John Lococo is a financial advisor with American Investors Company in San Jose, CA, holding a Series 66 designation and 16 years of industry experience. He has been with American Investors Company since 2010 and also serves as a full-time independent insurance agent through his sole proprietorship, First Street Wealth Advisors. American Investors Company provides investment advisory and financial planning services to a range of clients including individuals, pension plans, trusts, and charitable organizations. The firm offers both discretionary and non-discretionary asset management, financial planning, and 401(k) investment services, operating with a combined broker-dealer and SEC-registered adviser structure.

Joseph Mcginley is a financial advisor at Ellis Investment Partners, LLC with 27 years of industry experience. He holds Series 63, 65, and 66 licenses and has previously worked at firms including Federated Securities Corp. and FIS Global Trading. Outside of financial advising, he serves on the boards of the SAG-AFTRA San Francisco-Northern California labor union and the Hunters Point Biomonitoring Foundation. Ellis Investment Partners provides investment advisory and planning services to individual and institutional clients, offering portfolio management, financial planning, and retirement plan advisory with a dynamic asset-allocation approach and multiple model portfolios. The firm is notable for its retirement plan practice and specialized use of Fidelity’s direct-indexing platforms and fiduciary services.

Stephen Brennan is a financial advisor at Alhambra Investment Management LLC with 17 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Alhambra since 2016. Prior to this, he served at San Jose Police & Fire Pension and operated as a sole proprietor. Outside of advising, he runs a marketing consulting business focused on marketing communications and is a partner overseeing commercial real estate investments. Alhambra Investment Management serves individual, high-net-worth, charitable, and corporate clients using a team approach. The firm applies a top-down macroeconomic framework and combines tactical overlays with quantitative equity strategies and alternative investments tailored to client risk tolerances.

Craig Tompkins is a financial advisor with CSP Financial Group LLC in San Jose, CA, holding Series 63 and Series 65 licenses and bringing seven years of industry experience. He has previously worked with Agape Investment Coaching and Rice Financial Consulting, and he also owns and operates Coalition Insurance Services, a life and health insurance business in California. CSP Financial Group provides discretionary asset management, financial planning, and retirement-plan services to individuals, high-net-worth clients, and business entities. The firm emphasizes portfolio construction and monitoring based on Modern Portfolio Theory, employs third-party managers for model implementation, and manages held-away workplace accounts with a focus on tax-efficient asset location and rebalancing.

Henry Hien Phan is a financial advisor at Kera Capital Partners with five years of industry experience. He holds a Series 65 designation and has previously worked at Nfluence Partners, Vista Wealth Management, Morgan Stanley, and AxA Advisors. Kera Capital Partners manages over $1.3 billion and serves individual clients, foundations, trusts, retirement plans, corporations, and pooled investment vehicles. The firm employs a combination of fundamental and quantitative analysis with an outcomes-oriented asset allocation approach, emphasizing data analytics and tax awareness.

Matthew Keating is a financial advisor with Saratoga Research & Investment Management. He holds a Series 65 credential and has six years of industry experience. Prior to joining Saratoga Research & Investment Management in 2019, he worked at Apple for seven years. Saratoga Research & Investment Management provides discretionary portfolio management to individuals, including high-net-worth clients, and various institutional clients such as pension plans, endowments, foundations, and corporations. The firm employs a long-only, concentrated large-cap equity strategy characterized by a four-step investment process and manages approximately $2.5 billion across roughly 2,800 clients.

Reese Rifredi is a financial advisor with Kane Investment Management, Inc. in Los Gatos, CA, holding a Series 65 credential and two years of industry experience. His prior work includes roles at Optimist Made, Get Smart Labs, Loyola Marymount University, and RPM Training. Kane Investment Management provides tailored investment account management and advisory services to individuals, high-net-worth clients, 401(k) plans, trusts, and estates. The firm employs a combination of charting, fundamental and technical analysis to manage equity and fixed income portfolios, typically on a discretionary basis.

Kelly Roemers is a Series 65 registered advisor with nine years of industry experience. She has worked at Statheros Financial Solutions, Inc. since 2019, following a prior tenure at Pgr Solutions, LLC, which was succeeded by Statheros. Statheros Financial Solutions, Inc. provides personalized investment management and financial planning to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm utilizes globally diversified, long-term strategies primarily through mutual funds and ETFs, and employs a proprietary Portfolio Builder tool to tailor allocations based on tax status, financial need, and risk tolerance.

Julianne Jeffrey is a financial advisor at Silicon Valley Capital Partners, L.P. with a Series 65 designation and one year of industry experience. She has previously worked at Ensemble Capital Management, LLC, Parallel Advisors, LLC, and SunOpta Trading. Silicon Valley Capital Partners, L.P. offers discretionary investment management, financial planning, and consulting services to individuals, trusts, charitable organizations, corporations, and other business entities. The firm uses a combination of top-down macroeconomic analysis and bottom-up valuation with proprietary momentum models to tailor portfolios according to clients’ risk tolerance, time horizon, and liquidity needs.

Michael Bergines is a financial advisor at Prospero Wealth, LLC in San Jose, CA, with four years of industry experience. He holds Series 65 and Series 63 designations and has previously worked at Armanino LLP and BTN Consulting, Inc. Prospero Wealth provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, businesses, and employer retirement plans. The firm employs tailored investment programs using individual securities, ETFs, and derivative strategies, and offers assets-under-advisement consulting to other advisers.

Charles Mcateer III is a financial advisor at Aria Wealth Management with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Raymond James Financial Services Advisors and Raymond James Financial Services before joining Aria Wealth Management in 2019. Outside of his advisory role, he is a co-owner of Life Changing Nutraceuticals Inc., where he manages the company’s finances and works with legal advisors. Aria Wealth Management serves individual and institutional clients, including high-net-worth families, trusts, pension plans, and charitable organizations. The firm employs an asset allocation approach based on fundamental and technical analysis and incorporates Modern Portfolio Theory, managing discretionary accounts and often utilizing third-party managers and sub-advisors.

Lance Pieper is a CFP® professional with five years of industry experience, currently serving at Concentrum Wealth Management. He has been with the firm since 2018. Concentrum Wealth Management is a team-based registered investment adviser that serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and business entities. The firm focuses on wrap-fee asset management and employs investment strategies that include derivatives and margin, distinguishing it from many similar-sized advisory teams.

Roger Gainer is a ChFC® credentialed financial advisor with 18 years of industry experience. He is affiliated with Heckman Financial & Insurance Services, Inc., where he has worked since 2011, and also serves as president of Gainer Financial & Insurance Services, an insurance agency specializing in life insurance and annuities. In addition to his advisory work, he is involved in software sales through a separate business. Heckman Financial & Insurance Services provides discretionary asset management and financial planning to individuals, high-net-worth clients, trusts, estates, charitable organizations, and corporate retirement plans. The firm combines advisory services with insurance production, tax-preparation services, and estate-planning software sales, and offers educational seminars and workshops for clients and the public.

Elizabeth Luna is a financial advisor at Aria Wealth Management with 19 years of industry experience. She holds a Series 65 designation and has worked at several firms, including Concert Wealth Management and Omni Global Group, where she serves as CFO and shareholder. Outside of her advisory role, Ms. Luna is a board member of Grail Family Services, a nonprofit focused on services for children, and is a licensed notary public in California. Aria Wealth Management serves individual and institutional clients, including high-net-worth families, trusts, pension plans, and charitable organizations. The firm employs an asset allocation approach informed by fundamental and technical analysis, often utilizing third-party managers and sub-advisors, and is notable for its multi-office structure and institutional client base.

Harpal Sangha is a Series 65 licensed advisor at Heckman Financial & Insurance Services, Inc. with prior experience at Cantab Asset Management Ltd. and a background that includes roles outside the financial industry. He is based in San Jose, CA. Heckman Financial & Insurance Services, Inc. advises individuals, trusts, estates, charitable organizations, and businesses, offering discretionary asset management, financial planning, and ERISA retirement-plan advisory services. The firm combines portfolio management with insurance brokerage and tax-preparation services and conducts educational seminars and workshops for the public.

Tierney Bosset is a CFP® and holds a Series 65 license with three years of industry experience. She has been with Saratoga Research & Investment Management since 2019, following a brief tenure at Mutual Advisors, LLC. Saratoga Research & Investment Management provides discretionary portfolio management to individuals, including high-net-worth clients, as well as various institutional clients such as pension plans, endowments, and registered investment companies. The firm employs a long-only approach focused on large-cap equities, using a structured process that combines quantitative screening with qualitative analysis and dual valuation techniques.

Mark Astrinos is a CFP®, PFS™, and Series 65-licensed advisor at Libra Wealth LLC with 14 years of industry experience. His prior roles include positions at Chamberlain Financial Planning & Wealth Management and Vista Wealth Management, LLC. He is based in Los Gatos, CA. Libra Wealth LLC advises individuals, high-net-worth clients, trusts, and estates through wealth management, discretionary portfolio management, financial planning, and donor-advised fund administration. The firm follows a fiduciary standard and employs a long-term, diversified investment approach using low-cost passive funds alongside select individual securities or Independent Managers tailored to client objectives and risk tolerance.

Mathew Spencer is a financial advisor at Saratoga Research & Investment Management with 11 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at JMP Securities LLC for five years before joining Saratoga Research & Investment Management in 2019. Saratoga Research & Investment Management provides discretionary portfolio management primarily through separately managed accounts to individuals, including high-net-worth clients, as well as institutional clients such as pension plans, endowments, and charitable organizations. The firm employs a long-only, concentrated large-cap equity strategy using a four-step process that combines quantitative screening, qualitative analysis, and dual valuation techniques.

Brendon Kempin is a financial advisor at Cynosure Portfolio Advisors LLC with seven years of industry experience. He holds the Series 66 designation and previously worked at IEQ Capital, LLC and First Republic Securities Company, LLC. Cynosure Portfolio Advisors serves individual advisory clients, focusing on retail and non–high-net-worth individuals connected to clients of its affiliate, The Cynosure Group, LLC. The firm offers customized portfolio advisory and integrated financial planning, using a strategic asset allocation framework and a range of investment vehicles, with ongoing monitoring and periodic rebalancing.

Robert Meng is a CFA® charterholder with 11 years of industry experience. He has been with Saratoga Research & Investment Management since 2014. Saratoga Research & Investment Management provides discretionary portfolio management to individuals, including high-net-worth clients, as well as institutional clients such as pension plans, endowments, and registered investment companies. The firm employs a long-only, concentrated large-cap equity approach using a structured process combining quantitative and qualitative analysis, managing approximately $2.5 billion across about 2,800 clients.