William Tang is a financial advisor with Wells Fargo Clearing based in Napa, CA. He holds a Series 66 designation and has 27 years of industry experience, including ten years at Wells Fargo Investments, LLC prior to his current role. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Sebastien Tomescu is a financial advisor with LPL Financial in Fairfield, CA, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Patelco Credit Union and CUSO Financial Services, LP. Tomescu is also involved with Patelco Financial Solutions, a business related to his work at LPL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by proprietary research and operational tools.

Shannon Schmidt is a Series 66-credentialed financial advisor with eight years of industry experience. She currently works at LPL Financial, having previously worked at Edward Jones and in educational support roles. Outside of advising, Schmidt is the owner of SDS Fine Art, a small business in Dixon, California. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Lisa Ann Nouchi is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. Her prior firms include Western International Securities, Inc., First Allied Securities, Inc., Investors Resources Group, Inc., and UBS Financial Services. She is also involved in non-variable insurance activities on a limited basis. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a range of investment options and tools to support advisor decision-making.

Dena Debenedetti is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 39 years of industry experience. She previously worked at Waddell & Reed for 34 years and operates Pinnacle Plan Management, Inc., a separate business entity. Based in Napa, CA, she has been with LPL Financial since 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, utilizing a variety of investment strategies and tools supported by technology, while overseeing more than $819 billion in discretionary assets.

Erika Uribe is a financial advisor at Morgan Stanley with five years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2018. Outside of finance, Uribe has managed and bartended at Ristorante Allegria since 2003. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs for individuals and institutions. The firm provides tailored financial planning using structured processes and proprietary tools, managing approximately $2.74 trillion in client assets.

Kirk Mulligan is a Senior Financial Advisor with extensive experience in personal and corporate advisory services, focusing on personal and family wealth strategies, legacy planning, and corporate benefits and executive compensation. Based in the Sonoma Valley, he works closely with family-owned businesses in the Napa and Sonoma Valleys to provide personal wealth strategies and holistic wealth planning. His approach helps clients bridge generational gaps by supporting legacy succession, wealth transfer, and related tax considerations. With 35 years in the financial services industry, Kirk has expertise in corporate benefits, employee benefits planning, institutional consulting, and retirement income strategies. He assists clients with defined contribution and defined benefit plans, as well as fiduciary and compliance-related challenges. Kirk's professional designations include Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He holds a bachelor's degree from the University of California system. Kirk lives in Sonoma Valley, California, where he enjoys gardening and spending time with his family and dogs.

Damon Tyler is a financial advisor with LPL Financial who holds Series 63 and Series 66 licenses and has 25 years of industry experience. He worked at National Planning Corp for 15 years before joining LPL Financial in 2017. Tyler also operates a related business, Tyler Financial, and is a non-variable insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning and a range of advisory programs, utilizing various investment strategies and technologies to support its network of over 22,800 advisors.

Sean Lynch is a financial advisor with LPL Financial in Napa, CA, holding a Series 66 designation and one year of industry experience. His prior work includes positions at Redwood Credit Union, Bank of America, and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Joseph Turfa is a financial advisor with LPL Financial in Napa, California, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has a longstanding career that includes roles at Redwood Credit Union, Cuso Financial Services, Equitable Advisors, and Mid Atlantic Financial Management. Outside of his advisory work, he is involved with real estate rental activities in Pioneer and El Verano, California. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services supported by technology-driven research tools and manages more than $819 billion in discretionary assets through a large network of investment adviser representatives.

Jon Niebling is a financial advisor with Morgan Stanley in Napa, California, holding a Series 63 designation and bringing 46 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and affiliated with Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory work, he has authored a fiction e-book under the pen name Jon Gregory and serves as Communications Director for a dive-related charity in Napa. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and modeling techniques.

Michael Murray is a financial advisor with LPL Financial based in Napa, California. He has recently joined LPL Financial and has over 28 years of experience operating Napa Recycling & Waste Services as well as his own CPA practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

John Heflebower is a financial advisor with Merrill in Napa, CA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked with Merrill since 1989 and Bank of America since 2010. Outside of advising, he occasionally consults for the wine industry and is involved as a limited partner in LLCs related to movie production. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

David Boerio is a financial advisor with Edward Jones in Napa, CA, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at BancWest Investment Services, Bank of the West, Bank of America, and Merrill Lynch. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large national network of financial advisors and branch offices.

Tiffany Walls is a financial advisor with UBS Financial Services in Napa, CA, holding a Series 66 designation and bringing 16 years of industry experience. She has been with UBS since 2011. Outside of her advisory role, she operates a personal business providing notarization services. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven, tailored investment strategies.

Jorge Rey Prada is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and previously worked at LPL Financial for four years before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

Jared Worthington is a financial advisor with Cetera holding a Series 66 designation and no prior industry experience. His work history includes roles at several firms since 2026 and prior experience in logistics and robotics sectors. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of advisors and provides access to multiple investment strategies and third-party managers.

Joseph Klein is a financial advisor at Edward Jones in Sonoma, CA, with 14 years of industry experience. His prior roles include positions at Verdant Power Inc., where he served as a director involved in strategic board activities, and Leerink Swann LLC. Klein holds Series 63 and Series 66 licenses. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, as well as affiliated mutual funds and tax-efficient services.

Harold Hilliard Jr. is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 24 years of industry experience. He previously worked at Avantax Advisory Services and Avantax Investment Services for 17 years. In addition to his advisory role, he serves as Vice President and Relationship Manager at Emerge Financial, assisting with marketing and business management. Cetera Investment Advisers LLC is a multi-manager platform serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, with access to various program structures and third-party money managers.

Stephisha Ycoy Walton is a financial advisor with Primerica Advisors in Oakland, CA, holding Series 63 and Series 65 licenses and 11 years of industry experience. She has been affiliated with PFS Investments Inc. since 2014 and Primerica Financial Services since 2013. Outside of her advisory role, Walton is an educator at The Freedom School and is involved as a beta tester for the Capital Group Community Wealth Council. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited discretionary separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.