Sonja Sun is a financial advisor with Merrill, holding a Series 66 credential and over four years of industry experience. She has been with Merrill since 2013. Outside of her advisory role, she is a co-owner of family rental properties in Topeka, Kansas, and Murrieta, California. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, and charitable organizations.

Randall Houghton is a financial advisor at Cetera with 36 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Cetera and its affiliated entities since 2015. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform with access to affiliated and unaffiliated managers and various program options.

Adam Skumawitz is a financial advisor with LPL Financial, holding a Series 66 designation and 14 years of industry experience. He has prior experience at Cambridge Investment Research Advisors and Thrivent Financial. Outside of finance, he is a business owner of Football Proper Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services supported by in-house and third-party research, with both discretionary and non-discretionary portfolio management options.

Donald Pickford is a financial advisor with Cetera, holding Series 65 and Series 66 credentials and four years of industry experience. He has been affiliated with Cetera and its related entities since 2019. Outside of advising, he sells life insurance and annuities and provides client service support through telemarketing at Haupt Financial Group Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporations, charities, and institutional accounts. The firm offers a variety of investment management and planning services through a multi-manager platform with discretionary and non-discretionary options.

William Milton is a financial advisor at Edward Jones in Temecula, CA, holding CFP® and Series 66 designations with three years of industry experience. Prior to joining Edward Jones in 2024, he worked at Independent Financial Group and Goodsell & Company CPA, and he was the owner and attorney of The Milton Law Firm specializing in estate and tax planning from 2011 to 2021. He is also an instructor for the Certified Medicare Transition Advisor (CMTA) certification program. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated financial products, supported by a nationwide network of more than 23,700 advisors and 15,000 branch offices.

Lawrence Lathrop is a financial advisor with Cetera and holds a Series 66 designation, bringing 25 years of industry experience. He has been associated with Cetera and its affiliated entities since 2000. Outside of his advisory work, he owns Nautilus Tax and Wealth Solutions, which provides income tax preparation and related services, and also owns Lathrop Insurance Services, focusing on health insurance sales. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and bespoke strategies.

Richard Rogers is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and 10 years of industry experience. He has been with Fidelity Brokerage Services LLC since 2015 and joined Fidelity Investments in 2025. Outside of his advisory role, Rogers is the sole proprietor of Connect The Dot Coaching, offering leadership and life coaching through virtual and in-person sessions. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory role to multiple registered investment companies and its use of systematic methodologies and AI in portfolio management.

Jose Bohon is a CFP®-credentialed financial advisor with 38 years of industry experience. He currently works at Stifel and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. Bohon serves on multiple committees and holds leadership positions with the Inland Empire Community Foundation, a nonprofit organization supporting Riverside and San Bernardino counties. Stifel serves a diverse client base, including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach utilizes proprietary methodologies developed by its Investment Strategy Group to provide forward-looking asset allocation and financial planning analyses.

Michael Quitazol is a financial advisor at Charles Schwab with 19 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for TD Ameritrade from 2007 to 2023 before joining Charles Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a blend of non-discretionary and discretionary investment management along with integrated custody and brokerage services. The firm’s scale and operational structure support a broad client base with multi-asset model portfolios and access to alternative investments.

Jonathan Dickson is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, he worked at the Allan Gray Orbis Foundation and managed a property partnership. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs. The firm manages approximately $1.01 trillion in assets and operates through a large network of financial advisors and branch offices nationwide.

Dominique Ware is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in working with privately held business owners to prepare for major business transitions, enhance personal financial readiness, and plan for life beyond the business. Her expertise includes college education planning, family wealth management strategies, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, sports and entertainment, and tax minimization. Dominique holds several professional designations, including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She earned her high school diploma from Hamilton High School. Her approach focuses on translating business income into sustainable personal income, stress-testing retirement cash flows, tax-aware liquidity planning, coordinating with clients' brokers and advisors, and structuring long-term wealth for financial independence. Outside of work, Dominique enjoys basketball, chess, cooking, fishing, gardening, music, rock climbing, and spending time with her family.

Federico Bejar is a Series 66-licensed financial advisor with Edward Jones in Murrieta, CA, where he has worked since 2019. He has six years of industry experience and previously spent eight years with CentralSquare Technologies. Outside of finance, he works as a musician for hire at local events and recording studios. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, discretionary and non-discretionary investment strategies, and affiliated financial services.

Camille Garcia is a CFP®-certified financial advisor with 18 years of industry experience, currently with Morgan Stanley since 2014. She holds a Series 66 license and is based in Murrieta, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a variety of advisory programs to individuals and institutions. The firm offers tailored financial planning using structured discovery conversations and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Tanya Campbell is a financial advisor with Primerica Advisors in Temecula, CA, holding Series 63 and Series 65 registrations with six years of industry experience. She has been with Primerica Advisors since 2020 and has over 22 years of affiliation with Primerica Financial Services. In addition to her advisory role, she is involved in the sale of loan products and referrals for home security and automation services through related Primerica affiliates. Primerica Advisors provides discretionary portfolio management and wrap-fee asset management programs primarily for individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering advisory services through model-driven strategies managed by third-party asset managers.

Mason Mortimer is a CFP® professional with 21 years of industry experience and has been with Edward Jones in Temecula, CA, for 20 years. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he manages a real estate holding company. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. It offers a range of advisory programs and investment solutions, supported by a nationwide network of more than 23,000 advisors and 15,000 branch offices.

Harold Craig is a ChFC® and Series 66 designated financial advisor with Edward Jones, based in Temecula, CA. He has 15 years of experience, all of which have been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets and offers a range of advisory solutions under a fiduciary standard through a nationwide network of financial advisors and branch offices.

Robert Charlebois is a financial advisor with Osaic and holds Series 63 and Series 65 licenses. He has 25 years of industry experience and has been with Royal Alliance Associates Inc. since 2001. In addition to his advisory role, he is licensed to offer term and health insurance. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers, using firm-provided tools and multiple platform options to manage portfolios.

Alejandro Martinez is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked across several J.P. Morgan entities since 2014. Outside of his advisory role, he is involved with Orchidia Homes LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm employs a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework to deliver non-discretionary advisory services.

Christopher Tool is a financial advisor at LPL Financial with 30 years of industry experience. He holds the Series 63 and Series 65 credentials and previously worked at SCF Securities, Inc. and Summit Brokerage Services. Outside of his advisory role, he has been involved with Tool Motor Sports for over three decades. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and advanced technologies such as machine learning.

Heidi Donaghe is a Financial Advisor with Merrill Lynch Wealth Management. In her role as a Merrill Financial Solutions Advisor, she works closely with individuals and families to define their financial goals and develop portfolio strategies tailored to help them achieve these objectives. Heidi provides ongoing advice, adapting portfolio strategies as clients' situations evolve. She focuses on areas including college education planning, legacy planning, managing new wealth, personal retirement planning, women and wealth, and retirement income. Heidi helps women navigate important life transitions such as marriage, divorce, career changes, raising children, and retirement, as well as assists seniors in preparing for retirement to support their desired lifestyle. Heidi holds a Bachelor's Degree from the University of California System and has earned professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of her professional work, she enjoys basketball, cooking, hiking, and spending time with her family.