Allen Montemagno is a financial advisor at LPL Financial with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones, Waddell & Reed, and various insurance carriers. Montemagno operates under the DBA Abundant Wealth Management as part of his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs with both discretionary and non-discretionary management, supported by research from LPL and third-party subadvisors.

Keith Meeker is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on providing clients with personalized wealth management strategies that are flexible to adapt to changing market conditions and aligned with their individual goals and priorities. Keith leverages investment insights from Merrill and the banking and lending solutions of Bank of America to address the comprehensive financial needs of his clients. Keith’s expertise covers a broad range of client focus areas including college education planning, divorce transition planning, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, small business strategies, individual and corporate investment strategies, and retirement income. He emphasizes understanding his clients’ full financial picture and life priorities to collaboratively create customized plans. Keith holds a Bachelor’s Degree from Rider University and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is actively involved in his community, volunteering as a coach for MVGSA softball and TLL baseball. Outside of work, Keith enjoys baseball, billiards, football, skiing, softball, spending time with his family, traveling, and watching movies.

Dannielle Thomas serves as a Financial Solutions Advisor with Merrill Lynch Wealth Management. In her role, she collaborates with clients to develop strategies aligned with their short-, mid-, and long-term financial goals. She provides guidance on investing, retirement planning, and contingency savings and connects clients with Bank of America specialists for additional services including banking, credit, home financing, and small business solutions. Dannielle holds the Personal Investment Advisor (PIA) designation and completed her high school education at Etiwanda High School. Her approach focuses on understanding the priorities of clients and their families to create tailored financial strategies.

Ryan Mc Cray is a financial advisor at Edward Jones with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Zachary Fidler is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. Prior to his current role, he served ten years with the San Bernardino County Sheriff's Department. Outside of advisory work, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services using model-driven portfolio strategies supported by third-party asset managers and custodians.

Joseph Vignoni Jr. is a CFP® professional with 16 years of experience in the financial industry. He is currently with Wells Fargo Clearing and has previously worked at Bank of America, Merrill, and U.S. Bancorp Investments. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s approach includes a range of investment options, including insurance-related vehicles and bank deposit sweep programs, and it acts as an ERISA fiduciary when advising clients.

Shirley Thompson is a Senior Vice President and Senior Financial Advisor with Merrill Lynch Wealth Management in Temecula, California. She brings over 15 years of experience in the financial services industry, specializing in helping clients achieve their financial goals through collaboration with CPAs and attorneys. Shirley is a qualified Senior Portfolio Advisor who provides traditional advice and manages custom investment strategies, leveraging a broad selection of Merrill Lynch model portfolios and third-party strategies. In her role, she may also manage investment advisory program strategies on a discretionary basis. Shirley holds a Chartered Retirement Planning Counselor (CRPC) designation, along with Series 7 and 66 FINRA registrations and an Insurance License. She has completed coursework including Fundamentals of Investments and Process and Environment from The American College. Her academic credentials include a Bachelor of Science Degree in Business Administration with dual emphases in Finance and Management Information Systems from the University of California, Riverside, and an MBA with a focus on Finance from California State University, Long Beach. In addition to her professional career, Shirley is involved in community organizations such as the Chinese Bible Church of Temecula Valley and the French Valley Baseball Softball Association. She also participates actively with Best Buddies, a nonprofit supporting friendships for people with intellectual and developmental disabilities. Shirley enjoys traveling and baseball, having visited all but four baseball stadiums in the United States. She resides in Murrieta, California, with her husband Robert, a licensed attorney and CERTIFIED FINANCIAL PLANNER® professional at Merrill Lynch Wealth Management, and their four children.

Zaid Diaz is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2021, following roles at Wells Fargo Bank and Wells Fargo Clearing Services. Outside of finance, he has work experience with In-N-Out Burger. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a combination of fundamental research and quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs, and it utilizes algorithmic methods and AI in its investment process.

Nattalie Villarreal is a financial advisor with Wells Fargo Clearing in Temecula, CA, holding Series 63 and Series 66 credentials and 11 years of industry experience. Her prior experience includes roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, U.S. Bancorp Investments, Inc., and an earlier tenure at Wells Fargo Clearing. Wells Fargo Advisors serves individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Suman Achari is a financial advisor at Cetera with 19 years of industry experience. He holds the Series 66 designation and has worked previously at Central Pacific Bank, LPL Financial, and Orange County's Credit Union. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored retirement, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services with access to both affiliated and third-party money managers.

James Barney is a financial advisor with Charles Schwab, holding Series 65 and Series 63 designations and four years of industry experience. Prior to joining Charles Schwab, he worked at TD Ameritrade for three years and spent five years in the restaurant industry at BJ's Restaurant and Brewhouse. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Jeffrey Albert is a financial advisor at Edward Jones with two years of industry experience. Prior to joining Edward Jones in 2023, he held positions at Northwestern Mutual Investment Services and Northwestern Mutual Life Insurance Company, as well as roles in the financial technology sector at Netspend Corporation and First Data Corporation. He is involved in a professional networking group in Tustin, CA, where he manages new memberships. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of over 23,000 financial advisors and more than 15,000 branch offices.

Bryce Street is a financial advisor with LPL Financial in Temecula, CA, holding a Series 66 designation and 11 years of industry experience. He has been with LPL Financial since 2014. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management approaches supported by research and model portfolios.

Adam Henderson is a financial advisor with LPL Financial in Temecula, CA, holding a Series 63 designation and totaling 26 years of industry experience. Prior to joining LPL Financial in 2018, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by model portfolios and research.

Christopher Hoff is a financial advisor at Merrill in Temecula, CA, holding Series 63 and Series 66 designations with 19 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Michael Mills is a financial advisor with LPL Financial in San Clemente, CA, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. He has been with LPL Financial since 2012 and also works with San Diego City Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management and a variety of model portfolios and research resources.

Adam Crane is a financial advisor with Edward Jones in Temecula, CA, holding a Series 66 designation and four years of industry experience. Prior to joining Edward Jones in 2022, he worked at Morgan Stanley from 2018 to 2022 and spent three years at Taylormade Golf Company. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets and offers a range of advisory and investment services through a large national network of financial advisors and branch offices.

Eric Jenson is a financial advisor with LPL Financial in San Clemente, CA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior career includes roles at Transamerica Financial Advisors and Demographic Trends, among others. He maintains business activities related to tax and investment through Jenson and Associates, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and nonprofits through a national network of advisers. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from multiple sources.

Paul Schiller is a financial advisor with J.P. Morgan Securities in Temecula, CA, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. His prior work includes roles at Wells Fargo Clearing Services and Wells Fargo Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Daniel Andrade is a Series 66-licensed advisor with Merrill, based in Lake Elsinore, CA. He has one year of industry experience and has been with Merrill since 2011, also having worked at Bank of America, N.A. since 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a variety of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.