Derek Nan is the Managing Director and Senior Resident Director - Wealth Management Advisor at the Modesto Merrill Lynch Wealth Management Office. He joined Merrill in 2007 and leads an advisory team that serves California's agricultural, industrial, medical, and technology-based businesses, focusing on a disciplined, goals-based wealth management approach tailored to clients' unique needs. Derek's expertise includes planning-based financial advice, estate planning issues, money management, retirement planning, as well as small business and corporate 401(k) plans including defined benefit and cash balance plans. He holds a bachelor's degree in Economics from California State University of Stanislaus. Derek is a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His professional affiliations include membership in American Mensa, past presidency of Oakdale Sunrise Rotary, current membership in Modesto Sunrise Rotary, and involvement with the Modesto Sons of Italy. Derek has been recognized in Forbes "Best-in-State Wealth Advisors" list for 2025. He is a lifelong citizen of the Modesto area and is involved in community organizations. His business philosophy centers on being accessible, knowledgeable, and committed to building strong client relationships to help families make important financial decisions.

Andy Moreno is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and has previously worked at Westamerica Bank, Bank of America, Merrill, and Patelco Credit Union. His background also includes roles outside of finance, such as with Panda Restaurant Group and CSU Stanislaus. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of advisory programs and financial planning services, utilizing discretionary and non-discretionary management supported by in-house and third-party research.

Sharon Amick is a Series 66 licensed financial advisor at Edward Jones with 13 years of industry experience. She has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds under a fiduciary standard.

Michael Faircloth II is a financial advisor with Raymond James & Associates, holding the Series 66 designation and bringing 26 years of industry experience. He has worked at Raymond James & Associates since 2017 and previously held roles at Bank of America, N.A. and Merrill. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning and advisory services supported by a nationwide adviser network.

Emily Vierra is a Senior Financial Advisor with the Special Needs Team at Merrill Lynch Wealth Management. She collaborates closely with professional trustees to develop detailed planning and investment frameworks for children and adults with special needs, as well as the elderly and disabled. Her work encompasses conservatorships, guardianships, court-appointed cases, and settlements. Emily focuses on client relationship management, wealth management planning, and team operations, and is skilled in new account onboarding and long-term wealth strategy. Emily began her career at Merrill Lynch in 2007 and has been a member of the Special Needs Team since 2012, progressively taking on additional responsibilities. She holds a Bachelor's Degree in Business Administration with a concentration in Marketing from California State University, Sacramento. She also holds the Personal Investment Advisor (PIA) designation. Emily lives in Modesto and enjoys spending time with her family and friends.

Todd Venturini is a CFP® with 27 years of industry experience and has been with LPL Financial since 2016. He operates out of Modesto, CA, and is registered with the Series 63 and Series 65 designations. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs backed by research and model portfolios, providing both discretionary and non-discretionary management options.

Hector Maldonado is a financial advisor with RBC Capital Markets in Modesto, CA. He holds the Series 66 designation and has 25 years of industry experience, including prior service at Morgan Stanley Smith Barney from 2009 to 2017. Maldonado has been with RBC Capital Markets since 2017. RBC Wealth Management, a division of RBC Capital Markets, serves a broad range of clients, including individual investors, institutional clients, corporations, and charitable organizations. The firm offers various advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to each client’s risk profile.

Steven Bidwell is a financial advisor at Edward Jones with nine years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Bankers Life and Bankers Life Securities Inc. Outside of his advisory role, he is involved in a VA compensation and pension activity in French Camp, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Michele Mc Call is a financial advisor at Edward Jones in Modesto, CA, holding Series 63 and Series 66 credentials with 22 years of industry experience. She has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Esaul Guerrero III is a Series 66 licensed financial advisor with 20 years of industry experience, currently affiliated with Edward Jones. He has been with UnionBanc Investments Services since 2009. Outside of his advisory work, he is involved in rental property management and operates an RV rental business, as well as a venue rental service for events and photo shoots in Modesto, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, managed solutions, and affiliated investment products, supported by a large nationwide network of financial advisors and branch offices.

Tiffany Mousseau is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and eight years of industry experience. She has worked at Ameriprise since 2016 and has prior experience in education with Central Catholic High School and Ceres Unified School District. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through detailed Recommendation Reports and ongoing advice. The firm employs a centralized team for retirement income services and operates within a defined investment universe influenced by affiliated product relationships.

Pablo Zeiter is a financial advisor at Ameriprise in Modesto, CA, holding a Series 66 designation. He has one year of experience in the advisory industry and previously worked as a self-employed real estate appraiser for eight years. Before that, he operated Designation Station LLC for two years. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides retirement planning advice focused on dependable income and tax-aware withdrawal strategies.

Jeffrey Sutton is a financial advisor at Stifel with 32 years of industry experience. He holds the Series 63 designation and has worked at Stifel Nicolaus & Co Inc since 2018. His prior experience includes positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he is the author of a book titled "WHY MY MOMMY?" which he promotes through social media and book signings. Stifel serves a broad range of clients including individuals, institutional clients, and municipal entities, offering both brokerage and advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Eugenio Carrillo Jr. is a financial advisor at Ameriprise with 37 years of industry experience. He holds the Series 63 designation and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he is involved with Rotary International, participating in community service and initiatives promoting integrity and goodwill. Ameriprise is a large institutional firm that offers a retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to provide personalized, written recommendations delivered through a centralized consulting team.

Tasha Way is a financial advisor with Morgan Stanley in Modesto, CA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she serves as a board member and officer of Gross Farms of Greenville, Inc., an agricultural and real estate business. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and the Global Investment Committee's analyses. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct engagements and employer-sponsored plans.

Seth Hammerbeck is a Financial Advisor with Merrill Lynch Wealth Management, specializing in helping individuals and families plan for and achieve their financial goals. He dedicates time to understanding clients' unique needs and priorities to develop strategies that address short-, mid-, and long-term objectives. His services include general investing, retirement planning, saving for unexpected events, and access to specialists in banking, credit, home financing, and small business solutions through Bank of America. Seth's areas of client focus include college education planning, legacy planning, personal retirement planning, small business strategies, tax minimization, and retirement income. He holds the Chartered Retirement Planning Counselor (CRPC) designation and earned a Bachelor's Degree from the California State University System. Outside of his professional work, Seth enjoys camping, fishing, football, hiking, hunting, spending time with his family, and traveling.

George Walters is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 43 years of industry experience. He has worked at Cetera and Cetera Wealth Services since 2013. Outside of his advisory role, he is involved in fixed insurance sales through California Asset Management and owns a group retirement insurance business. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, discretionary and non-discretionary services, and access to third-party money managers.

Reijer Groenveld is a financial advisor with Edward Jones in Tracy, CA, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies supported by a large nationwide network of financial advisors and branch offices.

Nikkolas Nakai is a financial advisor at Morgan Stanley with six years of industry experience and holds a Series 66 designation. He has been with Morgan Stanley since 2019 and also worked at Morgan Stanley Private Bank, N.A. from 2021. Prior to his financial services career, Nakai was involved with Omni Fight Club and DFit Enterprises. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Patty Richardson is a financial advisor at Merrill with 26 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1994. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.