Ron Herring is a financial advisor with UBS Financial Services based in Napa, CA, holding Series 63 and Series 65 licenses and possessing 39 years of industry experience. He has worked at Painewebber Incorporated since 1987 and UILIC since 1986. Outside of his advisory role, he serves as head coach for the Napa Valley Basketball Alliance, a youth basketball program. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets and custody solutions.

Jane Scarbrough is a CFP® with 44 years of industry experience, currently serving as an advisor at LPL Financial since 2009. She has held advisory roles at Scarbrough Financial Group, LLC since 2005 and previously worked at Associated Planners Investment Advisory Inc. and other firms. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors using both proprietary and third-party strategies.

Odalis Medianero is a financial advisor at Fidelity with nine years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Bank of America, Merrill, and New York Life. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, as well as charitable and registered investment companies. The firm uses a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and manages oversight of affiliated and unaffiliated sub-advisers.

Dmitry Leykin is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at JP Morgan Chase Bank, JP Morgan Securities, US Bank, and the Golden Gate Bridge Highway and Transit District. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Tiffany Lam Balfour is a financial advisor at LPL Financial with 16 years of industry experience. She holds Series 63 and Series 66 designations and has worked with firms including Bank of America, Merrill, NerdWallet, and Truliant Federal Credit Union. She is also involved with Redwood Credit Union in Redwood Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering financial planning and investment solutions to individuals, institutions, and retirement plan participants through a large network of advisors and a range of customized strategies.

Manotham Ward is a financial advisor at Morgan Stanley in Santa Rosa, CA, holding Series 63 and Series 66 licenses with 23 years of industry experience. He previously worked at Western International Securities, Inc. for four years before joining Morgan Stanley in 2017. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and extensive asset management services.

Joseph Williams is a financial advisor at Charles Schwab in Santa Rosa, CA, with seven years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Prior to joining Schwab in 2021, he worked at Exchange Bank and SoFi Lending Corp. Outside of his advisory role, he operates a rental service hosting his property for small gatherings and events. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and managed account services. The firm offers a combination of non-discretionary investment recommendations and access to discretionary separately managed accounts, supported by centralized custody and research resources.

Michael Tomren is a CFP® and ChFC® with 29 years of experience in the financial services industry. He is currently with LPL Financial and has previously worked at Commonwealth Financial Network, FSC Securities Corporation, and several other firms. Tomren also operates Tomren Wealth Management as a DBA for his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions through a large network of advisors utilizing both proprietary and third-party strategies.

Michael Septimo is a financial advisor with LPL Financial in Santa Rosa, CA, holding Series 63 and Series 65 credentials and five years of industry experience. His prior roles include positions at Redwood Credit Union, CUSO Financial Services, New York Life, and Sonoma State University. Outside of finance, he is involved with The Bunker Hoop House, a sports-related enterprise in Santa Rosa. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by both proprietary research and third-party subadvisors.

Amanda Mauer is a financial advisor at Morgan Stanley with 23 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and at Citigroup Global Markets since 2003. She holds Series 63 and Series 65 credentials. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

Pamela Menendez is a financial advisor with Charles Schwab who holds a Series 66 designation and has two years of industry experience. Prior to joining Schwab, she worked at Exchange Bank and Beyers Costin Simon. Outside of financial services, she owns and operates a janitorial services business. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers a combination of non-discretionary advisory relationships and access to discretionary separate managed accounts, using multi-asset model portfolios and a formal alternative-investment onboarding process.

Aaron Blum is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach involves structured financial planning supported by firm-approved tools and modeling techniques, serving clients through a broad range of investment and advisory offerings.

Lindsey Stone is a CFP® with 11 years of industry experience and has been with Edward Jones since 2014. She holds the Series 66 designation and is based in Sonoma, CA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering both discretionary and non-discretionary investment strategies. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,700 financial advisors and 15,000 branch offices.

Anthea Maybury is a financial advisor at LPL Financial with 17 years of industry experience. She holds the Series 66 designation and has prior experience at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Investments. In addition to her advisory role, she is involved in real estate marketing services on a part-time basis. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Robert Duffield is a Series 66 licensed financial advisor with Edward Jones in Santa Rosa, California. He has 17 years of industry experience, including over 18 years with Edward Jones. Outside of his advisory role, he is involved in managing a rental dwelling property. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and operates under a fiduciary standard.

Juana Trejo Cervantes is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and seven years of industry experience. She has worked at Wells Fargo Clearing Services LLC since 2018 and Wells Fargo Bank NA since 2013. Outside of her advisory role, she assists with Essence Landscaping in Ukiah, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options, tailored to plan objectives and demographics.

Clark Matthiessen is a financial advisor at LPL Financial with 27 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to joining LPL Financial in 2024, he worked at Redwood Credit Union and Cuso Financial Services, L.P. for over two decades. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions, offering a broad range of financial planning and portfolio management options.

Charles Daniels III is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His work history includes roles at Harvest Financial, LLC, First Allied Securities, Inc., First Allied Advisory Services, Inc., and Cetera affiliates since 1999. He is also active as an insurance agent. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with various program options and over $256 billion in assets under management.

Nicholas Bobroff is a CFP® professional with two years of industry experience, currently working at Charles Schwab & Co., Inc. He has previously worked at Spectrum Financial Management, MGO Private Wealth, LLC, and Eckhoff Wealth Management, among other firms. Outside of his advisory role, he assists with annual organic certification renewals and record keeping for Boldrini Dairy. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary advice and access to affiliated discretionary separately managed accounts. The firm is notable for its large client base, integrated service model, and multi-asset investment approach.

Emmanuel Rojas is a financial advisor at Charles Schwab with 11 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2019, following three years with J.P. Morgan Chase Bank and J.P. Morgan Securities LLC. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and integrates advisory, brokerage, custody, and cash-sweep services within its distinctive operational structure.