Abraham Martinez is a CFP®-certified financial advisor with 19 years of industry experience. He has worked at Amara Financial, LLC since 2020 and previously held roles at Brio Financial Group and Ameriprise Financial Services, Inc. Martinez is also a licensed insurance agent for fixed products. Amara Financial serves individuals, corporations, and employer-sponsored retirement plans with discretionary and non-discretionary investment management, financial planning, and retirement plan consulting. The firm employs a goal-based investment approach grounded in Modern Portfolio Theory and offers specialized services such as cost segregation studies and corporate-structure analyses.

Robert Oliver is a CFP® and CFA® with 22 years of experience in financial advising. He has been with Verity Wealth Advisors, LLC since 2003. Verity Wealth Advisors primarily serves individual clients, including both high-net-worth and non-HNW households, as well as a limited number of entities such as retirement plans and trust accounts. The firm offers discretionary portfolio management, comprehensive financial planning, and a privates-tracking service, focusing on tailored investment programs that emphasize fixed-income allocations to manage principal volatility.

Daniel Tripp is a CFP® professional with seven years of experience in financial advisory roles. He has worked at Redwood Grove Wealth Management since 2021 and previously held positions at Thirty Mile Financial LLC and Yeske Buie Inc. Outside of finance, he owns and operates SoulFire AI Labs LLC, a software development business. Redwood Grove Wealth Management provides discretionary asset management and comprehensive financial planning to individual clients and families. The firm emphasizes diversified, tax-efficient, low-cost portfolios primarily consisting of index mutual funds and ETFs, guided by Modern Portfolio Theory and tailored to clients’ specific financial goals and risk tolerance.

Sean Fletcher is a CFP® with 22 years of experience in the financial industry. He is a principal at Prospettiva Financial, where he has worked since 2010, and previously operated Rhodes & Fletcher, LLC. Outside of finance, he is an owner and artist involved in the production and exhibition of fine and performing arts and serves on the advisory board of Honig Vineyard & Winery. Prospettiva Financial provides wealth management and financial planning services to individuals, trusts, estates, charitable organizations, and pension or profit-sharing plans. The firm manages approximately $116 million in discretionary assets and is noted for its work with state and municipal government retirement plans and its use of tailored portfolios primarily composed of mutual funds and ETFs.

Carol Horace is the sole advisor at Stafford Capital Management LLC in Sausalito, CA, holding Series 63 and Series 65 credentials with 41 years of industry experience. She has been with Stafford Capital Management since 2011 and worked previously at WM. H. Murphy & Co., Inc. in 2018. Stafford Capital Management provides discretionary portfolio management primarily for high-net-worth individuals, families, trusts, and small business entities. The firm uses a bottom-up, fundamental investment approach focused on equity securities, building concentrated, tax-aware portfolios with a growth-at-a-reasonable-price orientation.

Jeffrey Hodges is a financial advisor at January Capital Advisors LLC in San Francisco, holding a Series 66 designation with 18 years of industry experience. He has worked with LPL Financial since 2015 and concurrently operates January Capital Advisors. Hodges is also a licensed insurance agent, offering insurance products on a limited basis outside of his advisory role. January Capital Advisors provides investment advisory and retirement-plan services to individuals, trusts, corporations, and plan sponsors. The firm utilizes proprietary asset-allocation and risk-tolerance models integrating fundamental, technical, and trend analysis, managing portfolios that may include derivatives and sponsoring a wrap-fee program.

Denise Doley is a financial advisor at Guardian Investment Management with 7 years of industry experience. She holds Series 65 and Series 66 licenses and has worked at California Mortgage Advisors and Credit Suisse Securities (USA) LLC. Guardian Investment Management primarily serves individual and high-net-worth clients, as well as trusts, charitable foundations, retirement plans, estates, and corporations. The firm employs a conservative, long-term investment approach focused on capital preservation and inflation protection, utilizing fundamental analysis and a selective equity strategy.

Hari Garhwal is a CFP®, CFA®, and Series 65 credentialed advisor with 22 years of industry experience. He is a co-founder and partner at Garhwal, Chan & Williams Inc. and its affiliated family office in San Francisco, where he has worked since 1996. In addition to his advisory role, Mr. Garhwal co-founded a certified public accounting firm that provides business management, consulting, estate planning, and tax preparation services, dedicating about half of his time to accounting clients. Garhwal, Chan & Williams Inc. serves a small, primarily high-net-worth client base including individuals, trusts, closely held businesses, and ERISA plans. The firm offers tailored financial planning and discretionary portfolio management with an investment approach focused on long-term, broadly diversified passive exposures across multiple risk premiums and international markets. Its affiliation with a CPA practice and a concentrated, high-net-worth client roster distinguish the firm.

Nihal Muzumdar is a financial advisor at Rubric Advisors LLC based in San Francisco, CA, holding a Series 65 designation with seven years of industry experience. Prior to joining Rubric Advisors, he worked for eight years at Adaptive Frontier Investments LLC and has been employed at Intel Corporation since 1993. Rubric Advisors LLC manages approximately $28.4 million in assets and serves a small client base through discretionary and non-discretionary asset management, financial planning, and institutional advisory services. The firm uses a combination of quantitative and fundamental analysis along with modern portfolio theory, offering portfolios of ETFs and individual equities alongside options strategies and alternative investments for qualified clients.

Scott Arwin is a CFA® charterholder with 32 years of industry experience. He is the sole advisor at Ring Mountain Capital, LLC, where he has worked since 2017. Prior to founding Ring Mountain Capital, he spent 20 years at UBS Financial Services Inc. and briefly worked at Northwest Asset Management. Ring Mountain Capital provides investment management and financial planning services to individuals, trusts, corporations, pension plans, and institutional clients. The firm manages approximately $185.7 million and employs a tailored approach focusing on U.S. and non-U.S. equities and fixed income, using ETFs and mutual funds as appropriate.

Adrianne Yamaki is a CFP® with 21 years of experience in financial services. She is currently with Strategic Wealth Capital and has previously worked at Sanctuary Wealth and Morgan Stanley in various roles. Outside of her advisory work, she serves as an officer and director for Impart Wealth/Impart Digital Media and is a council member for the Bay Area chapter of Common Sense Media, a nonprofit focused on media and technology choices for children and families. Strategic Wealth Capital provides financial planning, portfolio management, and investment consulting to individuals, including high-net-worth clients, as well as institutional and corporate clients. The firm employs a range of strategies across multiple asset classes and offers services on both discretionary and non-discretionary bases.

Brenda Friedlander is a CFP® with 13 years of industry experience, currently practicing at Spectrum Financial Management in San Rafael, CA. She has been with Spectrum Financial Management since 1992, contributing over three decades to the firm. Spectrum Financial Management provides investment management, financial planning, and tax services primarily to individual and high-net-worth clients and their trusts. The firm emphasizes an asset-allocation driven investment approach using no-load mutual funds and ETFs, with integrated tax planning and specialized tax services offered alongside portfolio management.

John Lee is a financial advisor at Alvarado Management Company with 17 years of industry experience. He has been affiliated with Tallac Corporation since 1985. Alvarado Management Company provides portfolio management services primarily to individual clients, using standard investment analysis and periodic account reviews. The firm employs a hands-on approach with discretionary management and has a unique fee structure that includes performance-based fees despite its small client base.

Jill Carothers is a CFP®-credentialed financial advisor at Clarity Wealth Partners with seven years of industry experience. Her prior roles include positions at Rebalance LLC, Waypoint Wealth Partners, Brouwer and Janachowski, LLC, and a long tenure at All California Mortgage. Clarity Wealth Partners is a fee-only registered investment adviser that provides wealth management, comprehensive financial planning, and portfolio supervision for individual and high-net-worth clients. The firm also conducts educational seminars and offers project-based planning, managing portfolios with a combination of passive and active strategies and incorporating socially responsible investment options when requested.

Lauren Friedlander is a CFP® professional at Spectrum Financial Management with one year of industry experience. Prior to joining Spectrum, she held roles at RBC Wealth Management and worked at the University of Wisconsin-Madison. Spectrum Financial Management advises individuals and high-net-worth clients and their trusts, providing investment management along with financial planning and tax services. The firm uses an asset-allocation approach focused on fundamental analysis and offers integrated tax planning and representation services.

Daniel Fitzpatrick is a financial advisor at Elevate Capital Management, L.L.C. in San Francisco, CA, holding Series 63 and Series 65 licenses with eight years of industry experience. He is also a licensed attorney and the owner of Pacific Pathways Real Estate Inc., a real estate brokerage. Fitzpatrick practiced law from 2011 to 2017. Elevate Capital Management provides portfolio management and investment planning services to individual and high-net-worth clients. The firm employs a variety of analytical techniques and generally follows a long-term trading approach, managing assets across multiple investment types with tailored allocations that incorporate client-imposed restrictions.

Brock Stassi is a financial advisor at Baer Investment Advisory LLC with four years of industry experience. He has held coaching positions with several professional baseball organizations, including the Philadelphia Phillies, and currently serves as a baseball coach at William Jessup University. Baer Investment Advisory LLC provides discretionary portfolio management and advisory services to individuals, high net worth individuals, trusts, and corporations. The firm employs a multi-disciplinary investment process within a modern portfolio theory framework, focusing on equities, fixed income, and derivative strategies tailored to client objectives.

Michael Kokesh is a financial advisor with Monetary Management Corporation, holding a Series 66 designation and 16 years of industry experience. His career includes leadership roles at several firms, including Ramparts Asset Management Company and Kokesh Law Group, where he also practices as an attorney. He serves on the board of ViCardia Therapeutics, Inc. Monetary Management Corporation provides discretionary portfolio management primarily for individual investors, focusing on equity and fixed-income strategies. The firm employs proprietary earnings-based stock-selection formulas and utilizes derivatives and hedging techniques across multiple named strategies.

Joseph Haberman is a financial advisor at Marin Bay Wealth Advisors, LLC with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Wells Fargo Clearing, Deutsche Bank Securities, and Robertson Stephens. Outside of his advisory role, he serves as a head basketball coach at Cunha Intermediate School. Marin Bay Wealth Advisors primarily serves high net worth individuals, trusts, estates, and charitable organizations, managing approximately $375.6 million in assets. The firm combines fundamental, technical, quantitative, and qualitative analysis in its investment process and employs strategies such as covered-call writing and defensive allocations, including the use of derivatives and options in separately managed accounts.

Laurean Nardone is a CFP® with 26 years of experience and has been with Shira Ridge Wealth Management since 2000. She holds the Series 63 designation and serves on the boards of the Marin Shakespeare Company, Inc., The League of Women Voters Marin County, and Far Horizons. Shira Ridge Wealth Management serves individuals, high-net-worth clients, small business owners, and nonprofit organizations with discretionary asset management and comprehensive financial planning. The firm combines a planning-first approach with diversified, tax-aware investment strategies and access to institutional separate managed account programs.