Charles Christensen is a financial advisor at Ameriprise with 31 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he serves on the Board of Directors for the Modesto Band of Stanislaus County. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendation reports through a centralized consulting team.

Douglas Bott is a financial advisor with Morgan Stanley based in Stockton, CA, holding a Series 66 designation and having 25 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2012. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and various investment strategies to support its advisory services.

Sukhvinder Thiara is a Wealth Management Advisor based in the Stockton, California Merrill Lynch Wealth Management office. He joined Merrill Lynch in 2011 and specializes in developing financial strategies and recommendations for high-net-worth individuals, their families, and businesses to support their short- and long-term financial goals. Sukhvinder’s approach to wealth management is consultative and objective, involving thorough review of clients’ financial situations and preferences, tailored asset allocation recommendations, and ongoing discussions covering investments, retirement planning, philanthropy, and estate planning in collaboration with clients’ advisors. Sukhvinder holds the CERTIFIED FINANCIAL PLANNER™ designation and is registered with FINRA Series 7 and Series 66. He earned a Bachelor of Arts in Biological Sciences from the University of California, Davis in 1996 and a Master of Business Administration in Finance from California State University, Hayward in 2003. In addition to English, he is fluent in Spanish and Punjabi. Outside of his professional work, Sukhvinder is involved in coaching youth sports in Lodi, California. He lives in Lodi with his wife, Arvinder, and their two children.

Alfonso Estrella is a Senior Financial Advisor and Vice President at Merrill Lynch Wealth Management. In his role, he utilizes a disciplined process to deliver a consistent yet customized wealth management experience. Alfonso assists clients in establishing their financial objectives, developing appropriate strategies, and making recommendations that leverage the breadth and depth of Merrill Lynch Wealth Management. He conducts regular reviews to help clients assess their progress and adjust strategies in response to changes in their personal or business circumstances. Alfonso holds the designation of Personal Investment Advisor (PIA) and earned his High School Diploma from Hueneme. He follows a philosophy that emphasizes understanding clients' life priorities, focusing not only on markets and returns but also on what matters most to each individual. Alfonso maintains an active connection to his community through volunteer work. His personal interests include cooking, photography, spending time with family, and watching movies.

Andy Moreno is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and has previously worked at Westamerica Bank, Bank of America, Merrill, and Patelco Credit Union. His background also includes roles outside of finance, such as with Panda Restaurant Group and CSU Stanislaus. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of advisory programs and financial planning services, utilizing discretionary and non-discretionary management supported by in-house and third-party research.

Ernesto Martinez is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously with Wells Fargo Clearing and Wells Fargo Bank, N.A. Martinez is also involved in managing rental properties in Stockton, California. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Sharon Amick is a Series 66 licensed financial advisor at Edward Jones with 13 years of industry experience. She has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds under a fiduciary standard.

Todd Venturini is a CFP® with 27 years of industry experience and has been with LPL Financial since 2016. He operates out of Modesto, CA, and is registered with the Series 63 and Series 65 designations. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs backed by research and model portfolios, providing both discretionary and non-discretionary management options.

Jeremy Silcox is a financial advisor with LPL Financial, holding a Series 66 designation and 25 years of industry experience. His prior work includes a 20-year tenure at Waddell & Reed, as well as roles with the Boys & Girls Club of Tracy and Tracy Unified School District. He currently serves as a non-profit board member for the Tracy Unified School District. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual clients, retirement plans, institutions, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and various portfolio strategies.

Steven Bidwell is a financial advisor at Edward Jones with nine years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Bankers Life and Bankers Life Securities Inc. Outside of his advisory role, he is involved in a VA compensation and pension activity in French Camp, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Esaul Guerrero III is a Series 66 licensed financial advisor with 20 years of industry experience, currently affiliated with Edward Jones. He has been with UnionBanc Investments Services since 2009. Outside of his advisory work, he is involved in rental property management and operates an RV rental business, as well as a venue rental service for events and photo shoots in Modesto, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, managed solutions, and affiliated investment products, supported by a large nationwide network of financial advisors and branch offices.

Craig Massei is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and seven years of industry experience. He has been with Ameriprise since 2016. Outside of his advisory work, Massei is a freelance writer and reporter, contributing to the Associated Press as a Northern California correspondent and to American Sports Media. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual advice focused on retirement income planning, employing a non-discretionary implementation approach supported by a centralized service team.

Jeffrey Sutton is a financial advisor at Stifel with 32 years of industry experience. He holds the Series 63 designation and has worked at Stifel Nicolaus & Co Inc since 2018. His prior experience includes positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he is the author of a book titled "WHY MY MOMMY?" which he promotes through social media and book signings. Stifel serves a broad range of clients including individuals, institutional clients, and municipal entities, offering both brokerage and advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Mark Stroup is a financial advisor with LPL Financial in Stockton, CA, holding a Series 66 credential and 20 years of industry experience. His prior experience includes roles at Waddell & Reed, Inc., various insurance carriers, and ownership positions at Stroup & Silcox Inc and Stroup & Silcox Group Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning services, and brokerage solutions, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Daniel Hansen is a Series 66 licensed financial advisor with Merrill in Stockton, California, with 18 years of experience in the industry. He has worked at both Bank of America and Merrill since 2009. Outside of his advisory role, Hansen owns and teaches at Renbukai Karate Club, where he provides martial arts instruction to children at no cost. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Malonn Barnes is the Resident Director and a financial advisor at Merrill. He serves executives, business owners, medical professionals, and their families by listening, guiding, and empowering them to make well-informed financial decisions. His focus areas include retirement planning, wealth management, exit planning, legacy planning, corporate executive services, services for endowments, foundations, and non-profits, personal retirement planning, and sports and entertainment. Malonn holds a Bachelor's Degree from Troy University and has earned multiple professional designations, including Accredited Wealth Management Advisor (AWMA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He combines his experience with resources from Merrill, Bank of America Private Bank, and Bank of America to provide comprehensive financial strategies. In addition to his professional work, Malonn has been involved with the Capital Region United Way Foundation Board and previously served on the United Way California Capital Region Foundation Board. His personal interests include basketball, golfing, and music.

George Walters is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 43 years of industry experience. He has worked at Cetera and Cetera Wealth Services since 2013. Outside of his advisory role, he is involved in fixed insurance sales through California Asset Management and owns a group retirement insurance business. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, discretionary and non-discretionary services, and access to third-party money managers.

Frank Feng is a CFP® and ChFC® with 34 years of industry experience, currently serving at LPL Financial since 2019. Prior to joining LPL Financial, he spent 24 years at Cuna Mutual Group. His other activities include operating a retirement and wealth management group under LPL and owning a real estate rental business in Stockton, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs supported by model portfolios, third-party research, and various portfolio management tools.

Amrinder Dhaliwal is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 licenses and bringing 16 years of industry experience. His prior roles include positions at LPL Financial and BANK OF THE WEST, where he worked for over a decade. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Reijer Groenveld is a financial advisor with Edward Jones in Tracy, CA, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies supported by a large nationwide network of financial advisors and branch offices.