years before joining Centurion Counsel. Outside of her advisory role, she serves as Secretary of Puppy Toes, Inc., a non-investment-related corporation. Centurion Counsel offers a discretionary Strategic Asset Allocation wrap-fee program serving individual and institutional clients. The firm manages approximately $58.5 million across about 143 accounts, using Modern Portfolio Theory and optimization software to construct diversified portfolios tailored to client risk and reward objectives.

Daniel Krause is a financial advisor with Counterpoint Asset Management LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Counterpoint and its affiliated entities since 2011. Krause is also a partner in Romulus Group, LLC, an investment-related activity involving personal private investments. Counterpoint Asset Management provides discretionary portfolio management primarily to individual and high-net-worth clients, as well as trusts and estates, utilizing mutual funds and ETFs. The firm employs a combination of mean-variance optimization, passive and tactical fund allocations, and systematic quantitative strategies, and maintains an affiliated mutual fund complex that anchors a significant portion of client portfolios.

Gregory Jackey is a financial advisor with Axion Wealth Advisors in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He previously worked at Laurel Wealth Advisors, Inc. for nine years and is also affiliated with Integrated Wealth Concepts, LLC. Jackey is a licensed insurance agent in addition to his advisory roles. Axion Wealth Advisors provides portfolio management and advisory services to individuals, high-net-worth clients, and charitable organizations, employing a combination of cyclical, fundamental, and technical analysis in their investment approach.

Steven Musser is a financial advisor at ATS Wealth Management in San Diego, CA, with 35 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at firms including Avantax and Cetera Wealth Services. In addition to his advisory role, Musser is an independent insurance agent. ATS Wealth Management provides financial planning and discretionary asset management to individuals, high-net-worth clients, charitable organizations, trusts, and businesses. The firm employs model portfolios across a range of risk profiles and utilizes third-party advisers, managing approximately $383.6 million in assets for nearly 500 clients with a three-advisor team.

Mark Lamb is a financial advisor at Vector Financial Solutions, Inc. with 31 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Royal Alliance Associates, INC. and Double Diamond Financial. Outside of his advisory role, he is involved in health insurance sales through Alta Vista Insurance. Vector Financial Solutions serves individuals, including high-net-worth clients, as well as corporations, charities, and pension and profit-sharing plans. The firm provides comprehensive financial planning, portfolio management, and retirement-plan consulting, using modern portfolio theory and model portfolios tailored to client objectives.

Garrett Van Nostrand is a financial advisor at Van Nostrand Wealth Management LLC in Austin, TX, holding a Series 65 designation with three years of industry experience. He has worked at Van Nostrand Wealth Management since 2019 and previously held positions at KUSI Television, Quantum Design, San Diego State University, and Poway High School. Van Nostrand Wealth Management serves individual clients, including high-net-worth households, retirement plans, and small businesses, offering integrated wealth management through financial planning and investment management. The firm emphasizes customized investment strategies based on client goals and risk tolerance, using a mix of passive and active approaches primarily with mutual funds and ETFs.

Christine Skoczek is a CFP® and CPA with 22 years of industry experience. She is currently with Vistica Wealth Advisors, LLC and previously operated her own firm, Skoczek & Associates, LLC, for nearly two decades. In addition to her advisory work, she owns and operates a tax planning and compliance practice under the name Christine Skoczek CPA/CFP. Vistica Wealth Advisors provides discretionary investment management, financial planning, and retirement-plan advisory services to individuals, trusts, pension and profit-sharing plans, and businesses. The firm manages approximately $290 million in assets and uses a long-term, allocation-driven investment approach with access to both passive index funds and alternative strategies through third-party sub-advisors.

Vickie Petix Reichert is a CFP® with 33 years of experience in the financial services industry. She is a principal at Petix & Botte Financial, where she has worked since 2014, and also operates Petix & Botte Tax and Business Services. In addition to her advisory work, she is involved in managing family investment LLCs and serves as an independent insurance agent. Petix & Botte Financial provides investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, and businesses. The firm offers discretionary asset management using a range of securities and employs fundamental, technical, and cyclical analysis to tailor portfolios, combining proprietary advisory services with LPL Financial–sponsored programs.

Michael Elizondo is a financial advisor at SRS Wealth Management with one year of industry experience. He holds a Series 65 designation and has prior experience in the United States Navy Reserves from 2014 to 2022. Outside of his advisory role, he is active in insurance sales through Successful Solutions, LLC. SRS Wealth Management provides fee-based advisory services by referring clients to third-party money managers and delivering financial planning and retirement plan advisory work. The firm also offers educational services such as seminars, workshops, and newsletters as part of its client engagement.

Josue Luque De Julio is a CFP® and holds a Series 65 license, currently practicing at Next Gen Financial Planning with three years of industry experience. Prior to joining Next Gen Financial Planning in 2020, he worked at Mexpressions from 2011 to 2019. Next Gen Financial Planning is an independent firm based in San Diego, CA.

Maxwell Wittenberg is a financial advisor at Independent Wealth Solutions with six years of industry experience. He holds a Series 65 designation and has worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company since 2019. Outside of advisory work, he has prior experience as a property manager for Wittenberg Rentals. Independent Wealth Solutions provides advisory services to individuals, corporations, and tax-qualified 401(k) plans primarily by selecting and referring third-party investment advisers and acting as a solicitor. The firm is affiliated with an insurance entity and offers pension consulting and 401(k) plan services using the Betterment at Work platform.

Kenza Mc Kerrihan is a financial advisor at D. M. Brenner, Inc. with four years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Cetera Wealth Services, Sovran Advisors, and MassMutual Life Insurance Company. Outside of advisory work, she is an insurance agent involved in the sales of life and disability insurance. D. M. Brenner, Inc. provides customized financial planning, discretionary asset management, and qualified plan consulting to individuals and business clients. The firm uses an asset allocation approach based on Modern Portfolio Theory and manages approximately $175 million in discretionary assets.