Robert Lockhart is a financial advisor at Raymond James Financial with 18 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for 12 years before joining Raymond James in 2020. Outside of his advisory role, he serves as CEO of Align Financial Inc., a support company affiliated with his firm. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored non-discretionary planning and analytical tools, supports institutional consulting, and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

George Hoang is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2015. His prior experience includes roles at Thirstea and JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research supported by a centralized manager solutions team.

Richard Montoya is a Wealth Management Planning Consultant at Fidelity Investments, where he collaborates with clients and their families to develop and maintain comprehensive multi-generational wealth plans. He is part of a Wealth Management Team dedicated to addressing client service and planning needs. Richard has professional experience spanning several roles in the financial services industry. Before joining Fidelity Investments in 2022, he worked as a Registered Client Associate at Wells Fargo from 2021 to 2022, a Premier Banker at Wells Fargo from 2019 to 2021, and a Relationship Banker at Chase Bank from 2015 to 2019. He holds a California Insurance License. Outside of his professional work, Richard has interests in fishing, football, and military service.

Dawn Dyanna Dhyanna is a financial advisor at LPL Financial with 42 years of industry experience. She holds a Series 63 designation and has worked previously at Western International Securities, The Social Equity Group, and Financial West Group. Dawn is also involved in a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement participants, banks, trust companies, and institutions through a broad range of advisory and brokerage services.

Meredeth Bertacco is a CFP® with 15 years of industry experience, currently serving at Edward Jones since 2011. She is based in Sebastopol, CA. Outside of her advisory role, she is an owner and operating member of Gold Dirt Vineyards LLC, a vineyard project in Sebastopol focused on fruit production. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment solutions through a large national network of financial advisors and branch offices.

Luke Mazza is a financial advisor at Ameriprise in Sonoma, CA, holding Series 66 and Series 65 licenses with one year of industry experience. His prior work includes roles at Pacific Private Money Inc, M Capital Technologies LLC, State Compensation Insurance Fund, and Fitch Ratings. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning focused on dependable income and tax-aware withdrawal strategies. The firm’s approach integrates proprietary research, third-party data, and algorithmic tools, operating within an investment universe influenced by affiliated product relationships.

Michael Calvelli is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His career includes roles at Protected Investors of America and several financial services firms prior to joining Cambridge in 2016. He serves on the board of Friends House, a continuing care community, and is a board member of The Julia Gardner Grant Foundation, a charitable organization currently in formation. Cambridge Investment Research Advisors serves a diverse client base, including individual, pension, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management and provides access to proprietary and third-party model strategies through multiple platforms.

Dana Morton is a financial advisor with LPL Financial in Rohnert Park, CA, holding the ChFC® designation along with Series 63 and 65 licenses. He has 44 years of industry experience, including 17 years at The Morton Capital Group and a long tenure with LPL Financial dating back to 1982. Outside of his advisory role, he sells health insurance products specifically designed for seniors, including Medicare Advantage plans. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, leveraging model portfolios, third-party subadvisors, and various advisory platforms to meet diverse client needs.

Nicholas Alexiou is a financial advisor with J.P. Morgan Securities in Napa, CA, holding Series 66 and Series 63 licenses and six years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2019. Prior to his advisory career, he worked at Oliver's Market and attended the University of California - San Diego. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and may incorporate ESG criteria within its model asset allocations.

Corey Hayashi is a CFP® and Series 66-registered financial advisor with Edward Jones in Alameda, CA. He has 15 years of industry experience and has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management and over 23,700 financial advisors nationwide. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Erin Hofacket is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. She has previously worked at Edward Jones, JP Morgan Chase Bank NA, First Republic Investment Management Inc, and Merrill Lynch. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 financial advisors and offers both brokerage and advisory solutions.

James Wandzilak is a CFP® professional with 33 years of industry experience. He has worked at Edward Jones since 2000 and has additional experience with Wells Fargo Securities Inc. and Wells Fargo Bank, N.A. since 1994. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Joel Parrish is a financial advisor with Edward Jones in Petaluma, CA, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of advisors and branch offices.

Gregory Nikolaieff is a financial advisor at Ameriprise in Novato, CA, holding a Series 66 designation with 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary, personalized recommendations through a centralized consulting team.

Katherine Engel is a Senior Financial Advisor with Merrill Lynch Wealth Management. She focuses on helping clients achieve their financial goals through personalized wealth management strategies that adapt to changing market conditions. Her client focus areas include Family Wealth Management Strategies, Personal Retirement Planning, and Individual and Corporate Investment Strategy. Katherine earned her CERTIFIED FINANCIAL PLANNER® (CFP) certification in 2022, enhancing her expertise in the financial services sector to better assist her clients. She holds a Bachelor's Degree from Fordham University and a Master's Degree from the University of Sydney. She carries professional designations including Personal Investment Advisor (PIA). Engaged in her community, Katherine participates in organizations such as 100 Women Who Care and Soroptimists International. She volunteers with local groups including the Community Resources for Children Development Committee, Leadership Napa Valley Class 35, Napa United Soccer as a coach, and the Napa Valley Support Services Committee. Her personal interests include cooking, football, reading, running, scuba diving, soccer, softball, spending time with her family, traveling, and watching movies.

Richard Pitt is a financial advisor with Ameriprise in Santa Rosa, CA, holding a Series 63 designation and over 30 years of industry experience. He has been with Ameriprise and its affiliated entities since 1996. Outside of advisory services, he is involved in independent insurance brokering across several health insurance providers. Ameriprise offers a retirement-income planning service designed for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendations. The firm delivers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Evan Bernardy is a financial advisor at LPL Financial with seven years of industry experience. He holds the Series 66 designation and previously worked at Bank of America and Merrill. Outside of his advisory role, he is also active as an artist and musician. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing both in-house and third-party strategies across various investment approaches.

Sean O'Brien is a financial advisor with Edward Jones in Napa, CA, holding a Series 66 designation and 13 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, he is part owner of a construction company, O'Brien Builders, based in Fairfield, CA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Nicole Sedano is a financial advisor at OSAIC with one year of industry experience. She holds a Series 66 designation and has previously worked at LPL Financial/Nexus Wealth Partners and Lincoln Financial Advisors. Outside of finance, she has been active as a songwriter and background singer since 2011. OSAIC serves a diverse client base including retail and institutional investors through a multi-advisor platform that offers brokerage and advisory services, comprehensive financial planning, and various portfolio management programs. The firm emphasizes model-based asset allocation and portfolio optimization supported by proprietary tools and a complex network of affiliated entities.

Amy Knopka is a financial advisor at UBS Financial Services with 12 years of industry experience. She has been with UBS since 2013 and holds the Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and offers proprietary research and a range of capital markets services.